NOT LISTED FOR SALE

27 Chatham Ln Palmyra, VA 22963

Estimated Value: $946,000 - $1,062,382

3 Beds
2.5 Baths
3,634 Sq Ft
$275/Sq Ft Est. Value

Last Sold October 17, 2022

Last sale price $925,000 $255 Per Sq Ft

Est. 8% increase in value since last sale

Current estimated payment $5,991/month

5 Days on Market

Highlights

  • Water Views
  • Golf Course Community
  • Bar or Lounge
  • Beach
  • Community Boat Launch
  • Second Kitchen

About This Home

As of October 2022

Look No Further! This Elegant Lakeside Custom Home at beautiful Lake Monticello will offer you a stunning residence, 165' waterfrontage, large boat dock and water views. Enter into your open foyer overlooking the Great Room w/23' ceilings, fireplace w/stone to ceiling surround. Cooks kitchen w/center island, Kraftsman soft close Cabinets, Wolf Gas Range, walk in pantry, ss appliances & granite counter tops, keeping room w/vaulted ceilings. Formal DR w/tray ceiling, Carlisle Maple flooring throughout first level. Private, owners suite w/attached bath, tray ceiling, dual vanities w/stone counters & 2 closets overlooking the lake w/access to back deck. Lower level has an in law suite w/kitchen, 2 large bedrooms w/walk in closets + full bath. Family room & bedrooms have lake views & lead to stone patio and gentle walk to the water. Hardiplank & stone siding, attached 2 car garage on grade, Screened porch, Composite decking is length of home, 40' boat dock, irrigation system, on demand hot water system, wired for generator, professional landscaping, flowering trees & bushes, newer 2 zone heating & air system, (Less than 2 years old). Hall closet framed for future elevator, multiple French doors, wide trim throughout, stone walk ways.

Last Agent to Sell the Property

Vicki Wilson

MONTICELLO COUNTRY REAL ESTATE, INC. License #0225050937 Listed on: 09/22/2022

Last Buyer's Agent

Donna Patton

KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE License #0225040632

KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,615

Year Built

  • Built in 2010

Lot Details

  • 0.45 Acre Lot
  • Cul-De-Sac
  • Landscaped
  • Irrigation
  • Property is zoned R-4 Residential

HOA Fees

  • $97 Monthly HOA Fees

Home Design

  • Poured Concrete
  • HardiePlank Siding
  • Stone Siding

Interior Spaces

  • 1-Story Property
  • Central Vacuum
  • Tray Ceiling
  • Vaulted Ceiling
  • Wood Burning Stove
  • Wood Burning Fireplace
  • Insulated Windows
  • Entrance Foyer
  • Great Room with Fireplace
  • Family Room
  • Dining Room
  • Screened Porch
  • Utility Room
  • Water Views

Kitchen

  • Second Kitchen
  • Breakfast Room
  • Eat-In Kitchen
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Granite Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms | 1 Primary Bedroom on Main
  • Walk-In Closet
  • Bathroom on Main Level
  • Primary bathroom on main floor
  • Double Vanity
  • Private Water Closet

Laundry

  • Laundry Room
  • Dryer
  • Washer
  • Sink Near Laundry

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Basement Windows

Home Security

  • Fire and Smoke Detector
  • Flood Lights

Parking

  • 2 Car Attached Garage
  • Side Facing Garage
  • Automatic Garage Door Opener

Outdoor Features

  • Pond
  • Deck
  • Patio
  • Playground

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Central Air
  • Heat Pump System
  • High Speed Internet
  • Satellite Dish
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 348

Community Details

Overview

  • Association fees include area maint, beach, master ins. policy, play area, prof. mgmt., reserve fund, road maint, security force, snow removal, trash pickup
  • $800 HOA Transfer Fee
  • Lake Monticello Subdivision
  • Community Lake

Amenities

  • Newspaper Service
  • Picnic Area
  • Clubhouse
  • Community Center
  • Meeting Room
  • Community Dining Room
  • Bar or Lounge

Recreation

  • Community Boat Launch
  • Beach
  • Golf Course Community
  • Tennis Courts
  • Baseball Field
  • Soccer Field
  • Community Basketball Court
  • Volleyball Courts
  • Community Playground
  • Community Pool
  • Trails

