NOT LISTED FOR SALE

2646 Spencer Ct Tracy, CA 95377

Estimated Value: $662,000 - $704,000

4 Beds
3 Baths
2,051 Sq Ft
$334/Sq Ft Est. Value

Last Sold October 25, 2018

Last sale price $500,000 $244 Per Sq Ft

Est. 37% increase in value since last sale

Current estimated payment $4,239/month

40 Days on Market

Highlights

  • Contemporary Architecture
  • Double Pane Windows
  • Central Heating and Cooling System
  • No HOA
  • Shed
  • Northeast Facing Home

About This Home

As of October 2018

Nice 2 story 4 bedrooms, 3 full bathrooms 1 bedroom & bath downstairs. Laminate flooring, tiles in kitchen. New HVAC 2015. New flooring downstairs 2013. Beautiful landscaped front & back with lots of fruit trees. Easy access to Tracy sports complex, shopping & freeways.

Last Agent to Sell the Property

Johanne Reno

KW Central Valley License #01464086 Listed on: 09/01/2018

Last Buyer's Agent

Parmjit Singh

Better Homes and Gardens RP License #01879431

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2000 | Remodeled

Lot Details

  • 4,966 Sq Ft Lot
  • Northeast Facing Home
  • Back Yard Fenced

Parking

  • 2 Car Garage

Home Design

  • Contemporary Architecture
  • Slab Foundation
  • Tile Roof

Interior Spaces

  • 2,051 Sq Ft Home
  • 2-Story Property
  • Double Pane Windows
  • Family Room with Fireplace

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 3 Full Bathrooms

Outdoor Features

  • Shed

Utilities

  • Central Heating and Cooling System
  • Refrigerated and Evaporative Cooling System

Community Details

  • No Home Owners Association
  • Lyon Crossroads Subdivision

Listing and Financial Details

  • Assessor Parcel Number 238-440-34

Home Details

Home Type

Single Family

Year Built

Built in 2000 | Remodeled

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Subtype Description: Detached
  • Property Subtype 1: Single Family Residence
  • Remodeled Updated: Yes
  • Year Built: 2000
  • Architectural Style: Contemporary
  • Stories: 2
  • Subdivision: Lyon Crossroads
  • Remodeled/Updated Desc: Other-Rmks 0-5YR
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher,Disposal,Free Standing Gas Oven,Free Standing Gas Range,Microwave
  • Other Equipment: Water Cond Equipment Owned
  • Fireplace Features: Family Room
  • Fireplaces: 1
  • Flooring: Carpet,Laminate,Linoleum/Vinyl
  • Master Bathroom Features: Double Sinks,Shower Stall(s),Tub,Walk-In Closet,Window
  • Bathroom Features: Shower Stall(s),Tub w/Shower Over
  • Bathrooms: 3.00
  • Dining Room Features: Formal Room,Space in Kitchen
  • Kitchen Features: Tile Counter,Kitchen/Family Combo
  • Room Type: Baths Other,Dining Room,Living Room,Master Bathroom,Downstairs Bedroom
  • Main Level: Bedroom(s),Full Bath(s)
  • Price Per Square Foot: 243.78
  • Square Footage: 2051
  • Window Features: Dual Pane Full

Exterior Features

  • Other Structures: Shed(s)
  • Construction Materials: Stucco,Wood
  • Property Faces: Northeast
  • Disclosures/Documents: CC&Rs
  • Fencing: Back Yard
  • Foundation: Slab
  • Horse Property: No
  • Listing Price: 514900.00
  • Lot Features: Auto Sprinkler Front,Cul-De-Sac,Shape Regular
  • Pool: No
  • Property Condition: Updated/Remodeled
  • Roof: Tile

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Attached,Garage Facing Front
  • Driveway/Sidewalks: Sidewalk/Curb/Gutter

