260 S Central Ave Umatilla, FL 32784
Estimated payment $5,189/month
Highlights
- Very Popular Property
- Panel Refrigerator
- Main Floor Primary Bedroom
- Open Floorplan
- Vaulted Ceiling
- Stone Countertops
About This Home
Lakefront Oasis with Income Potential – 260& 264 S. Central Ave., Umatilla, FL. The main home is 1,258 sq ft and the duplex is 2,160 sq ft with both units currently occupied. Discover this exceptional lakefront home in the heart of “Nature’s Hometown” Umatilla, offering peaceful waterfront living with modern comforts and outstanding energy efficiency. Situated on a spacious lot that includes a separate duplex at 260 S. Central Ave. (Units A & B), this property provides versatile options — the duplex can be parceled off as its own unit for added value or rental income.
Step inside to find a thoughtfully designed, energy-efficient home featuring: Quartz countertops in the kitchen with all Whirlpool appliances
A large pantry housing a Samsung washer and dryer
Tongue-and-groove cypress ceilings in the living and dining areas
High-grade tile flooring throughout
6" spray foam insulation in the ceiling and around windows for superior efficiency The open living space flows beautifully to a wall of high-quality double-pane glass with two 8-foot sliders that open onto a large screened lanai. Enjoy breathtaking lake views, a private dock, and a relaxing hot tub.
Both bedrooms are ensuite with quality glass shower doors (no tubs). The master suite boasts an extra-large walk-in closet and a luxurious dual-head shower. The second bedroom includes a built-in office and a Murphy bed for flexible use.
Premium Features & Upgrades: Whole-house Generac home generator (regularly serviced under contract)
Trane energy-efficient HVAC system under service contract with St. Louis Air
Whole-house tankless gas water heater (Navien)
All-gas systems: heat, stove, dryer, and water heater
Yard irrigation sourced directly from the lake
Digital entry lock
Extra-large double carport
Outdoor kitchen on the covered porch (with two lakeside entries)
Lockable exterior storage unit in front (houses electric panel and freezer) Utilities & Infrastructure: All underground utilities
Sewer lift station that pumps directly to the street sewer This main home is an energy-efficient masterpiece with thoughtful details throughout. Titled in a Land Trust (to be provided).
Whether you're looking for a primary residence, a vacation getaway, or an investment with rental potential from the duplex, this lakefront property delivers unmatched lifestyle and value in a quiet, scenic setting near the Ocala National Forest.
Don't miss this rare opportunity — schedule your private showing today!
Listing Agent
RLW REALTY Brokerage Phone: 352-771-2560 License #3248440 Listed on: 05/15/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,857
Year Built
- Built in 1998
Lot Details
- 25,222 Sq Ft Lot
- Lot Dimensions are 73x405
- East Facing Home
- Property is zoned RP
Parking
- 2 Carport Spaces
Home Design
- Slab Foundation
- Frame Construction
- Shingle Roof
- Cement Siding
- Block Exterior
Interior Spaces
- 1,258 Sq Ft Home
- 2-Story Property
- Open Floorplan
- Vaulted Ceiling
- Living Room
- Dining Room
- Utility Room
- Laundry in unit
- Tile Flooring
Kitchen
- Eat-In Kitchen
- Range
- Panel Refrigerator
- Dishwasher
- Stone Countertops
Bedrooms and Bathrooms
- 2 Bedrooms
- Primary Bedroom on Main
- Split Bedroom Floorplan
- Walk-In Closet
- 2 Full Bathrooms
Outdoor Features
- Exterior Lighting
- Outdoor Storage
Schools
- Umatilla Elementary School
- Umatilla Middle School
- Umatilla High School
Utilities
- Central Heating and Cooling System
- Thermostat
- Tankless Water Heater
- High Speed Internet
- Cable TV Available
Additional Features
- Accessibility Features
- 1,080 SF Accessory Dwelling Unit
Community Details
- No Home Owners Association
- Umatilla Mitchenors Add Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 5 / 00A
- Assessor Parcel Number 13-18-26-0500-00A-00501
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $6,365 | $349,990 | -- | -- |
| 2025 | $6,130 | $340,460 | -- | -- |
| 2024 | $6,130 | $340,460 | -- | -- |
| 2023 | $6,130 | $320,930 | $0 | $0 |
| 2022 | $5,694 | $311,590 | $0 | $0 |
| 2021 | $5,227 | $283,538 | $0 | $0 |
| 2020 | $2,135 | $113,688 | $0 | $0 |
| 2019 | $2,137 | $112,465 | $0 | $0 |
| 2018 | $2,037 | $108,852 | $0 | $0 |
| 2017 | $2,661 | $126,873 | $0 | $0 |
| 2016 | $2,660 | $125,120 | $0 | $0 |
| 2015 | $2,706 | $123,115 | $0 | $0 |
| 2014 | $2,684 | $121,293 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 05/15/2026 05/15/26 | For Sale | $870,000 | +109.6% | $692 / Sq Ft |
| 04/16/2026 04/16/26 | For Sale | $415,000 | -- | $192 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Special Warranty Deed | $100 | None Listed On Document | |
| Special Warranty Deed | $100 | None Listed On Document | |
| Warranty Deed | $158,300 | Apple Title Ltd | |
| Quit Claim Deed | -- | None Available | |
| Deed | $100 | -- | |
| Quit Claim Deed | -- | -- | |
| Warranty Deed | $210,000 | -- | |
| Warranty Deed | $87,000 | -- | |
| Warranty Deed | $21,500 | -- |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $118,725 | Commercial | |
| Previous Owner | $100,000 | Commercial | |
| Previous Owner | $21,500 | Commercial |
Source: Stellar MLS
MLS Number: G5111095
APN: 13-18-26-0500-00A-00500
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Listings courtesy of Stellar MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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Ask me questions while you tour the home.