$830,000
SOLD JUN 13, 2025

27 Garrison Loop Ladera Ranch, CA 92694

3 Beds
2.5 Baths
1,448 Sq Ft
$585/mo HOA Fee

Recently Sold

$573 Per Sq Ft

2% Below List Price

76 Days on Market

Highlights

  • Spa
  • No Units Above
  • Clubhouse
  • Chaparral Elementary School Rated A
  • Primary Bedroom Suite
  • 4-minute walk to Wagsdale Park

About This Home

As of June 2025

Nestled in the highly sought-after Chambray Community of Ladera Ranch, this charming home offers a blend of comfort and convenience. Upon entry, you are welcomed into a bright and inviting living room with a cozy fireplace—perfect for gathering and relaxation. The layout flows seamlessly into the dining area and well-appointed kitchen, featuring a central island with a breakfast bar, granite countertops, stainless steel appliances, and crisp white cabinetry. A cozy nook off the kitchen provides additional versatility, ideal for a small office or reading area. Upstairs, three bright bedrooms include the spacious primary suite with an ensuite bath. Laminate flooring runs throughout the home, adding to its modern appeal. Additional upgrades include newer water pipes installed under the flooring (2022) and a newer water tank in the garage (2022). Completing the home is a convenient laundry area and a two-car garage with direct access. Ideally located near scenic trails, resort-style pools, a spa, Terramor Aquatic Park, the skate park, fire pits, parks, sports courts, and clubhouses, this home provides access to an array of community amenities.

Last Agent to Sell the Property

David Espino

Coldwell Banker Realty Brokerage Phone: 949-547-5181 License #02014458 Listed on: 03/07/2025

Coldwell Banker Realty

Co-Listed By

Tim Smith

Coldwell Banker Realty Brokerage Phone: 949-547-5181 License #01346878

Last Buyer's Agent

Gabriela Haimes

Coldwell Banker Realty License #01277054

Coldwell Banker Realty

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $7,334

Year Built

  • Built in 2001

Lot Details

  • 1,448 Sq Ft Lot
  • No Units Above
  • Two or More Common Walls
  • Cul-De-Sac

HOA Fees

Parking

  • 2 Car Direct Access Garage
  • Parking Available

Interior Spaces

  • 1,448 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Recessed Lighting
  • Family Room Off Kitchen
  • Living Room with Fireplace
  • Dining Room
  • Laminate Flooring
  • Neighborhood Views

Kitchen

  • Open to Family Room
  • Breakfast Bar
  • Gas Oven
  • Gas Cooktop
  • Freezer
  • Dishwasher
  • Granite Countertops
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • All Upper Level Bedrooms
  • Primary Bedroom Suite
  • Walk-In Closet
  • Dual Vanity Sinks in Primary Bathroom
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry Room
  • Stacked Washer and Dryer

Outdoor Features

  • Spa
  • Patio
  • Exterior Lighting
  • Rain Gutters
  • Front Porch

Schools

  • Chapparal Elementary School
  • Ladera Ranch Middle School
  • Tesoro High School

Additional Features

  • Suburban Location
  • Central Heating and Cooling System

Listing and Financial Details

  • Tax Lot 3
  • Tax Tract Number 15827
  • Assessor Parcel Number 93685180

Community Details

Overview

  • 153 Units
  • Chambray Association, Phone Number (949) 218-9970
  • Larmac Association
  • Pmp Management HOA
  • Chambray Subdivision
  • Maintained Community

Amenities

  • Outdoor Cooking Area
  • Community Fire Pit
  • Community Barbecue Grill
  • Clubhouse
  • Meeting Room

Recreation

  • Tennis Courts
  • Sport Court
  • Community Playground
  • Community Pool
  • Community Spa
  • Dog Park
  • Hiking Trails

Security

  • Resident Manager or Management On Site

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$7,334

Year Built

Built in 2001

Lot Details

0

HOA Fees

$585 per month

Parking

2

Listing Details

  • Structure Type: Multi Family
  • Assessments: Yes
  • Ad Number: 949.547.5181
  • Other Phone Description: David Espino
  • Other Phone Number: 949.547.5181
  • Property Attached: Yes
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Subdivision Name Other: Chambray (CHMB)
  • View: Yes
  • Property Sub Type: Townhouse
  • Property Type: Residential
  • Parcel Number: 93685180
  • Year Built: 2001
  • Special Features: None