Utilities

  • Security: Carbon Mon Detector,Security System Owned,Smoke Detector
  • Sewer: In & Connected
  • Utilities: All Public,Cable Available
  • Cooling: Central
  • Electric: 220 Volts,220 Volts in Laundry
  • Heating: Central
  • Laundry Features: Cabinets,Gas Hook-Up,Inside Area,Upper Floor
  • Water Source: Public

Condo/Co-op/Association

  • Association: No

Schools

  • Senior High School District: Tracy Unified

Lot Info

  • Zoning Description: SFR
  • Irrigation: None
  • Lot Size Acres: 0.1140
  • Lot Size Sq Ft: 4966

Tax Info

  • Assessor Parcel Number: 238-440-34
  • Bonds/Assessments/Taxes: Unknown

MLS Schools

  • School District (County): San Joaquin

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Feb 16, 2021
Sold by
Binder Jaswinder S and Binder Jit B
Bought by
Binder Jaswinder S and Binder Balwinderjit K
Current Estimated Value
$684,875

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$436,500
Outstanding Balance
$390,063
Interest Rate
2.65%
Mortgage Type
New Conventional
Estimated Equity
$294,812

Purchase Details

Listed on
Sep 1, 2018
Closed on
Oct 18, 2018
Sold by
Naranjo Inez and Naranjo Pedro
Bought by
Kaur Binder Jaswinder S and Kaur Binder Balwinder Jit
Seller's Agent
Johanne Reno
KW Central Valley
Buyer's Agent
Parmjit Singh
Better Homes and Gardens RP
List Price
$514,900
Sold Price
$500,000
Premium/Discount to List
-$14,900
-2.89%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.45%
Original Mortgage
$445,000
Interest Rate
4.6%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 16, 2016
Sold by
Naranjo Inez
Bought by
Naranjo Inez and Naranjo Pedro

Purchase Details

Closed on
Nov 2, 2007
Sold by
Naranjo Pedro
Bought by
Naranjo Inez

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$368,000
Interest Rate
6.4%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan

Purchase Details

Closed on
Nov 22, 2003
Sold by
Koochou Nineff and Koochou Maryam
Bought by
Naranjo Pedro and Naranjo Inez

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$279,000
Interest Rate
6.05%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 10, 2000
Sold by
William Lyon Homes Inc
Bought by
Koochou Nineff and Koochou Maryam

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$225,450
Interest Rate
7.81%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Binder Jaswinder S -- First American Title Company
Kaur Binder Jaswinder S $500,000 Old Republic Title Company
Naranjo Inez -- None Available
Naranjo Inez -- Fidelity National Title Co
Naranjo Pedro -- Financial Title Co Stkn
Koochou Nineff $282,000 Chicago Title Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Binder Jaswinder S $436,500
Closed Kaur Binder Jaswinder S $445,000
Previous Owner Naranjo Inez $368,000
Previous Owner Naranjo Pedro $279,000
Previous Owner Koochou Nineff $225,450
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/25/2018 10/25/18 Sold $500,000 -2.9% $244 / Sq Ft
09/17/2018 09/17/18 Pending -- -- --
08/08/2018 08/08/18 For Sale $514,900 -- $251 / Sq Ft
Source: MetroList

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,883 $570,282 $148,773 $421,509
2024 $7,332 $559,101 $145,856 $413,245
2023 $7,075 $536,098 $128,663 $407,435
2022 $7,201 $525,588 $126,141 $399,447
2021 $7,090 $515,283 $123,668 $391,615
2020 $7,023 $510,000 $122,400 $387,600
2019 $6,904 $500,000 $120,000 $380,000
2018 $6,663 $473,567 $149,942 $323,625
2017 $6,209 $449,000 $142,000 $307,000
2016 $5,880 $414,000 $131,000 $283,000
2015 $5,682 $395,000 $125,000 $270,000
2014 $5,106 $359,000 $114,000 $245,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MetroList

MLS Number: 18055981

MetroList

APN: 238-440-34