2640 Clearwater Rd Saint Cloud, MN 56301
3
Beds
2.5
Baths
2,750
Sq Ft
0.39
Acres
Highlights
- No HOA
- Patio
- 1-Story Property
- 2 Car Attached Garage
- Living Room
- Forced Air Heating and Cooling System
About This Home
As of October 2024Welcome to 2640 Clearwater Road in St. Cloud. This home has a second lower level living area and is perfect for those buyers requiring a lot of space. The home features a huge main level with 3 bedrooms and a massive kitchen/dining/living room area. The lower level has it's own apartment style living space complete with kitchen, bathroom, living room, and two additional rooms that could be made into bedrooms with the addition of an egress window. A great opportunity for homeowners that need to have a multi-generational living arrangement or a roommate situation. The main level has gone through many updates including a bathroom remodel and updated flooring which gives this space a fresh look. The backyard is fully fenced in and features a shed for additional storage as well as a large cement patio. There is a pass through driveway offering additional off street parking and easy in and out access. A great home with great opportunity, schedule your showing today.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,332
Year Built
- Built in 1963
Lot Details
- 0.39 Acre Lot
- Lot Dimensions are 121x142
- Chain Link Fence
- Few Trees
Parking
- 2 Car Attached Garage
Home Design
- Flex
Interior Spaces
- 1-Story Property
- Family Room
- Living Room
- Dining Room
- Finished Basement
Kitchen
- Cooktop
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
Laundry
- Dryer
- Washer
Outdoor Features
- Patio
Utilities
- Forced Air Heating and Cooling System
- Well
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 82441520015
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 6, 2024
Closed on
Oct 16, 2024
Sold by
Spencer Kevin
Bought by
Montero Mirian
Seller's Agent
Scott Shosted
VoigtJohnson
Buyer's Agent
Jonathan Soto
RE/MAX Results
List Price
$274,900
Sold Price
$273,000
Premium/Discount to List
-$1,900
-0.69%
Total Days on Market
15
Views
19
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$1,248
Avg. Annual Appreciation
0.74%
Original Mortgage
$218,400
Outstanding Balance
$217,164
Interest Rate
6.35%
Mortgage Type
New Conventional
Estimated Equity
$57,084
Purchase Details
Closed on
Apr 30, 2018
Sold by
Halonen Daniel G and Halonen Rita
Bought by
Spencer Kevin
Purchase Details
Closed on
Jun 19, 2015
Sold by
Goodrum James James
Bought by
Halonen Daniel Daniel
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$138,000
Interest Rate
4%
Similar Homes in Saint Cloud, MN
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $273,000 | -- | |
| Warranty Deed | $149,900 | -- | |
| Deed | $138,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $218,400 | New Conventional | |
| Previous Owner | $138,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 10/16/2024 10/16/24 | Sold | $273,000 | +1.1% | $99 / Sq Ft |
| 09/21/2024 09/21/24 | Pending | -- | -- | -- |
| 09/15/2024 09/15/24 | Price Changed | $269,900 | -1.8% | $98 / Sq Ft |
| 09/06/2024 09/06/24 | For Sale | $274,900 | -- | $100 / Sq Ft |
Source: NorthstarMLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,258 | $195,000 | $40,000 | $155,000 |
| 2023 | $2,332 | $195,000 | $40,000 | $155,000 |
| 2022 | $1,920 | $154,500 | $35,000 | $119,500 |
| 2021 | $1,866 | $154,500 | $35,000 | $119,500 |
| 2020 | $1,856 | $151,000 | $35,000 | $116,000 |
| 2019 | $1,798 | $146,500 | $35,000 | $111,500 |
| 2018 | $1,792 | $139,100 | $35,000 | $104,100 |
| 2017 | $1,736 | $132,200 | $35,000 | $97,200 |
| 2016 | $1,648 | $0 | $0 | $0 |
| 2015 | $1,628 | $0 | $0 | $0 |
| 2014 | -- | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Scott Shosted
Seller's Agent in 2024
Scott Shosted
VoigtJohnson
(651) 283-8292
165 Total Sales
-
Jonathan Soto
Buyer's Agent in 2024
Jonathan Soto
RE/MAX Results
(651) 592-4303
343 Total Sales
Map
Source: NorthstarMLS
MLS Number: 6595804
APN: 82.44152.0015
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