NOT LISTED FOR SALE

2645 Ridge Ln Palm Harbor, FL 34684

Estimated Value: $412,000 - $453,000

4 Beds
2 Baths
1,706 Sq Ft
$250/Sq Ft Est. Value

Last Sold June 03, 2022

Last sale price $415,000 $243 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $2,653/month

4 Days on Market

Highlights

  • Bonus Room
  • Stone Countertops
  • 2 Car Attached Garage
  • Palm Harbor University High Rated A
  • No HOA
  • Eat-In Kitchen

About This Home

As of June 2022

This move-in ready 4 bedroom, 2 bathroom, 2 car garage home has been well-maintained and is in an amazing location. The seller has just replaced the carpet and made several updates and repairs, so this home is in great shape and offers a turn-key opportunity for the next owner. The home features a versatile split-bedroom layout, with a dining room, formal sitting room, and separate family room. The master suite is on the left side of the home and includes a vanity area that is separate to the bathroom, and an ensuite bathroom with walk-in shower. On the opposite side of the home are the three other bedrooms. They share a hall bathroom that has a large vanity and tub/shower combo. The formal living room and separate dining area are in the center of the home and open to the large family room at the back of the home. The family room opens via sliding glass doors to the large fully fenced backyard. The kitchen has a dinette area and features light oak solid wood cabinets and granite counters. The kitchen comes with all the stainless steel appliances. The two-car garage features space for storage and is also where the washer and dryer are located (both of which come with the home). This home is situated on a quiet street in the lovely established neighborhood of Alderman Ridge and is zoned for great schools including Palm Harbor University High School. It is conveniently located off of US-19, close to Lake Tarpon, and is walking distance to Local Brewing Company, Publix, Walmart, Walgreens, restaurants, a nail salon, a veterinarian office, and more. This home is 20 minutes to Honeymoon Island, 30 minutes to Clearwater Beach, and 40 minutes to the Tampa International Airport. There is NO HOA, NO CDD, and this home does not require flood insurance.

Last Agent to Sell the Property

Philippa Main

FUTURE HOME REALTY INC License #3376338 Listed on: 05/04/2022

FUTURE HOME REALTY INC

Last Buyer's Agent

Darleen DePoalo

ABI ROAD REALTY LLC License #3064075

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,479

Year Built

  • Built in 1983

Lot Details

  • 6,403 Sq Ft Lot
  • Lot Dimensions are 61x105
  • South Facing Home
  • Vinyl Fence
  • Property is zoned R-3

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Open Parking

Home Design

  • Brick Exterior Construction
  • Slab Foundation
  • Shingle Roof
  • Stucco

Interior Spaces

  • 1,706 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Sliding Doors
  • Family Room
  • Bonus Room

Kitchen

  • Eat-In Kitchen
  • Range
  • Dishwasher
  • Stone Countertops
  • Solid Wood Cabinet

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • 2 Full Bathrooms

Laundry

  • Laundry in Garage
  • Dryer
  • Washer

Outdoor Features

  • Patio
  • Rain Gutters

Schools

  • Highland Lakes Elementary School
  • Carwise Middle School
  • Palm Harbor Univ High School

Utilities

  • Central Air
  • Heating Available
  • Thermostat
  • Underground Utilities
  • Phone Available
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Country Grove Sub Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,479

Year Built

Built in 1983

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Brick, Stucco
  • Fireplace: No
  • Living Area: 1706
  • Lot Size Acres: 0.15
  • New Construction: No
  • Year Built: 1983
  • Lot Size Sq Ft: 6403
  • Directions to Property: From US-19, turn East onto Country Grove Blvd, Right on Carriage Dr, Left on Ridge Ln. Home will be on left.
  • Status: Sold
  • Down Payment Resource URL: https://www.workforce-resource.com/dpr/listing/MFRMLS/T3369584?w=Agent&skip_sso=true
  • Down Payment Resource URL 2: https://www.workforce-resource.com/dpr/listing/MFRMLS/T3369584?w=Customer
  • Homestead Y N: Yes
  • Total Acreage: 0 to less than 1/4
  • Unit Number Y N: No
  • Ratio: Close Price\List Price: 1.0375
  • Price per Sq Ft: 243.26
  • Close to Original List Price Ratio: 1.0375
  • View: No
  • Ownership: Fee Simple
  • Tax Year: 2021
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Eating Space In Kitchen, Master Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat
  • Appliances Included: Dishwasher, Dryer, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • Stories: 1
  • Street Number Modifier: 2645
  • Room Count: 8
  • Additional Rooms: Bonus Room, Family Room
  • ResoLivingAreaSource: PublicRecords

