NOT LISTED FOR SALE

27 Spruce St Oneonta, NY 13820

Estimated Value: $286,000 - $383,000

4 Beds
1.5 Baths
1,750 Sq Ft
$193/Sq Ft Est. Value

Last Sold January 30, 2024

Last sale price $280,000 $160 Per Sq Ft

Est. 20% increase in value since last sale

Current estimated payment $2,659/month

4 Days on Market

Highlights

  • Colonial Architecture
  • Wood Flooring
  • Corner Lot
  • Deck
  • Separate Formal Living Room
  • Quartz Countertops

About This Home

As of January 2024

This striking Dutch Colonial epitomizes center-city living. Spacious back yard w privacy, as it sits 4 ft above street, & fully fenced. Lovely glass-enclsd entry off front steps welcomes you inside where early 20th-century charm dazzles w split staircase, grand colonnade entrance hall w large chifforobe, original wood trim, & pocket doors (one set is fixed but still present, other can be open/closed). Carpet over hardwood floors (not fmly rm). Large windows bring light to all the right places, +bay window off DR. MOVE-IN-READY w extensive updates. Kitchen is stylish w new hardware, quartz cntrs, SS applncs, glass-tiled backsplash, 5-brnr stove & bkfst peninsula w 2 hi-back stools. Roof & gas wtr htr rplcd 15 & 20 respectively. Hi-Speed net. 1st floor fmlyrm w.5 bath & access to backyard & deck. Upstairs 4 BRs & full BA, 1 bd currently an office. Property showcases gardens, gazebo & block patio, detached 2-car garage w electric roll-up doors & 2nd-floor storage, w off-st parking for 5 cars. Steps from Oneonta’s Historic Main St and close to SUNY Oneonta, Hartwick College, and Oneonta Central Schools.

Last Agent to Sell the Property

Susan Muther

Listing by Keller Williams Upstate NY Properties Brokerage Phone: (607) 435-0470 License #10401290369 Listed on: 11/15/2023

Keller Williams Upstate NY Properties

Co-Listed By

Hazen Reed

Listing by Keller Williams Upstate NY Properties Brokerage Phone: (607) 435-0470 License #10401296752

Last Buyer's Agent

Susan Muther

Listing by Keller Williams Upstate NY Properties Brokerage Phone: (607) 435-0470 License #10401290369 Listed on: 11/15/2023

Keller Williams Upstate NY Properties

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,473

Year Built

  • Built in 1910

Lot Details

  • 7,841 Sq Ft Lot
  • Lot Dimensions are 128x66
  • Property is Fully Fenced
  • Corner Lot
  • Rectangular Lot
  • Historic Home

Parking

  • 2 Car Detached Garage
  • Parking Storage or Cabinetry
  • Workshop in Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Colonial Architecture
  • Stone Foundation
  • Vinyl Siding
  • Copper Plumbing

Interior Spaces

  • 1,750 Sq Ft Home
  • 2-Story Property
  • Woodwork
  • Entrance Foyer
  • Family Room
  • Separate Formal Living Room
  • Formal Dining Room
  • Home Office
  • Workshop
  • Basement Fills Entire Space Under The House
  • Pull Down Stairs to Attic

Kitchen

  • Breakfast Bar
  • Built-In Double Oven
  • Built-In Range
  • Dishwasher
  • Quartz Countertops

Flooring

  • Wood
  • Carpet
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Deck
  • Patio

Utilities

  • Heating System Uses Gas
  • Hot Water Heating System
  • Gas Water Heater
  • High Speed Internet

Listing and Financial Details

  • Tax Lot 16
  • Assessor Parcel Number 361200-288-017-0002-016-000-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,473

Year Built

Built in 1910

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1910
  • Attribution Contact: (607) 435-0470
  • ResoLaundryFeatures: In Basement
  • Lot Features: Corner Lot, Rectangular, Residential Lot
  • Road Frontage Type: City Street
  • Co List Office Mls Id: ODFOX4
  • Co List Office Phone: 607-746-3000
  • Directions: Take I-88 to Exit 15 NY23/NY 28 S toward Oneonta. Merge onto NY-23 W, in .5 mile turn left onto Main St. In .2 mile turn right onto Ford Ave. Follow for .4 miles and turn left on Spruce St. The house will be on your right.
  • Architectural Style: Colonial, Historic/Antique, Other
  • Flooring: Carpet, Ceramic Tile, Hardwood, Laminate, Tile, Varies
  • Garage Yn: Yes
  • Interior Features: Breakfast Bar, Den, Separate/Formal Dining Room, Entrance Foyer, Separate/Formal Living Room, Home Office, Pull Down Attic Stairs, Quartz Counters, Natural Woodwork, Workshop
  • Unit Levels: Two
  • Year Built Details: Existing
  • Financial Info Electric: Circuit Breakers
  • ResoBuildingAreaSource: PublicRecords
  • Special Features: VirtualTour

