NOT LISTED FOR SALE

Estimated Value: $745,000 - $796,765

4 Beds
3.5 Baths
3,808 Sq Ft
$200/Sq Ft Est. Value

Last Sold September 15, 2025

Last sale price $747,000 $196 Per Sq Ft

Est. 2% increase in value since last sale

Current estimated payment $5,346/month

300 Days on Market

Highlights

  • Private Pool
  • Gated Community
  • Clubhouse
  • Active Adult
  • Open Floorplan
  • Living Room with Fireplace

About This Home

As of September 2025

Welcome to your dream home in the serene Twin Lakes community of St. Cloud, Florida! This exquisite luxury property features an open floor plan that offers a perfect blend of comfort and elegance, situated in a vibrant 55+ community designed for a relaxed lifestyle.
Step inside to discover a spacious den and dedicated office space, ideal for both productivity and leisure. The heart of the home is the stunning modern chef's kitchen, complete with a huge island that invites gatherings and culinary creativity. Plus, the home comes prewired for a sound system, allowing you to create the perfect ambiance.
Outside, unwind in your private pool oasis, perfect for soaking up the Florida sun or enjoying peaceful evenings under the stars.
Twin Lakes boasts exceptional amenities, including multiple pools, a state-of-the-art gym, and a luxurious clubhouse that hosts a variety of community events. Embrace the vibrant lifestyle you've been dreaming of in this welcoming community!
Don’t miss your chance to call this luxurious property home—schedule a tour today!

Last Agent to Sell the Property

Victor Avila

LPT REALTY, LLC Brokerage Phone: 877-366-2213 License #3372973 Listed on: 10/30/2024

LPT REALTY, LLC

Co-Listed By

Gea Gomez

LPT REALTY, LLC Brokerage Phone: 877-366-2213 License #3247541

Last Buyer's Agent

Jessica Snyder

LPT REALTY, LLC License #3522242

LPT REALTY, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $11,543

Year Built

  • Built in 2022

Lot Details

  • 9,148 Sq Ft Lot
  • South Facing Home
  • Mature Landscaping
  • Irrigation Equipment
  • Property is zoned PUD

HOA Fees

  • $357 Monthly HOA Fees

Parking

  • 3 Car Attached Garage

Home Design

  • Bi-Level Home
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stone Siding
  • Stucco

Interior Spaces

  • 3,808 Sq Ft Home
  • Open Floorplan
  • Crown Molding
  • High Ceiling
  • Ceiling Fan
  • Electric Fireplace
  • Low Emissivity Windows
  • Sliding Doors
  • Entrance Foyer
  • Family Room Off Kitchen
  • Living Room with Fireplace
  • Dining Room
  • Den
  • Bonus Room
  • Inside Utility
  • Laundry Room

Kitchen

  • Built-In Oven
  • Cooktop
  • Microwave
  • Dishwasher
  • Solid Surface Countertops
  • Solid Wood Cabinet

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet

Home Security

  • Home Security System
  • Fire and Smoke Detector

Outdoor Features

  • Private Pool
  • Covered Patio or Porch
  • Outdoor Kitchen
  • Outdoor Grill
  • Rain Gutters

Utilities

  • Central Air
  • Heating Available
  • Thermostat
  • Underground Utilities
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Active Adult
  • Association fees include pool, ground maintenance, recreational facilities
  • Twin Lakes/Michael Gray Association, Phone Number (407) 556-3903
  • Visit Association Website
  • Twin Lakes Subdivision
  • The community has rules related to deed restrictions, fencing, allowable golf cart usage in the community

Amenities

  • Clubhouse
  • Community Mailbox

Recreation

  • Tennis Courts
  • Community Basketball Court
  • Pickleball Courts
  • Recreation Facilities
  • Shuffleboard Court
  • Community Pool

Security

  • Security Guard
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$11,543

Year Built

Built in 2022

Lot Details

0

HOA Fees

$357 per month

Parking

3

Listing Details

  • HOA Fee Includes: Pool, Maintenance Grounds, Recreational Facilities
  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stone, Stucco
  • Fireplace: Yes
  • Living Area: 3808
  • Lot Size Acres: 0.21
  • New Construction: No
  • Year Built: 2022
  • Building Area Total: 5140
  • Lot Size Sq Ft: 9148
  • Status: Sold
  • Co List Office Mls Id: MFR261016803
  • Co List Office Phone: 877-366-2213
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 477.52
  • Escrow State: FL
  • Minimum Lease: 6 Months
  • RATIO Current Price By Calculate: 196.17
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • MFR_CommunityAssociationWaterFeatures: Boat Slip,Dock,Lake,Waterfront
  • Attribution Contact: 877-366-2213
  • Tax Year: 2023
  • Special Features: None