Exterior Features

  • Direction Faces: South
  • Exterior Features: Rain Gutters, Sidewalk, Sliding Doors
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Patio and Porch Features: Patio
  • Road Surface Type: Asphalt
  • Water View Y N: No
  • Water Access Y N: No
  • Water Extras Y N: No
  • Disclosures: Seller Property Disclosure

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener
  • Covered Parking Spaces: 2
  • Open Parking: Yes

Utilities

  • Utilities: Cable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Underground Utilities, Water Connected
  • Cooling: Central Air
  • Heating: Other
  • Laundry Features: In Garage
  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association Fee Requirement: None
  • Association Approval Required YN: No

Schools

  • Elementary School: Highland Lakes Elementary-PN
  • High School: Palm Harbor Univ High-PN
  • Middle Or Junior School: Carwise Middle-PN

Lot Info

  • Zoning: R-3
  • Parcel Number: 31-27-16-18620-000-1290
  • Additional Parcels: No
  • Fencing: Vinyl
  • Lot Dimensions: 61x105
  • Flood Zone Code: X
  • ResoLotSizeUnits: SquareFeet

Rental Info

  • Pets Allowed: Yes
  • Minimum Lease: No Minimum
  • Lease Restrictions Y N: No
  • Additional Lease Restrictions: Confirm with local county and city ordinances for specific rental requirements/restrictions.

Tax Info

  • Tax Annual Amount: 1479.13
  • Tax Block: 0
  • Tax Book Number: 85-64
  • Tax Lot: 129

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jul 19, 2024
Sold by
Bannout Khaled and Yazback Sarah
Bought by
Bannout Khaled and Yazback Sarah
Current Estimated Value
$426,207

Purchase Details

Listed on
May 4, 2022
Closed on
May 31, 2022
Sold by
Charmaine Vialva
Bought by
Bannout Khaled and Vazback Sarah
Seller's Agent
Philippa Main
FUTURE HOME REALTY INC
Buyer's Agent
Darleen DePoalo
ABI ROAD REALTY LLC
List Price
$400,000
Sold Price
$415,000
Premium/Discount to List
$15,000
3.75%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.79%
Original Mortgage
$332,000
Interest Rate
4.75%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 22, 2005
Sold by
Hutchins William R and Hutchins Dana M
Bought by
Vialva Charmaine

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$171,920
Interest Rate
6%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 14, 2004
Sold by
Kell Mark and Kell Lisa
Bought by
Hutchins William R and Hutchins Dana M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$121,000
Interest Rate
5.92%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 17, 2002
Sold by
Zioerjen Bruno
Bought by
Kell Mark and Kell Lisa

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$109,600
Interest Rate
6.67%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 17, 1999
Sold by
Ragusa Kathleen and Ragusa Adele
Bought by
Zioerjen Bruno

Purchase Details

Closed on
Sep 19, 1995
Sold by
Weller Klaus
Bought by
Ragusa Kathleen and Ragusa Adele
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Bannout Khaled $100 None Listed On Document
Bannout Khaled $415,000 Diamond Title
Vialva Charmaine $214,900 Security First Title Partner
Hutchins William R $184,500 Surety Title Services Of Flo
Kell Mark $97,900 --
Zioerjen Bruno $90,800 --
Ragusa Kathleen -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Bannout Khaled $332,000
Previous Owner Vialva Charmaine $171,920
Previous Owner Hutchins William R $121,000
Previous Owner Zioerjen Bruno $109,600
Closed Vialva Charmaine $42,980
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
06/03/2022 06/03/22 Sold $415,000 +3.8% $243 / Sq Ft
05/09/2022 05/09/22 Pending -- -- --
05/04/2022 05/04/22 For Sale $400,000 -- $234 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,798 $310,934 -- --
2023 $4,798 $301,878 $118,042 $183,836
2022 $1,477 $116,894 $0 $0
2021 $1,479 $113,489 $0 $0
2020 $1,468 $111,922 $0 $0
2019 $1,434 $109,406 $0 $0
2018 $1,407 $107,366 $0 $0
2017 $1,388 $105,158 $0 $0
2016 $1,369 $102,995 $0 $0
2015 $1,389 $102,279 $0 $0
2014 $1,377 $101,467 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: T3369584

Stellar MLS

APN: 31-27-16-18620-000-1290