2738 Mackinnon Ranch Rd Cardiff By the Sea, CA 92007
Cardiff-by-the-Sea NeighborhoodEstimated payment $14,964/month
Highlights
- Home fronts a lagoon or estuary
- Solar Power System
- Retreat
- Cardiff Elementary Rated A
- Lagoon View
- Great Room
About This Home
Welcome to 2738 Mackinnon Ranch Rd—where thoughtful upgrades meet coastal convenience in one of Cardiff’s most desirable communities. Light-filled living spaces feature a cozy fireplace and open flow, while recent upgrades bring peace of mind: 2025 upgraded electric panel with new roof and paid-off solar with two Tesla back-up batteries, and upgraded built-in fast EV Charging station in garage, new dishwasher, and new Toto toilets. The primary suite offers a spa-like bath with walk-in shower, double vanity, and jacuzzi tub. Just a short stroll to the beach, this 4 bed, 4 bath home includes an attached apartment with its own entrance, kitchen, washer/dryer, and heat/AC—ideal for family, guests, or rental income. The apartment offers incredible flexibility—previously used as an Airbnb, it’s ready to host guests or provide private living space. Upgrades throughout showcase quality and comfort, from new systems to energy efficiency with solar + Tesla batteries. A soundproofed office, laundry room with sink, ample storage, and raised garden bed add convenience. The HOA maintains front/side yards, with community pool and spa included. Step outside to enjoy low-maintenance outdoor space, or walk minutes to Cardiff’s beaches, Seaside Market, and top-rated schools. With modern upgrades, flexible living options, and one of coastal North County’s most desirable locations, this is Cardiff living at its best.
Open House Schedule
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Saturday, October 04, 20251:00 to 3:00 pm10/4/2025 1:00:00 PM +00:0010/4/2025 3:00:00 PM +00:00Add to Calendar
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Sunday, October 05, 202510:00 am to 12:00 pm10/5/2025 10:00:00 AM +00:0010/5/2025 12:00:00 PM +00:00Add to Calendar
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $15,893
Year Built
- Built in 1999
Lot Details
- Home fronts a lagoon or estuary
- Property is Fully Fenced
- Property is zoned R-1:SINGLE
HOA Fees
- $360 Monthly HOA Fees
Parking
- 2 Car Attached Garage
Home Design
- Shingle Roof
- Stone Roof
- Clapboard
- Stucco
Interior Spaces
- 2,446 Sq Ft Home
- 3-Story Property
- Great Room
- Living Room with Fireplace
- Dining Area
- Lagoon Views
Kitchen
- Gas Cooktop
- Range Hood
- Dishwasher
Flooring
- Carpet
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Retreat
- Soaking Tub
Laundry
- Laundry Room
- Dryer
- Washer
Additional Features
- Solar Power System
- Covered Patio or Porch
- Accessory Dwelling Unit (ADU)
- Heating System Uses Natural Gas
Community Details
Overview
- Association fees include common area maintenance
- Seaside Cardiff HOA
- Cardiff Seaside Community
- Cardiff By The Sea Subdivision
- Electric Vehicle Charging Station
Recreation
- Community Pool
- Community Spa
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $15,893 | $1,700,673 | $1,314,621 | $386,052 |
| 2024 | $15,893 | $1,334,669 | $870,437 | $464,232 |
| 2023 | $15,522 | $1,308,500 | $853,370 | $455,130 |
| 2022 | $15,263 | $1,282,844 | $836,638 | $446,206 |
| 2021 | $15,100 | $1,257,691 | $820,234 | $437,457 |
| 2020 | $15,000 | $1,244,796 | $811,824 | $432,972 |
| 2019 | $14,731 | $1,220,389 | $795,906 | $424,483 |
| 2018 | $14,408 | $1,196,460 | $780,300 | $416,160 |
| 2017 | $14,043 | $1,173,000 | $765,000 | $408,000 |
| 2016 | $12,954 | $1,100,000 | $600,000 | $500,000 |
| 2015 | $13,037 | $1,100,000 | $600,000 | $500,000 |
| 2014 | $11,742 | $980,000 | $535,000 | $445,000 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/03/2025 10/03/25 | For Sale | $2,495,000 | +13.4% | $1,020 / Sq Ft | |
| 04/23/2024 04/23/24 | Sold | $2,200,000 | 0.0% | $899 / Sq Ft | View Prior Sale |
| 03/20/2024 03/20/24 | Pending | -- | -- | -- | |
| 03/12/2024 03/12/24 | For Sale | $2,200,000 | -- | $899 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $2,200,000 | Fidelity National Title | |
| Grant Deed | $1,150,000 | Chicago Title Company | |
| Interfamily Deed Transfer | -- | None Available | |
| Grant Deed | $1,100,000 | California Title | |
| Interfamily Deed Transfer | -- | Accommodation | |
| Interfamily Deed Transfer | -- | -- | |
| Interfamily Deed Transfer | -- | California Title Company | |
| Grant Deed | $892,500 | California Title Company | |
| Interfamily Deed Transfer | -- | First American Title | |
| Grant Deed | $630,000 | Fidelity National Title Co | |
| Grant Deed | $460,000 | First American Title |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $456,547 | New Conventional | |
| Previous Owner | $669,300 | Purchase Money Mortgage | |
| Previous Owner | $600,000 | Purchase Money Mortgage | |
| Previous Owner | $400,000 | No Value Available | |
| Previous Owner | $322,000 | No Value Available | |
| Closed | $178,000 | No Value Available |
Source: San Diego MLS
MLS Number: 250040812
APN: 261-291-46
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