Interior Features

  • Fireplace: Yes
  • Living Area: 1448.00 Square Feet
  • Interior Amenities: Ceiling Fan(s), Recessed Lighting
  • Stories: 2
  • Entry Location: 1
  • Common Walls: 2+ Common Walls, No One Above
  • Flooring: Laminate
  • Appliances: Yes
  • Full Bathrooms: 2
  • Full And Three Quarter Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Eating Area: Breakfast Counter / Bar, Dining Room
  • Entry Level: 1
  • Fireplace Features: Living Room
  • Levels: Two
  • Main Level Bathrooms: 1
  • Price Per Square Foot: 573.20
  • Room Type: All Bedrooms Up, Kitchen, Living Room, Primary Bedroom, Primary Suite, Walk-In Closet
  • Spa Features: Association
  • Bathroom Features: Bathtub, Shower, Shower In Tub, Double Sinks In Primary Bath
  • Room Kitchen Features: Granite Counters, Kitchen Open To Family Room

Exterior Features

  • Patio: Yes
  • Exterior Features: Lighting, Rain Gutters
  • View: Neighborhood
  • Patio And Porch Features: Front Porch
  • Pool Features: Association
  • Pool Private: No
  • Spa: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.00
  • Parking: Yes
  • Parking Features: Direct Garage Access, Garage
  • Total Parking Spaces: 2.00

Utilities

  • Heating: Yes
  • Laundry: Yes
  • Appliances: Dishwasher, Freezer, Disposal, Gas Oven, Gas Range, Gas Cooktop, Refrigerator
  • Heating Type: Central, Fireplace(s)
  • Laundry Features: Inside, Stackable
  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling: Central Air
  • Cooling: Yes

Condo/Co-op/Association

  • Association: Yes
  • Association: LARMAC
  • Amenities: Spa/Hot Tub, Fire Pit, Barbecue, Outdoor Cooking Area, Playground, Dog Park, Tennis Court(s), Sport Court, Hiking Trails, Clubhouse, Meeting Room, Maintenance Grounds, Management
  • Association Fee: 360.00
  • Association #2 Fee: 225.00
  • Association #2 Fee Frequency: Monthly
  • Association Fee Frequency: Monthly
  • Association Name: Chambray
  • Phone: 949-218-9970
  • Senior Community: No
  • Common Interest: Condominium
  • Community Features: Curbs, Sidewalks, Street Lights, Suburban
  • Association Management: PMP Management

Schools

  • School District: Capistrano Unified
  • Elementary School: Chapparal
  • Middle School: Ladera Ranch
  • High School: Tesoro
  • Elementary School: Chapparal
  • High School: Tesoro
  • Middle Or Junior School: Ladera Ranch
  • Elementary School #2: CHAPPA
  • High School2: TESERO

Lot Info

  • Additional Parcels: No
  • Land Lease: No
  • Lot Features: Cul-De-Sac
  • Lot Size Sq Ft: 1448.00
  • Lot Size Acres: 0.0332

Multi Family

  • Lease Considered: No
  • Lot Size Area: 1448.0000 Square Feet
  • Number Of Units In Community: 153
  • Number Of Units Total: 1

Tax Info

  • Tax Census Tract: 320.57
  • Tax Lot: 3
  • Tax Tract Number: 15827

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 7, 2025
Closed on
Jun 1, 2025
Sold by
Beck Matthew Richard and Alcaide Nicolas
Bought by
Nagel Vincent and Nagel Mathilda
Seller's Agent
David Espino
Coldwell Banker Realty
Buyer's Agent
Gabriela Haimes
Coldwell Banker Realty
List Price
$849,000
Sold Price
$830,000
Premium/Discount to List
-$19,000
-2.24%
Views
115

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.76%
Original Mortgage
$622,500
Outstanding Balance
$621,427
Interest Rate
6.76%
Mortgage Type
New Conventional
Estimated Equity
$210,608

Purchase Details

Closed on
Feb 2, 2025
Sold by
Beck Matthew Richard and Alcaide Nicolas
Bought by
Beck Matthew Richard and Alcaide Nicolas

Purchase Details

Listed on
Jun 26, 2019
Closed on
Sep 30, 2019
Sold by
Medina Carlo and Medina Manilyn B
Bought by
Alcaide Jose and Alcaide Vickie
Seller's Agent
Shannon Russell
LPT Realty
Buyer's Agent
Out of Area Agent
Out of Area Office
List Price
$539,900
Sold Price
$523,000
Premium/Discount to List
-$16,900
-3.13%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.38%
Original Mortgage
$513,527
Interest Rate
3.5%
Mortgage Type
FHA

Purchase Details

Listed on
May 25, 2017
Closed on
Jul 19, 2017
Sold by
Medina Carlo
Bought by
Medina Manilyn B
Seller's Agent
Karen Quinn
Regency Real Estate Brokers
Buyer's Agent
Gie Dona
Berkshire Hathaway HomeService
List Price
$519,900
Sold Price
$518,000
Premium/Discount to List
-$1,900
-0.37%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.43%
Original Mortgage
$155,400
Interest Rate
3.89%
Mortgage Type
New Conventional