Interior Features

  • Fireplace Features: Electric, Living Room
  • Living Area Units: Square Feet
  • Flooring: Carpet, Tile
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Interior Amenities: Ceiling Fans(s), Central Vaccum, Crown Molding, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Walk-In Closet(s)
  • Appliances Included: Built-In Oven, Cooktop, Dishwasher, Electric Water Heater, Microwave, Range
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: Two
  • Other Equipment: Irrigation Equipment
  • Window Features: Low-Emissivity Windows
  • Additional Rooms: Bonus Room,Den/Library/Office,Inside Utility
  • Living Area Meters: 353.77

Exterior Features

  • Direction Faces: South
  • Pool Features: Other
  • Exterior Features: Outdoor Grill, Outdoor Kitchen, Rain Gutters, Sidewalk, Sliding Doors
  • Roof: Shingle
  • Pool Private: Yes
  • Waterfront: No
  • Patio and Porch Features: Covered, Front Porch, Rear Porch, Screened
  • Road Surface Type: Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes

Utilities

  • Utilities: Cable Connected, Electricity Connected, Public, Sewer Connected, Underground Utilities, Water Connected
  • Cooling: Central Air
  • Heating: Electric
  • Laundry Features: Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Clubhouse, Community Mailbox, Deed Restrictions, Gated Community - Guard, Golf Carts OK, Pool, Sidewalks, Tennis Court(s)
  • Association Amenities: Basketball Court, Clubhouse, Fence Restrictions, Gated, Pickleball Court(s), Pool, Recreation Facilities, Shuffleboard Court, Tennis Court(s)
  • Association Fee: 357
  • Association Fee Frequency: Monthly
  • Association Name: Twin Lakes/Michael Gray
  • Phone: 407-556-3903
  • Association: Yes
  • Security: Gated Community, Security System, Smoke Detector(s)
  • Senior Community: Yes
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: Check with Hoa
  • Association Fee Requirement: Required
  • Association Email: inof@mytwinlakeshoa.com
  • Association URL: www.mytwinlakeshoa.com/

Fee Information

  • Total Annual Fees: 4284.00
  • Total Monthly Fees: 357.00
  • Monthly HOA Amount: 357.00

Lot Info

  • Zoning: PUD
  • Parcel Number: 17-26-31-5262-0001-6360
  • Additional Parcels: No
  • Lot Features: In County, Landscaped
  • Property Attached Yn: No
  • Flood Zone Code: X

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: No short term rentals are allowed. 1 occupant must be at least 55 years old and not occupants under the age of 18 is allowed.

Tax Info

  • Tax Annual Amount: 11543.32
  • Tax Block: 01
  • Tax Book Number: 27-121-126
  • Tax Lot: 636
  • Tax Other Annual Assessment Amount: 1800

Multi Family

  • Approval Process: Review all HOA documents and verify the HOA on leasing process.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 30, 2024
Closed on
Sep 12, 2025
Sold by
Pena Euglis Cornelio
Bought by
Bonilla Jose I and Bonilla Myriam
Seller's Agent
Victor Avila
LPT REALTY, LLC
Buyer's Agent
Jessica Snyder
LPT REALTY, LLC
List Price
$797,997
Sold Price
$747,000
Premium/Discount to List
-$50,997
-6.39%
Views
180
Current Estimated Value
$759,941

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$12,941
Avg. Annual Appreciation
7.75%
Original Mortgage
$347,000
Outstanding Balance
$346,691
Interest Rate
6.58%
Mortgage Type
New Conventional
Estimated Equity
$413,250

Purchase Details

Closed on
Jun 6, 2022
Sold by
Narcoossee Land Ventures Llc
Bought by
Pena Euglis Cornelio

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$608,934
Interest Rate
5.1%
Mortgage Type
Balloon
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Bonilla Jose I $747,000 Unik Title
Pena Euglis Cornelio $692,000 Clear Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Bonilla Jose I $347,000
Previous Owner Pena Euglis Cornelio $608,934
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/15/2025 09/15/25 Sold $747,000 -1.7% $196 / Sq Ft
08/26/2025 08/26/25 Pending -- -- --
06/20/2025 06/20/25 Price Changed $759,997 -1.3% $200 / Sq Ft
03/22/2025 03/22/25 Price Changed $769,997 -2.5% $202 / Sq Ft
03/07/2025 03/07/25 Price Changed $789,997 -1.0% $207 / Sq Ft
02/01/2025 02/01/25 For Sale $797,997 +6.8% $210 / Sq Ft
01/31/2025 01/31/25 Off Market $747,000 -- --
11/23/2024 11/23/24 Price Changed $797,997 -2.7% $210 / Sq Ft
10/30/2024 10/30/24 For Sale $819,997 -- $215 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $12,082 $634,400 $85,000 $549,400
2024 $12,024 $737,700 $85,000 $652,700
2023 $12,024 $685,900 $75,000 $610,900
2022 $3,285 $65,000 $65,000 $0
2021 $2,663 $60,000 $60,000 $0
2020 $2,336 $55,000 $55,000 $0
2019 $2,350 $55,000 $55,000 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: S5114740

Stellar MLS

APN: 17-26-31-5262-0001-6360