NOT LISTED FOR SALE

2624 State Park Rd Swanton, MD 21561

Estimated Value: $1,052,000 - $1,334,000

4 Beds
3 Baths
2,800 Sq Ft
$405/Sq Ft Est. Value

Last Sold April 21, 2023

Last sale price $900,000 $321 Per Sq Ft

Est. 26% increase in value since last sale

Current estimated payment $6,739/month

195 Days on Market

Highlights

  • 100 Feet of Waterfront
  • 3 Dock Slips
  • Lake View
  • Accident Elementary School Rated 9+
  • Fishing Allowed
  • Open Floorplan

About This Home

As of April 2023

Split-Lakefront chalet in coveted Cherry Creek Cove with 100 feet of level, deep water frontage including a private Type A dock permit! Very private, quiet setting on 3.29 acres that borders Maryland Environmental Trust land that can never be built on - and leads up to the Deep Creek Lake State Park. This rustic home features 3 finished levels, a wood burning fireplace, primary bedroom with private balcony, open floor plan, stone exterior, large lakeside deck, and additional parking areas. The best location in wind protected Cherry Creek Cove featuring a natural swimming area just off the dock and slow boat traffic on weekends. Less than 10 minutes to Wisp ski resort too!

Last Agent to Sell the Property

Mike Kennedy

(301) 616-6106 mkennedy@railey.com Railey Realty, Inc. License #529372 Listed on: 09/16/2022

Railey Realty, Inc.

Last Buyer's Agent

Nick Fratz-Orr

(301) 616-0473 nick@railey.com Railey Realty, Inc.

Railey Realty, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,081

Year Built

  • Built in 1992

Lot Details

  • 3.29 Acre Lot
  • 100 Feet of Waterfront
  • Home fronts navigable water
  • Split Lakefront
  • Backs to Trees or Woods
  • Property is zoned LR, Lake Residential

Parking

  • Driveway

Home Design

  • Chalet
  • Block Foundation
  • Frame Construction
  • Shingle Roof
  • Stone Siding
  • Cedar

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Wood Ceilings
  • Vaulted Ceiling
  • Ceiling Fan
  • Skylights
  • Recessed Lighting
  • Wood Burning Fireplace
  • Sliding Doors
  • Combination Dining and Living Room
  • Lake Views

Kitchen

  • Electric Oven or Range
  • Built-In Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • En-Suite Bathroom

Laundry

  • Laundry on lower level
  • Dryer
  • Washer

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Connecting Stairway

Outdoor Features

  • Canoe or Kayak Water Access
  • Property is near a lake
  • 3 Dock Slips
  • Physical Dock Slip Conveys
  • 3 Powered Boats Permitted
  • 1 Non-Powered Boats Permitted
  • Deck
  • Porch

Location

  • Property is near a park

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Powered By Leased Propane
  • Propane
  • Well
  • Electric Water Heater
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 652
  • Assessor Parcel Number 1218015986

Community Details

Overview

  • No Home Owners Association
  • Cherry Creek Cove Subdivision

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,081

Year Built

Built in 1992

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Chalet
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Federal Flood Zone: No
  • Year Built: 1992
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Disposal, Dryer, Oven/Range - Electric, Refrigerator, Washer, Stainless Steel Appliances
  • Flooring Type: Ceramic Tile, Hardwood, Carpet
  • Interior Amenities: Carpet, Ceiling Fan(s), Combination Dining/Living, Dining Area, Entry Level Bedroom, Floor Plan - Open, Primary Bath(s), Recessed Lighting, Skylight(s), Wood Floors
  • Fireplace Features: Wood
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Sliding Glass
  • Wall Ceiling Types: Dry Wall, Vaulted Ceilings, Wood Ceilings
  • Foundation Details: Block
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Fully Finished, Heated, Improved, Walkout Level, Connecting Stairway
  • Laundry Type: Lower Floor
  • Total Sq Ft: 2800
  • Living Area Sq Ft: 2800
  • Price Per Sq Ft: 683.93
  • Above Grade Finished Sq Ft: 1680
  • Below Grade Finished Sq Ft: 1120
  • Total Below Grade Sq Ft: 1120
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 2
  • All Lower Level Bedrooms: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Frame, Cedar, Stone
  • Road Surface Type: Paved
  • Roof: Shingle
  • View: Water, Lake
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed
  • Water Access: Yes
  • Water Body Name: Deep Creek Lake
  • Water Body Type: Lake
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes
  • Water Frontage In Feet: 100

