Seller's Agent in 2022
Fred Cuffari
SMITH MTN LAKE HOMES BROKERED BY BUYERS AGCY OF SML
(540) 676-2542
26 in this area
175 Total Sales
276 Emerald Bay Dr Moneta, VA 24121
Estimated Value: $880,000 - $1,066,000
5
Beds
4
Baths
4,128
Sq Ft
$233/Sq Ft
Est. Value
Highlights
- 108 Feet of Waterfront
- 1 Dock Slip
- Lake View
- Boat Ramp
- Gated Community
- Deck
About This Home
As of March 2022Gorgeous Lakefront contemporary located in the Gated Waterfront Community of Emerald Bay Village@ Smith Mountain Lake. Open Floor Plan w/Large Living & Dining Areas, Stone FP and Custom Kitchen w/Granite & Island. Spacious Master Suite and additional Guest Master Suite, both w/Ceramic Tile Baths, on the entry level. Hardwood Floors throughout the Entry Level. Ideally suited for the work from home couple with 5BR's plus an office! The Lower Level is finished with 2 additional Bedrooms, Family Room, an Office, an Exercise area, and full bath. Large Covered Upper Deck with Composite Decking & Lower Patio. Includes Deeded Covered Slip w/Lift in Montego Bay, very centrally located off the Roanoke River. The Community maintains your yard and docks plus snow removal.
Last Agent to Sell the Property
SMITH MTN LAKE HOMES BROKERED BY BUYERS AGCY OF SML License #0225214857 Listed on: 02/12/2022
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,528
Year Built
- Built in 2017
Lot Details
- 0.34 Acre Lot
- 108 Feet of Waterfront
- Property fronts a private road
- Property is zoned RPD
HOA Fees
- $350 Monthly HOA Fees
Home Design
- Cottage
- Stone Siding
Interior Spaces
- Cathedral Ceiling
- Ceiling Fan
- Gas Log Fireplace
- Fireplace Features Masonry
- Insulated Doors
- Great Room with Fireplace
- Lake Views
Kitchen
- Breakfast Area or Nook
- Electric Range
- Built-In Microwave
- Dishwasher
Bedrooms and Bathrooms
- 5 Bedrooms | 3 Main Level Bedrooms
- Walk-In Closet
- 4 Full Bathrooms
Laundry
- Laundry on main level
- Dryer
- Washer
Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
Parking
- 2 Car Attached Garage
- Garage Door Opener
- Off-Street Parking
Outdoor Features
- Boat Hoist or Davit
- 1 Dock Slip
- Covered Dock
- Deck
- Covered Patio or Porch
Schools
- Dudley Elementary School
- Ben Franklin Middle School
- Franklin County High School
Utilities
- Central Air
- Heat Pump System
- Underground Utilities
- Electric Water Heater
- Community Sewer or Septic
- Cable TV Available
Listing and Financial Details
- Tax Lot 5
Community Details
Overview
- Bernard Hamann/Rocktown Realty Association
- Emerald Bay Village Subdivision
Recreation
- Boat Ramp
- Boat Dock
Security
- Gated Community
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 12, 2022
Closed on
Feb 23, 2022
Sold by
Cooper Arnold V
Bought by
Calvert Lee Ann and Calvert James Alan
Seller's Agent
Fred Cuffari
SMITH MTN LAKE HOMES BROKERED BY BUYERS AGCY OF SML
Buyer's Agent
Charlene Jones
RE/MAX LAKEFRONT REALTY INC
List Price
$699,000
Sold Price
$779,000
Premium/Discount to List
$80,000
11.44%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$184,810
Avg. Annual Appreciation
6.07%
Original Mortgage
$212,000
Outstanding Balance
$198,076
Interest Rate
3.92%
Mortgage Type
New Conventional
Estimated Equity
$765,734
Purchase Details
Listed on
Aug 2, 2020
Closed on
Oct 1, 2020
Sold by