Purchase Details

Listed on
May 25, 2017
Closed on
Jun 1, 2017
Sold by
Bosworth Heather Lynne
Bought by
Medina Manilyn B
Seller's Agent
Karen Quinn
Regency Real Estate Brokers
Buyer's Agent
Gie Dona
Berkshire Hathaway HomeService
List Price
$519,900
Sold Price
$518,000
Premium/Discount to List
-$1,900
-0.37%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$155,400
Interest Rate
3.89%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 24, 2010
Sold by
Summit Real Estate Loans Inc
Bought by
Bosworth Heather Lynne

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$318,986
Interest Rate
3.5%
Mortgage Type
FHA

Purchase Details

Closed on
Feb 15, 2010
Sold by
Clater Brant Daemeon
Bought by
Summit Real Estate Loans Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$318,986
Interest Rate
3.5%
Mortgage Type
FHA

Purchase Details

Closed on
Aug 18, 2005
Sold by
Clater Mellisa
Bought by
Clater Brant Daemeon

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$434,400
Interest Rate
6.37%
Mortgage Type
Unknown

Purchase Details

Closed on
Jul 12, 2005
Sold by
Ennemoser Mark and Torres Rocio
Bought by
Clater Brant Daemeon

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$434,400
Interest Rate
6.37%
Mortgage Type
Unknown

Purchase Details

Closed on
Jun 22, 2003
Sold by
Boatman Justin and Boatman Maureen
Bought by
Ennemoser Mark and Torres Rocio

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$295,200
Interest Rate
3.25%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 14, 2002
Sold by
Boatman Justin
Bought by
Boatman Justin and Boatman Maureen

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$230,500
Interest Rate
5.62%

Purchase Details

Closed on
Jul 18, 2001
Sold by
D R Horton Los Angeles Holding Co Inc
Bought by
Boatman Justin

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$210,850
Interest Rate
7.15%
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Grant Deed $830,000 Lawyers Title Company
Gift Deed -- None Listed On Document
Grant Deed $530,000 Corinthian Title
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- Orange Coast Title Company O
Grant Deed $518,000 Orange Coast Title Company O
Grant Deed $365,000 Ticor Title Tustin Orange
Trustee Deed $329,570 None Available
Interfamily Deed Transfer -- Fidelity National Title
Grant Deed $543,000 Fidelity National Title Co
Grant Deed $369,000 Old Republic Title Company
Interfamily Deed Transfer -- First American Title Co
Grant Deed $234,500 Lawyers Title Company
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $622,500 New Conventional
Previous Owner $513,527 FHA
Previous Owner $155,400 New Conventional
Previous Owner $336,500 New Conventional
Previous Owner $338,000 New Conventional
Previous Owner $301,000 New Conventional
Previous Owner $318,986 FHA
Previous Owner $135,600 Credit Line Revolving
Previous Owner $434,400 Unknown
Previous Owner $108,600 Purchase Money Mortgage
Previous Owner $295,200 Purchase Money Mortgage
Previous Owner $42,000 Credit Line Revolving
Previous Owner $230,500 No Value Available
Previous Owner $20,000 Credit Line Revolving
Previous Owner $210,850 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/13/2025 06/13/25 Sold $830,000 -0.6% $573 / Sq Ft
05/22/2025 05/22/25 Pending -- -- --
05/10/2025 05/10/25 Price Changed $835,000 -1.6% $577 / Sq Ft
03/07/2025 03/07/25 For Sale $849,000 +62.3% $586 / Sq Ft
10/28/2019 10/28/19 Sold $523,000 -3.1% $361 / Sq Ft
09/24/2019 09/24/19 Pending -- -- --
06/26/2019 06/26/19 For Sale $539,900 +4.2% $373 / Sq Ft
07/24/2017 07/24/17 Sold $518,000 -0.4% $358 / Sq Ft
06/27/2017 06/27/17 For Sale $519,900 +0.4% $359 / Sq Ft
06/26/2017 06/26/17 Off Market $518,000 -- --
06/26/2017 06/26/17 Pending -- -- --
05/25/2017 05/25/17 For Sale $519,900 -- $359 / Sq Ft
Source: California Regional Multiple Listing Service (CRMLS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,334 $568,264 $375,802 $192,462
2023 $7,217 $557,122 $368,433 $188,689
2022 $7,104 $546,199 $361,209 $184,990
2021 $6,999 $535,490 $354,127 $181,363
2020 $6,905 $530,000 $350,496 $179,504
2019 $7,010 $528,360 $365,997 $162,363
2018 $6,954 $518,000 $358,820 $159,180
2017 $5,845 $405,957 $233,639 $172,318
2016 $5,783 $397,998 $229,058 $168,940
2015 $5,820 $392,020 $225,617 $166,403
2014 $5,846 $384,341 $221,197 $163,144
Source: Public Records

Agents Affiliated with this Home

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Map

Source: California Regional Multiple Listing Service (CRMLS)

MLS Number: NP25026000

California Regional Multiple Listing Service (CRMLS)

APN: 936-851-80