Garage/Parking

  • Garage: No
  • Type Of Parking: Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Propane - Leased
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Utilities: Cable Tv, Electric Available, Phone Available, Propane, Sewer Available
  • Water Source: Well
  • Internet Services: Cable

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Green Features

  • Clean Green Assessed: No

Lot Info

  • Improvement Assessed Value: 346900.00
  • Land Assessed Value: 248800.00
  • Lot Features: Backs To Trees, Backs - Parkland
  • Lot Size Acres: 3.29
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 143312.00
  • Outdoor Living Structures: Deck(s), Porch(es)
  • Zoning: LR
  • Zoning Description: Lake Residential
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 15658675
  • Tax Annual Amount: 7081.00
  • Assessor Parcel Number: 1218015986
  • Tax Lot: 652
  • Tax Page Number: 466
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2023

Multi Family

  • Waterfront Features: Split Lakefront, Private Dock Site

MLS Schools

  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 16, 2022
Closed on
Apr 18, 2023
Sold by
Kendi Lisa A
Bought by
David B Shriver Irrevocable Trust
Seller's Agent
Mike Kennedy
Railey Realty, Inc.
Buyer's Agent
Nick Fratz-Orr
Railey Realty, Inc.
List Price
$1,169,000
Sold Price
$900,000
Premium/Discount to List
-$269,000
-23.01%
Views
62
Current Estimated Value
$1,135,339

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$235,339
Avg. Annual Appreciation
9.05%

Purchase Details

Closed on
May 30, 2007
Sold by
Carroll James W
Bought by
Kendi Lisa A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$150,000
Interest Rate
6.17%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 25, 2007
Sold by
Carroll James W
Bought by
Kendi Lisa A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$150,000
Interest Rate
6.17%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 16, 1985
Sold by
Railey James L
Bought by
Carroll James W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$28,000
Interest Rate
11.31%

Purchase Details

Closed on
Aug 7, 1985
Sold by
Bock Adam and Bock Anna
Bought by
Railey James L
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
David B Shriver Irrevocable Trust $900,000 None Listed On Document
Kendi Lisa A $715,000 --
Kendi Lisa A $715,000 --
Carroll James W $44,000 --
Railey James L $40,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Kendi Lisa A $150,000
Previous Owner Kendi Lisa A $300,000
Previous Owner Kendi Lisa A $300,000
Previous Owner Carroll James W $28,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/21/2023 04/21/23 Sold $900,000 -21.7% $321 / Sq Ft
03/30/2023 03/30/23 Pending -- -- --
10/27/2022 10/27/22 Price Changed $1,149,000 -1.7% $410 / Sq Ft
09/16/2022 09/16/22 For Sale $1,169,000 -- $418 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,276 $791,433 $0 $0
2024 $8,448 $693,567 $0 $0
2023 $7,256 $595,700 $248,800 $346,900
2022 $6,735 $576,633 $0 $0
2021 $6,903 $557,567 $0 $0
2020 $6,667 $538,500 $248,800 $289,700
2019 $6,667 $538,500 $248,800 $289,700
2018 $6,311 $538,500 $248,800 $289,700
2017 $6,370 $543,500 $0 $0
2016 -- $543,500 $0 $0
2015 -- $543,500 $0 $0
2014 -- $568,100 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDGA2003818

Bright MLS

APN: 18-015986