Interior Features

  • Appliances: Built-In Range, Built-In Oven, Double Oven, Dryer, Dishwasher, Gas Cooktop, Gas Water Heater, Refrigerator, Washer
  • Basement: Full
  • Basement YN: Yes
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Main Level Bathrooms: 1
  • Total Bedrooms: 11
  • Stories: 2
  • Stories: 2

Exterior Features

  • Fencing: Full
  • Acres: 0.18
  • Waterfront: No
  • Construction Type: Vinyl Siding, Copper Plumbing
  • Exterior Features: Blacktop Driveway, Deck, Fully Fenced, Patio
  • Foundation Details: Stone
  • Patio And Porch Features: Deck, Patio

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Detached, Storage, Workshop in Garage, Driveway, Garage Door Opener

Utilities

  • Heating: Gas, Hot Water
  • HeatingYN: Yes
  • Utilities: High Speed Internet Available, Sewer Connected, Water Connected
  • Water Source: Connected, Public

Schools

  • Junior High Dist: Oneonta

Lot Info

  • Parcel Number: 361200-288-017-0002-016-000-0000
  • Lot Dimensions: 128X66
  • Lot Size Sq Ft: 7841.0
  • ResoLotSizeUnits: Acres
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 9473.0
  • Tax Lot: 16

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 15, 2023
Closed on
Jan 30, 2024
Sold by
Suppes Jeffrey and Suppes Patricia
Bought by
Adams Laura A and Adams Michael B
Seller's Agent
Susan Muther
Keller Williams Upstate NY Properties
Buyer's Agent
Susan Muther
Keller Williams Upstate NY Properties
List Price
$282,000
Sold Price
$280,000
Premium/Discount to List
-$2,000
-0.71%
Views
109
Current Estimated Value
$337,006

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$57,006
Avg. Annual Appreciation
10.83%
Original Mortgage
$220,000
Outstanding Balance
$217,175
Interest Rate
6.61%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$110,859

Purchase Details

Closed on
Jul 19, 2021
Sold by
Ragona Heather
Bought by
Suppes Jeffrey and Suppes Patricia

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$248,900
Interest Rate
2.9%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Listed on
Aug 3, 2012
Closed on
Apr 26, 2013
Sold by
Wiltsie Christopher
Bought by
Ragona Heather
Seller's Agent
Ann Greenemeier
Bluestone Country
Buyer's Agent
Tom Tillapaugh
Howard Hanna
List Price
$164,900
Sold Price
$155,320
Premium/Discount to List
-$9,580
-5.81%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.26%
Original Mortgage
$156,620
Interest Rate
4.34%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 20, 2008
Sold by
Wiltsie Christopher
Bought by
Wiltsie Christopher D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$154,500
Interest Rate
6.07%
Mortgage Type
Unknown

Purchase Details

Closed on
Nov 28, 2006
Sold by
Farber Allen S
Bought by
Wiltsie Christopher D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$132,000
Interest Rate
6.36%
Mortgage Type
Unknown

Purchase Details

Closed on
Apr 1, 2005
Sold by
Farber Allen
Bought by
Farber Allen

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$88,000
Interest Rate
5.78%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Adams Laura A $280,000 None Available
Suppes Jeffrey $273,000 None Available
Ragona Heather $155,320 Marnie Abbott
Wiltsie Christopher D -- Richard Mcvinney
Wiltsie Christopher D $165,000 Frederick Xlander
Farber Allen -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Adams Laura A $220,000
Previous Owner Suppes Jeffrey $248,900
Previous Owner Ragona Heather $156,620
Previous Owner Wiltsie Christopher D $154,500
Previous Owner Wiltsie Christopher D S $132,000
Previous Owner Wiltsie Christopher D S $24,750
Previous Owner Farber Allen $88,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/30/2024 01/30/24 Sold $280,000 -0.7% $160 / Sq Ft
11/19/2023 11/19/23 Pending -- -- --
11/15/2023 11/15/23 For Sale $282,000 +81.6% $161 / Sq Ft
04/26/2013 04/26/13 Sold $155,320 -5.8% $98 / Sq Ft
01/21/2013 01/21/13 Pending -- -- --
08/03/2012 08/03/12 For Sale $164,900 -- $104 / Sq Ft
Source: Otsego-Delaware Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $9,769 $272,000 $17,600 $254,400
2023 $9,616 $272,000 $17,600 $254,400
2022 $7,536 $272,000 $17,600 $254,400
2021 $5,096 $150,000 $17,600 $132,400
2020 $4,549 $150,000 $17,600 $132,400
2019 $4,387 $150,000 $17,600 $132,400
2018 $4,387 $150,000 $17,600 $132,400
2017 $4,349 $150,000 $17,600 $132,400
2016 $4,300 $150,000 $17,600 $132,400
2015 -- $91,000 $9,000 $82,000
2014 -- $91,000 $9,000 $82,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Otsego-Delaware Board of REALTORS®

MLS Number: R1510048

Otsego-Delaware Board of REALTORS®

APN: 361200-288-017-0002-016-000-0000