$558,000

Estimated payment $3,674/month

Total Views 3,262
4 Beds
3 Baths
2,496 Sq Ft
$224 Price per Sq Ft

Highlights

  • Boat Dock
  • Fishing
  • Craftsman Architecture
  • Freeport Middle School Rated A-
  • Home fronts a pond
  • Pond

About This Home

Welcome to your dream home in the highly sought-after Symphony neighborhood of Hammock Bay! This beautifully maintained 4-bedroom, 3-bathroom home with a flex room and sunroom offers the perfect blend of elegance, comfort, and versatility. Nestled on a serene pond lot at the beginning of a quiet cul-de-sac, this property is a rare find that delivers both luxury and tranquility.

Step inside to discover a thoughtfully designed split floor plan and a light-filled, open-concept living, dining, and kitchen area that's perfect for entertaining or relaxing with family. The interior is a true showstopper, featuring wide-plank LVP flooring throughout—absolutely no carpet! The gourmet kitchen will impress with its crisp white cabinetry, a statement island with a pop of color, gorgeous quartz countertops, stainless steel appliances, and a gas stove that any chef will love.
The flex room has been upgraded with sleek, custom built-ins, making it ideal as a stylish home office, creative studio, or personal library. The sunroom provides a peaceful retreat with views of the pond perfect for morning coffee or winding down in the evenings.
The spacious primary suite offers a quiet escape, featuring a dual vanity with quartz countertops, a soaking garden tub, a separate tiled shower with built-in seating, and a large walk-in closet with ample room for storage and organization.
Outside, enjoy the private backyard oasis where you can kick up your feet on the covered patio and cast a line into the pond for bass or bream, right from your property.
Living in Symphony means enjoying mature tree-lined sidewalks, architecturally varied homes, and direct access to the Hammock Bay Trail system; offering miles of shaded biking and hiking paths. All of this less than 20 miles from the sugar-white sands of the Emerald Coast!
Hammock Bay is more than a neighborhood; it's a lifestyle. Residents enjoy unmatched amenities including:
- 6,000 sq ft clubhouse with caterer's kitchen, movie theater & meeting rooms by the pool
- Additional clubhouse with screened outdoor and picnic areas & dock right on the Choctawhatchee Bay
- Multiple fitness centers & resort-style pools
- Competition lap pool, tennis & pickleball courts, & playgrounds
- Outdoor events stage, jumbo screen, & BBQ areas
- Dog parks, walking trails, stocked ponds, and so much more
Plus, enjoy a General Store, Brewery, and a vibrant calendar of community events; with even more exciting additions on the horizon.
Don't miss your chance to be part of this exceptional community. Schedule your private showing today and experience the comfort, style, and spirit of Hammock Bay living!

Buyer to verify any and all information deemed important to them.

Listing Agent

Amelia Garrett

Coldwell Banker Realty License #3492566 Listed on: 07/09/2025

Coldwell Banker Realty

Co-Listing Agent

Tracie McDermott

Coldwell Banker Realty License #3594444

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,885

Year Built

  • Built in 2021

Lot Details

  • 0.26 Acre Lot
  • Lot Dimensions are 133x107x126x71
  • Home fronts a pond
  • Property fronts an easement
  • Interior Lot
  • Level Lot
  • The community has rules related to exclusive easements

HOA Fees

  • $186 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Craftsman Architecture
  • Brick Exterior Construction
  • Slab Foundation
  • Vinyl Trim
  • Cement Board or Planked

Interior Spaces

  • 2,496 Sq Ft Home
  • 1-Story Property
  • Built-in Bookshelves
  • Ceiling Fan
  • Recessed Lighting
  • Great Room
  • Dining Room
  • Vinyl Flooring
  • Exterior Washer Dryer Hookup

Kitchen

  • Walk-In Pantry
  • Gas Oven or Range
  • Microwave
  • Ice Maker
  • Dishwasher
  • Kitchen Island

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • 3 Full Bathrooms
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom
  • Garden Bath

Outdoor Features

  • Pond

Schools

  • Freeport Elementary And Middle School
  • Freeport High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Tankless Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 16-1S-19-23020-000-0610

Community Details

Overview

  • Association fees include accounting, ground keeping, land recreation, management, master, recreational faclty, security, cable TV
  • Hammock Bay Subdivision
  • Handicap Modified Features In Community

Amenities

  • Community Barbecue Grill
  • Community Pavilion
  • Recreation Room
  • Community Storage Space

Recreation

  • Boat Dock
  • Tennis Courts
  • Community Playground
  • Community Pool
  • Fishing

