254 Main St Oswego, IL 60543
Downtown Oswego Neighborhood
3
Beds
2
Baths
1,650
Sq Ft
8,712
Sq Ft Lot
Highlights
- Farmhouse Style Home
- Corner Lot
- Enclosed patio or porch
- Oswego High School Rated A-
- Detached Garage
- Central Air
About This Home
As of July 2020Beautiful home full of character located in the heart of Oswego! Just a quick walk to everything downtown Oswego has to offer. Have a seat on your front porch and watch your town's Memorial Day parade march right past. Gather in your screened in porch located in the back complete with electric, cable, and a ceiling fan. Mature lilac bushes, exterior landscape lighting, and a brick fire pit with a concrete patio makes outside entertaining a must! Walk thru the front door, and fall in love with this adorable place. This three bedroom, 2 bath has all new carpet, custom cherry cabinetry, hand scrapped floors in the kitchen, a custom farmhouse staircase, and the list goes on. Quality Andersen windows are throughout the whole house. New furnace and water heater were installed in 2014. 2 car garage with 200 amp service makes your garage the perfect work shop. Come see this house, and you will want to call it home! Tour this house from the privacy of your's. (check out our 3D tour)
Last Agent to Sell the Property
United Real Estate-Chicago License #475170060 Listed on: 11/01/2017
Last Buyer's Agent
Maribeth Tzavras
RE/MAX Professionals Select
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,765
Parking
- Detached Garage
- Garage Is Owned
Home Design
- Farmhouse Style Home
- Slab Foundation
- Wood Shingle Roof
Utilities
- Central Air
- Heating System Uses Gas
Additional Features
- Primary Bathroom is a Full Bathroom
- Partial Basement
- Enclosed patio or porch
- Corner Lot
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 30, 2020
Closed on
Jul 6, 2020
Sold by
Vanasdlen Brett
Bought by
Casey Umphfleet Diana and Umphfleet Jimmie
Seller's Agent
Mike Ruffatto
Protech Realty
Buyer's Agent
Wendy Szostak
Redfin Corporation
List Price
$249,900
Sold Price
$229,000
Premium/Discount to List
-$20,900
-8.36%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$101,615
Avg. Annual Appreciation
7.54%
Original Mortgage
$194,650
Outstanding Balance
$174,059
Interest Rate
3.2%
Mortgage Type
New Conventional
Estimated Equity
$156,556
Purchase Details
Closed on
Mar 16, 2020
Sold by
Amerihome Mortgage Company Llc
Bought by
Vanasdlen Brett William
Purchase Details
Closed on
Feb 19, 2020
Sold by
Bonamo Morgan A
Bought by
Amerihome Mortgage Company Llc
Purchase Details
Listed on
Nov 1, 2017
Closed on
May 3, 2018
Sold by
Ammenhauser Christopher Steven and Ammenhauser Lindsay M
Bought by
Bonamo Morgan A
Seller's Agent
Melissa Yackley
United Real Estate-Chicago
Buyer's Agent
Maribeth Tzavras
RE/MAX Professionals Select
List Price
$227,900
Sold Price
$226,000
Premium/Discount to List
-$1,900
-0.83%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.40%
Original Mortgage
$221,906
Interest Rate
4.62%
Mortgage Type
FHA
Purchase Details
Closed on
Jul 8, 2015
Sold by
Ammenhauser Lindsay M and Ammanhauser Christopher Steven
Bought by
Ammenhauser Lindsay M and Ammenhauser Christopher Steven
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$166,839
Interest Rate
4.25%
Mortgage Type
FHA
Purchase Details
Closed on
Sep 23, 2009
Sold by
Crommett Gerald F
Bought by
Moore Lindsay M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$178,703
Interest Rate
5.15%
Mortgage Type
FHA
Purchase Details
Closed on
Nov 1, 1988
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $229,000 | Fidelity National Title Ins | |
| Quit Claim Deed | $159,000 | Fidelity National Title Ins | |
| Sheriffs Deed | -- | Attorney | |
| Warranty Deed | $226,000 | First American Title | |
| Interfamily Deed Transfer | -- | Attorney | |
| Deed | $182,000 | Chicago Title Insurance Co | |
| Deed | $50,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $194,650 | New Conventional | |
| Previous Owner | $221,906 | FHA | |
| Previous Owner | $166,839 | FHA | |
| Previous Owner | $178,703 | FHA | |
| Previous Owner | $71,000 | Credit Line Revolving |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/07/2020 07/07/20 | Sold | $229,000 | -8.4% | $139 / Sq Ft |
| 07/02/2020 07/02/20 | Pending | -- | -- | -- |
| 06/30/2020 06/30/20 | For Sale | $249,900 | +10.6% | $151 / Sq Ft |
| 05/03/2018 05/03/18 | Sold | $226,000 | +0.5% | $137 / Sq Ft |
| 03/27/2018 03/27/18 | Pending | -- | -- | -- |
| 03/08/2018 03/08/18 | Price Changed | $224,900 | -1.3% | $136 / Sq Ft |
| 03/06/2018 03/06/18 | For Sale | $227,900 | 0.0% | $138 / Sq Ft |
| 02/10/2018 02/10/18 | Pending | -- | -- | -- |
| 12/05/2017 12/05/17 | Price Changed | $227,900 | -2.1% | $138 / Sq Ft |
| 11/07/2017 11/07/17 | Price Changed | $232,900 | -3.7% | $141 / Sq Ft |
| 11/01/2017 11/01/17 | For Sale | $241,900 | -- | $147 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $5,765 | $71,634 | $24,285 | $47,349 |
| 2023 | $5,158 | $62,837 | $21,303 | $41,534 |
| 2022 | $5,158 | $57,124 | $19,366 | $37,758 |
| 2021 | $5,240 | $56,004 | $18,986 | $37,018 |
| 2020 | $4,621 | $54,906 | $18,614 | $36,292 |
| 2019 | $4,378 | $51,607 | $18,614 | $32,993 |
| 2018 | $3,940 | $46,775 | $16,871 | $29,904 |
| 2017 | $3,804 | $43,110 | $15,549 | $27,561 |
| 2016 | $3,626 | $40,862 | $14,738 | $26,124 |
| 2015 | $3,631 | $39,290 | $14,171 | $25,119 |
| 2014 | -- | $37,779 | $13,626 | $24,153 |
| 2013 | -- | $39,353 | $14,194 | $25,159 |
Source: Public Records
Agents Affiliated with this Home
-
Mike Ruffatto
M
Seller's Agent in 2020
Mike Ruffatto
Protech Realty
(815) 405-9954
68 Total Sales
-
W
Buyer's Agent in 2020
Wendy Szostak
Redfin Corporation
-
Melissa Yackley
Seller's Agent in 2018
Melissa Yackley
United Real Estate-Chicago
(630) 802-9795
3 in this area
258 Total Sales
-
M
Buyer's Agent in 2018
Maribeth Tzavras
RE/MAX Professionals Select
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: MRD09789961
APN: 03-17-359-001
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