Security

  • 24-Hour Security
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,615

Year Built

Built in 2010

Lot Details

0

HOA Fees

$97 per month

Listing Details

  • Class: RESIDENTIAL
  • Property Type: Detached
  • Above Grade Finished Sq Ft: 2084
  • Below Grade Total Sq Ft: 2084
  • Design: Arts & Crafts
  • Electricity: Elec Underground
  • L V T Date: 09/24/2022
  • Parcel Number: 348
  • Price Per Sq Ft: 254.54
  • Property Excluded: Laundry room Refrigerator and window treatments.
  • Property Included: Built in Kitchen appliances & refrigerator on first & lower level kitchen.
  • Total Sq Ft: 4762
  • Total Unfinished Sq Ft: 1128
  • Type of Construction: On Site Built
  • Zoning: R-4 Residential
  • Subdivision: LAKE MONTICELLO
  • Comments: No
  • Concatenated Rooms1: |Foyer1|Breakfast1|Half Bath1|Kitchen1|Dining Roo1|Great Room1|Master Bed1|Master BTH1|Laundry1|BedroomB|BedroomB|Full BathB|KitchenB|Family RooB|Utility RoB|
  • Structures Deck Porch: Composite, Deck, Patio, Porch - Front, Porch - Rear, Porch - Screened, Porch - Side, Stone
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Unfinished Below Grade Sq Ft: 534
  • Fireplace: Stone, Wood Burning
  • Laundry: Dryer, Dryer Hookup, Large Sink, Washer, Washer Hookup
  • Basement Type: Finished, Full, Heated, Inside Access, Outside Entrance, Walk Out, Windows
  • Room 1: Foyer,On Level: 1
  • Room 2: Breakfast Room,On Level: 1
  • Room 3: Half Bath,On Level: 1
  • Room 4: Kitchen,On Level: 1
  • Room 5: Dining Room,On Level: 1
  • Room 6: Great Room,On Level: 1
  • Room 7: Master Bedroom,On Level: 1
  • Room 8: Master Bath,On Level: 1
  • Room 9: Laundry,On Level: 1
  • Room 10: Bedroom,On Level: Basement
  • Room 11: Bedroom,On Level: Basement
  • Room 12: Full Bath,On Level: Basement
  • Room 13: Kitchen,On Level: Basement
  • Room 14: Family Room,On Level: Basement
  • Room 15: Utility Room,On Level: Basement
  • Total Finished Sq Ft: 3634
  • Above Grade Finished Sq Ft: 2084
  • Basement: Yes
  • Bathroom: Attach Mstr Bath, Water Closet
  • Below Grade Finished Sq Ft: 1550
  • Fireplace Location: Great Room
  • Foundation: Poured Concrete
  • Kitchen Appliances Feat: Breakfast Nook, Dishwasher, Disposal, Eat-in, Gas Range, Island, Microwave, Pantry, Refrigerator
  • Kitchen Cabinets Counters: Granite, Quartz Counter, Wood Cabinets
  • Land Description: Irrigation System, Landscape Lighting, Landscaped, Water Front
  • Level: 1 Story
  • Primary Bathroom Main Level: Yes
  • Master Bedon Main Level: Yes
  • Bathrooms: 2.5
  • Below Grade Bathrooms: 1
  • Number of Main Level Bathrooms: 1.5
  • Number Beds: 3
  • Number Beds Below Grade: 2
  • Number Beds Main Level: 1
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Room Types: Bedroom, Breakfast Room, Dining Room, Family Room, Foyer, Full Bath, Great Room, Half Bath, Kitchen, Laundry, Master Bedroom, Utility Room
  • Room Types Level1: Breakfast Room (L1), Dining Room (L1), Foyer (L1), Great Room (L1), Half Bath (L1), Kitchen (L1), Laundry (L1), Master Bedroom (L1)
  • Room Types Level B: Bedroom (LB), Family Room (LB), Full Bath (LB), Kitchen (LB), Utility Room (LB)
  • Source of Sq Ft: Builder

Exterior Features

  • Exterior: Hardie Plank, Stone
  • Number Of Acres: 0.45
  • Roof: Architectural Style
  • Structure Features: Central Vacuum, Dual Vanities, Two Kitchens, Walk-in Closet
  • Structure Floors: Carpet, Ceramic Tile, Hardwood
  • Structure Security: 24-hr Security, Gated Community, Smoke Detector(s)
  • Structure Window Ceiling: 9' Ceilings, Insulated Windows, Screens, Tilt Sash Windows, Tray Ceiling, Vaulted/Cathedral Ceiling
  • View: Water View
  • Water Property: Pond / Lake site, Pond / Lake
  • Yard: Flood Lights, Landscape Lighting, Landscaped