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,885

Year Built

Built in 2021

Lot Details

0

HOA Fees

$186 per month

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.26
  • Lot Size: 133x107x126x71
  • Co List Office Mls Id: ECU1
  • Co List Office Phone: 850-897-4563
  • Subdivision Name: HAMMOCK BAY
  • Directions: From Hwy. 20, turn south on Great Hammock Bend (entrance to Hammock Bay) Travel approximately 1.5 miles to the Symphony Neighborhood. Turn left onto Symphony Way. At the first stop sign, take a left onto Concert Court. Stay left all the way to the back of Concert Court. House will be on the rights you approach the cul-de-sac.
  • Architectural Style: Craftsman Style
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 1
  • Year Built: 2021
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Rooms:Dining Room: Yes
  • Appliances Microwave: Yes
  • Energy:Ceiling Fans: Yes
  • Energy:Water Heater - Tnkls: Yes
  • Utilities:Gas - Natural: Yes
  • Utilities:Underground: Yes
  • Rooms:Great Room: Yes
  • Waterfront:Pond: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, Microwave, Refrigerator W/IceMk, Stove/Oven Gas, Water Heater - Tnkls
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Flooring: Floor Vinyl
  • Interior Amenities: Built-In Bookcases, Kitchen Island, Lighting Recessed, Pantry, Split Bedroom, Washer/Dryer Hookup
  • Window Features: Window Treatmnt Some
  • Interior:WasherDryer Hookup: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Mstr BdrmMstr Bath:MBath Garden Tub: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Interior:Floor Vinyl: Yes
  • Interior:Split Bedroom: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Lighting Recessed: Yes
  • Appliances:StoveOven Gas: Yes
  • Interior:Kitchen Island: Yes
  • Interior:Built-In Bookcases: Yes

Exterior Features

  • Lot Features: Easements, Interior, Level, Restrictions, Sidewalk, Survey Available
  • Pool Features: Pool Type
  • Waterfront Features: Pond
  • Waterfront: Yes
  • Construction Type: Brick, Siding CmntFbrHrdBrd, Trim Vinyl
  • Foundation Details: Slab
  • Property Condition: Construction Complete
  • Lot Features:Level: Yes
  • Construction Status:Construction Complete: Yes
  • Lot Features:Interior: Yes
  • ConstructionSiding:Slab: Yes
  • Lot Features:Easements: Yes
  • Lot Features:Survey Available: Yes
  • Lot Features:Restrictions: Yes
  • ConstructionSiding:Trim Vinyl: Yes
  • ConstructionSiding:Siding CmntFbrHrdBrd: Yes
  • ConstructionSiding:Brick: Yes
  • Lot Features:Sidewalk: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Gas - Natural, Public Water, TV Cable, Underground
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Pickle Ball, BBQ Pit/Grill, Community Room, Dock, Exercise Room, Fishing, Handicap Provisions, Pavillion/Gazebo, Pets Allowed, Playground, Pool, Separate Storage, Tennis, TV Cable, Waterfront
  • Association #2 Fee: 559.34
  • Association Fee Frequency: Quarterly
  • Association: Yes

Association/Amenities

  • Fees Include:Master Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Ground Keeping, Land Recreation, Management, Master Association, Recreational Faclty, Security, Cable TV

Schools

  • Elementary School: Freeport
  • High School: Freeport
  • Middle Or Junior School: Freeport

Lot Info

  • Lot Size Sq Ft: 11325.6
  • Parcel #: 16-1S-19-23020-000-0610
  • Zoning: Resid Single Family

Tax Info

  • Tax Annual Amount: 4884.94
  • Tax Year: 2024

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,946 $398,398 $96,900 $301,498
2023 $5,946 $433,344 $0 $0
2022 $5,219 $393,949 $76,923 $317,026
2021 $796 $51,984 $51,984 $0
2020 $559 $38,068 $38,068 $0
2019 $524 $36,960 $36,960 $0
2018 $492 $35,226 $0 $0
2017 $465 $34,200 $34,200 $0
2016 $398 $24,515 $0 $0
2015 $373 $22,440 $0 $0
2014 $376 $22,440 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/09/2025 07/09/25 For Sale $558,000 +44.2% $224 / Sq Ft
04/30/2023 04/30/23 Off Market $386,977 -- --
10/01/2021 10/01/21 Sold $386,977 0.0% $149 / Sq Ft
03/16/2021 03/16/21 Pending -- -- --
03/16/2021 03/16/21 For Sale $386,977 -- $149 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $387,000 Hb Title Inc
Warranty Deed $67,500 Hb Title Inc
Corporate Deed $173,800 Southern Escrow & Title Llc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $379,967 FHA
Previous Owner $125,100 Purchase Money Mortgage
Source: Public Records

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Source: Emerald Coast Association of REALTORS®

MLS Number: 980260

Emerald Coast Association of REALTORS®

APN: 16-1S-19-23020-000-0610