T
Seller's Agent in 2025
Tina Altman
Epique Realty
(612) 386-7249
1 in this area
2 Total Sales
2631 Margaret St N Saint Paul, MN 55109
4
Beds
1.5
Baths
1,749
Sq Ft
8,843
Sq Ft Lot
Highlights
- 2 Fireplaces
- Corner Lot
- The kitchen features windows
- Bonus Room
- No HOA
- 4-minute walk to Silver Lake Park
About This Home
As of October 2025Welcome to this 4-bedroom, 2-bath corner-lot home where timeless character meets modern updates! Just steps from Silver Lake Beach and minutes from Historic Downtown North St. Paul, this home offers hardwood floors, arched ceilings and doorways, decorative wall paneling, and two fireplaces that bring warmth and charm. The updated kitchen features refaced cabinets, a gas stove, and new dishwasher, while the sunroom offers flexible space for a playroom, office, or sitting area. A newly finished lower-level bedroom, along with thoughtful updates throughout, make this home as functional as it is inviting. Outside, enjoy a fully fenced yard with fresh landscaping, cedar vegetable beds, and room to entertain. With nearby walking trails, parks, and courts, plus major improvements like newer roof, windows, and flooring, this home is truly move-in ready. A rare blend of old-world charm, modern comfort, and an unbeatable location—this may be the right FIT for your next chapter. Virtual Tour.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,816
Year Built
- Built in 1952
Lot Details
- 8,843 Sq Ft Lot
- Lot Dimensions are 79x116x81x116
- Property is Fully Fenced
- Chain Link Fence
- Corner Lot
- Few Trees
Parking
- 1 Car Attached Garage
- Parking Storage or Cabinetry
- Insulated Garage
- Garage Door Opener
Home Design
- Vinyl Siding
Interior Spaces
- 1-Story Property
- 2 Fireplaces
- Wood Burning Fireplace
- Brick Fireplace
- Family Room
- Living Room
- Combination Kitchen and Dining Room
- Bonus Room
- Storage Room
Kitchen
- Range
- Microwave
- Dishwasher
- The kitchen features windows
Bedrooms and Bathrooms
- 4 Bedrooms
Laundry
- Laundry Room
- Dryer
- Washer
Finished Basement
- Basement Fills Entire Space Under The House
- Block Basement Construction
- Basement Storage
- Basement Window Egress
Outdoor Features
- Porch
Utilities
- Window Unit Cooling System
- Vented Exhaust Fan
- Baseboard Heating
- Boiler Heating System
- Water Softener is Owned
Community Details
- No Home Owners Association
- Fourth Add To North, St P Subdivision
Listing and Financial Details
- Assessor Parcel Number 122922120048
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 24, 2025
Closed on
Oct 31, 2025
Sold by
Emerick Jalen and Emerick Heidi
Bought by
Oconner Lawrence and Oconner Terrina
Seller's Agent
Tina Altman
Epique Realty
Buyer's Agent
Claire Felknor
Real Broker, LLC
List Price
$350,000
Sold Price
$353,000
Premium/Discount to List
$3,000
0.86%
Views
98
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-19.90%
Original Mortgage
$14,000
Outstanding Balance
$14,000
Interest Rate
6.3%
Mortgage Type
New Conventional
Estimated Equity
$330,488
Purchase Details
Closed on
Jun 8, 2022
Sold by
Urbanski Rentals Llc
Bought by
Emerick Jalen and Emerick Heidi
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$290,000
Interest Rate
5.1%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 6, 2022
Sold by
Urbanski Rentals Llc
Bought by
Emerick Heidi and Emerick Jalen
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$290,000
Interest Rate
5.1%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 28, 2015
Sold by
Hansen Michael J and Hansen Heidi J
Bought by
Urbanski Rentals Llc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$116,250
Interest Rate
4.02%
Mortgage Type
Unknown
Purchase Details
Closed on
Aug 17, 2007
Sold by
Hansen James S and Hansen Elizabeth J
Bought by
Hansen Michael J and Hansen Heidi J
Purchase Details
Closed on
Sep 19, 1997
Sold by
Olson Judith E
Bought by
Hansen James S and Hansen Elizabeth J
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $353,000 | Legacy Title | |
| Deed | $290,000 | -- | |
| Warranty Deed | $290,000 | None Listed On Document | |
| Warranty Deed | $159,696 | Land Title Inc | |
| Interfamily Deed Transfer | $202,000 | -- | |
| Warranty Deed | $90,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $14,000 | New Conventional | |
| Open | $346,606 | FHA | |
| Previous Owner | $290,000 | New Conventional | |
| Previous Owner | $281,300 | New Conventional | |
| Previous Owner | $116,250 | Unknown | |
| Closed | $281,300 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 10/31/2025 10/31/25 | Sold | $353,000 | +0.9% | $202 / Sq Ft |
| 10/11/2025 10/11/25 | Pending | -- | -- | -- |
| 09/27/2025 09/27/25 | For Sale | $350,000 | -- | $200 / Sq Ft |
Source: NorthstarMLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,296 | $284,100 | $54,800 | $229,300 |
| 2023 | $4,296 | $300,300 | $53,900 | $246,400 |
| 2022 | $3,558 | $269,200 | $54,000 | $215,200 |
| 2021 | $3,480 | $233,800 | $54,000 | $179,800 |
| 2020 | $3,202 | $231,500 | $54,000 | $177,500 |
| 2019 | $2,522 | $214,700 | $54,000 | $160,700 |
| 2018 | $2,272 | $174,700 | $54,000 | $120,700 |
| 2017 | $2,436 | $158,100 | $54,000 | $104,100 |
| 2016 | $2,324 | $0 | $0 | $0 |
| 2015 | $2,178 | $159,900 | $54,000 | $105,900 |
| 2014 | $2,040 | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Tina Altman
-
Tamara Greenslade
Seller Co-Listing Agent in 2025
Tamara Greenslade
Property Brokers of Minnesota
(507) 272-3950
1 in this area
62 Total Sales
-
Claire Felknor
Buyer's Agent in 2025
Claire Felknor
Real Broker, LLC
(763) 234-8228
1 in this area
74 Total Sales
Map
Source: NorthstarMLS
MLS Number: 6789960
APN: 12-29-22-12-0048
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