Garage/Parking

  • Garage: Yes
  • Unfinished Above Grade Garage: 594
  • Garage Features: Attached, Auto Door, Electricity, Faces Side, Windows
  • Number of Car Spaces: 2
  • Total Above Grade Garage: 594

Utilities

  • Cooling: Central AC
  • Heating: Heat Pump
  • Cable Available: Cable, Dish/Satellite, DSL, Fiber-Optic
  • Gas: Liquid Propane
  • Sewer/Septic System: Public Sewer
  • Water: Public Water

Condo/Co-op/Association

  • HOA/COA Amenities: Bar/Lounge, Baseball Field, Basketball Court, Beach, Boat Launch, Clubhouse, Community Room, Dining Rooms, Golf, Lake, Meeting Room, Newspaper Svc, Picnic Area, Play Area, Pool, Soccer Field, Tennis, Volleyball, Walk/Run Trails
  • Association Setup Transfer Fee Type: $
  • Association Setup Transfer Fees: 800
  • Association Fee: HOA
  • Association Frequency: Annual
  • Association Includes: Area Maint, Beach, Master Ins. Policy, Play Area, Prof. Mgmt., Reserve Fund, Road Maint, Security Force, Snow Removal, Trash Pickup
  • Association Fee: 1164

Schools

  • Elementary School: Central (Fluvanna)
  • Middle School: Fluvanna
  • High School: Fluvanna

Lot Info

  • Lot Features: Cul-de-sac, Private Gated Community, Private Road

Building Info

  • Year Built: 2010

Tax Info

  • Year: 2022
  • Taxes: 5615

MLS Schools

  • HighSchool: Fluvanna
  • Middle School: Fluvanna
  • Elementary School: Central (Fluvanna)

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 22, 2022
Closed on
Oct 14, 2022
Sold by
Ficke Family Trust
Bought by
Barker Ryan M and Barker Katherine P
Seller's Agent
Vicki Wilson
MONTICELLO COUNTRY REAL ESTATE, INC.
Buyer's Agent
Donna Patton
KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE
List Price
$925,000
Sold Price
$925,000
Views
6
Current Estimated Value
$998,596

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$73,596
Avg. Annual Appreciation
2.62%
Original Mortgage
$740,000
Outstanding Balance
$711,349
Interest Rate
5.89%
Mortgage Type
New Conventional
Estimated Equity
$287,247

Purchase Details

Closed on
Apr 19, 2016
Sold by
Ficke W Craig W and Ficke Helen E
Bought by
Craig Ficke W and Helen E Ficke Truste

Purchase Details

Closed on
Jan 20, 2011
Sold by
Ficke Craig W and Ficke Helen E
Bought by
Ficke W Craig W and Ficke Helen E
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Barker Ryan M $925,000 Stewart Title Guaranty Company
Craig Ficke W -- --
Ficke W Craig W -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Barker Ryan M $740,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/17/2022 10/17/22 Sold $925,000 0.0% $255 / Sq Ft
09/27/2022 09/27/22 Pending -- -- --
09/22/2022 09/22/22 For Sale $925,000 -- $255 / Sq Ft
Source: Charlottesville area Association of Realtors®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,191 $958,800 $210,000 $748,800
2024 $65 $769,000 $210,000 $559,000
2023 $6,356 $753,100 $210,000 $543,100
2022 $5,816 $668,500 $195,000 $473,500
2021 $5,816 $668,500 $195,000 $473,500
2020 $5,760 $622,700 $195,000 $427,700
2019 $5,760 $622,700 $195,000 $427,700
2018 $5,514 $607,900 $195,000 $412,900
2017 $5,514 $607,900 $195,000 $412,900
2016 $4,988 $543,900 $175,000 $368,900
2015 $4,682 $543,900 $175,000 $368,900
2014 $4,682 $532,100 $175,000 $357,100
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Charlottesville area Association of Realtors®

MLS Number: 635021

Charlottesville area Association of Realtors®

APN: 18A-1-348