Dubbin Curtis C and Dubbin Monica P
Bought by
Cooper Arnold V and Cooper Denise D
Seller's Agent
Glenda McDaniel
LONG & FOSTER - SMITH MTN LAKE
Buyer's Agent
Fred Cuffari
SMITH MTN LAKE HOMES BROKERED BY BUYERS AGCY OF SML
List Price
$599,999
Sold Price
$580,000
Premium/Discount to List
-$19,999
-3.33%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
23.45%
Original Mortgage
$510,400
Interest Rate
2.9%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jan 11, 2019
Closed on
May 6, 2019
Sold by
Emerald Bay Llc
Bought by
Dubbin Curtis C and Dubbin Monica T
Seller's Agent
Glenda McDaniel
LONG & FOSTER - SMITH MTN LAKE
Buyer's Agent
MORGAN L FERGUSON
REAL BROKER LLC - DGA-SALEM
List Price
$349,900
Sold Price
$380,000
Premium/Discount to List
$30,100
8.6%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
34.13%
Original Mortgage
$368,600
Interest Rate
4%
Mortgage Type
New Conventional
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Calvert Lee Ann | $779,000 | Fidelity National Title | |
| Cooper Arnold V | $580,000 | Accommodation | |
| Dubbin Curtis C | $380,000 | Fidelity National Ttl Ins Co |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Calvert Lee Ann | $212,000 | |
| Previous Owner | Cooper Arnold V | $510,400 | |
| Previous Owner | Dubbin Curtis C | $368,600 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 03/14/2022 03/14/22 | Sold | $779,000 | +11.4% | $189 / Sq Ft | |
| 02/14/2022 02/14/22 | Pending | -- | -- | -- | |
| 02/12/2022 02/12/22 | For Sale | $699,000 | +20.5% | $169 / Sq Ft | |
| 10/20/2020 10/20/20 | Sold | $580,000 | -3.3% | $143 / Sq Ft | View Prior Sale |
| 09/06/2020 09/06/20 | Pending | -- | -- | -- | |
| 08/02/2020 08/02/20 | For Sale | $599,999 | +57.9% | $148 / Sq Ft | |
| 05/14/2019 05/14/19 | Sold | $380,000 | +8.6% | $169 / Sq Ft | View Prior Sale |
| 03/16/2019 03/16/19 | Pending | -- | -- | -- | |
| 01/11/2019 01/11/19 | For Sale | $349,900 | -- | $156 / Sq Ft |
Source: Roanoke Valley Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,045 | $708,200 | $45,000 | $663,200 |
| 2023 | $2,571 | $421,400 | $40,000 | $381,400 |
| 2022 | $2,571 | $421,400 | $40,000 | $381,400 |
| 2021 | $2,571 | $421,400 | $40,000 | $381,400 |
| 2020 | $2,571 | $421,400 | $40,000 | $381,400 |
| 2019 | $2,060 | $337,700 | $40,000 | $297,700 |
| 2018 | $1,871 | $306,700 | $40,000 | $266,700 |
| 2017 | $354 | $64,400 | $35,000 | $29,400 |
| 2016 | $354 | $64,400 | $35,000 | $29,400 |
| 2015 | $348 | $64,400 | $35,000 | $29,400 |
| 2014 | $348 | $64,400 | $35,000 | $29,400 |
| 2013 | $348 | $64,400 | $35,000 | $29,400 |
Source: Public Records
Agents Affiliated with this Home
-
Fred Cuffari
-
Charlene Jones
Buyer's Agent in 2022
Charlene Jones
RE/MAX
(540) 330-8446
58 in this area
204 Total Sales
-
Glenda McDaniel
G
Seller's Agent in 2020
Glenda McDaniel
LONG & FOSTER - SMITH MTN LAKE
(540) 797-2247
35 in this area
164 Total Sales
-
Steven McDaniel
Seller Co-Listing Agent in 2019
Steven McDaniel
LONG & FOSTER - SMITH MTN LAKE
(540) 797-5498
20 in this area
114 Total Sales
-
MORGAN L FERGUSON
M
Buyer's Agent in 2019
MORGAN L FERGUSON
REAL BROKER LLC - DGA-SALEM
109 Total Sales
Map
Source: Roanoke Valley Association of REALTORS®
MLS Number: 886916
APN: 0321100500
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