Seller's Agent in 2025
Sandy Morris
KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE
(434) 996-3243
23 in this area
202 Total Sales
28 Hardwood Rd Palmyra, VA 22963
2
Beds
1
Bath
1,356
Sq Ft
0.38
Acres
Highlights
- Beach
- Community Boat Launch
- Clubhouse
- Golf Course Community
- Community Lake
- Wood Burning Stove
About This Home
As of February 2025Adorable log home located in Lake Monticello 1 block from Beach 2. 2021, this home was completely renovated to include new roof, updated bathroom and kitchen. Two Mini splits were installed in 2022 by Robertson Electric. Customer Screens for each window, WH water filtration system installed in 2022 (triple osmosis). Loft was enclosed for additional finished square footage in 2021. New kitchen sink and faucet installed in 2022. An EVSE (Electric Vehicle Supply Equipment) receptacle has also been installed by Seller. School Bus stops on the corner of home.
Last Agent to Sell the Property
KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE License #0225175332 Listed on: 01/06/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,392
Year Built
- Built in 1986
HOA Fees
- $108 Monthly HOA Fees
Home Design
- Concrete Block With Brick
- Composition Shingle Roof
- Log Siding
Interior Spaces
- 1,356 Sq Ft Home
- 1-Story Property
- Wood Burning Stove
- Wood Burning Fireplace
- Living Room with Fireplace
- Dining Room
- Loft
- Wood Flooring
Bedrooms and Bathrooms
- 2 Main Level Bedrooms
- Bathroom on Main Level
- 1 Full Bathroom
Laundry
- Laundry Room
- Washer and Dryer Hookup
Schools
- Central Elementary School
- Fluvanna Middle School
- Fluvanna High School
Additional Features
- Playground
- 0.38 Acre Lot
- Fiber Optics Available
Community Details
Overview
- Association fees include area maint, beach, boat launch, club house, insurance, master ins. policy, play area, pool, prof. mgmt., reserve fund, road maint, security force, security system, snow removal
- $850 HOA Transfer Fee
- Lake Monticello Subdivision
- Community Lake
Amenities
- Clubhouse
- Community Center
Recreation
- Community Boat Launch
- Beach
- Golf Course Community
- Community Basketball Court
- Community Playground
- Community Pool
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 6, 2025
Closed on
Jan 30, 2025
Sold by
Malone Ross Victoria
Bought by
Baker Matthew Robert
Seller's Agent
Sandy Morris
KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE
Buyer's Agent
MAGGIE MacINNIS
REAL ESTATE III, INC.
List Price
$260,000
Sold Price
$250,000
Premium/Discount to List
-$10,000
-3.85%
Views
18
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$4,573
Avg. Annual Appreciation
14.54%
Original Mortgage
$242,500
Outstanding Balance
$241,481
Interest Rate
6.93%
Mortgage Type
New Conventional
Estimated Equity
$28,628
Purchase Details
Listed on
Aug 31, 2021
Closed on
Nov 2, 2021
Sold by
Aspiring Developments Llc
Bought by
Ross Victoria Malone
Seller's Agent
Debbie Crevier Kent
COTTAGE STREET REALTY, LLC
Buyer's Agent
KATHERINE MURPHY
HERITAGE REAL ESTATE CO.
List Price
$199,999
Sold Price
$198,000
Premium/Discount to List
-$1,999
-1%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.37%
Original Mortgage
$78,000
Interest Rate
3.05%
Mortgage Type
New Conventional
Purchase Details
Closed on
Apr 29, 2021
Sold by
Morris Jacqueline A
Bought by
Aspring Developments Llc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$132,000
Interest Rate
3.1%
Mortgage Type
Commercial
Purchase Details
Closed on
Dec 18, 2014
Sold by
Grabman Eugene A
Bought by
Morris Jacqueline A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$19,200
Interest Rate
3.99%
Mortgage Type
Seller Take Back
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $250,000 | Chicago Title | |
| Deed | $198,000 | Chicago Title | |
| Deed | $112,000 | Chicago Title Insurance Co | |
| Bargain Sale Deed | $100,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $242,500 | New Conventional | |
| Previous Owner | $318,000 | Reverse Mortgage Home Equity Conversion Mortgage | |
| Previous Owner | $78,000 | New Conventional | |
| Previous Owner | $78,000 | New Conventional | |
| Previous Owner | $132,000 | Commercial | |
| Previous Owner | $19,200 | Seller Take Back | |
| Previous Owner | $84,693 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 02/21/2025 02/21/25 | Sold | $250,000 | -3.8% | $184 / Sq Ft |
| 01/07/2025 01/07/25 | Pending | -- | -- | -- |
| 01/06/2025 01/06/25 | For Sale | $260,000 | +31.3% | $192 / Sq Ft |
| 11/12/2021 11/12/21 | Sold | $198,000 | -1.0% | $181 / Sq Ft |
| 09/24/2021 09/24/21 | Pending | -- | -- | -- |
| 09/15/2021 09/15/21 | For Sale | $199,999 | 0.0% | $182 / Sq Ft |
| 09/07/2021 09/07/21 | Pending | -- | -- | -- |
| 08/31/2021 08/31/21 | For Sale | $199,999 | -- | $182 / Sq Ft |
Source: Charlottesville area Association of Realtors®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,739 | $231,800 | $30,000 | $201,800 |
| 2024 | $14 | $165,700 | $30,000 | $135,700 |
| 2023 | $1,399 | $165,700 | $30,000 | $135,700 |
| 2022 | $1,229 | $141,300 | $27,500 | $113,800 |
| 2021 | $1,229 | $141,300 | $27,500 | $113,800 |
| 2020 | $1,208 | $130,600 | $27,500 | $103,100 |
| 2019 | $1,208 | $130,600 | $27,500 | $103,100 |
| 2018 | $1,139 | $125,600 | $27,500 | $98,100 |
| 2017 | $1,139 | $125,600 | $27,500 | $98,100 |
| 2016 | $1,115 | $121,600 | $27,500 | $94,100 |
| 2015 | $260 | $121,600 | $27,500 | $94,100 |
| 2014 | $260 | $118,400 | $27,500 | $90,900 |
Source: Public Records
Agents Affiliated with this Home
-
Sandy Morris
-
MAGGIE MacINNIS
Buyer's Agent in 2025
MAGGIE MacINNIS
REAL ESTATE III, INC.
(434) 981-6669
15 in this area
39 Total Sales
-
Debbie Crevier Kent
Seller's Agent in 2021
Debbie Crevier Kent
COTTAGE STREET REALTY, LLC
(571) 293-6923
5 in this area
1,080 Total Sales
-
KATHERINE MURPHY
Buyer's Agent in 2021
KATHERINE MURPHY
HERITAGE REAL ESTATE CO.
(434) 242-9918
3 in this area
85 Total Sales
Map
Source: Charlottesville area Association of Realtors®
MLS Number: 659853
APN: 18A 3 313
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