$315,900
PENDING

28 Waterbury Cir Unit 1 Oswego, IL 60543

North Oswego Neighborhood

Estimated payment $2,359/month

Total Views 1,938
3 Beds
2.5 Baths
1,400 Sq Ft
$226 Price per Sq Ft

Highlights

  • Waterfront
  • Property is near a park
  • Home Office
  • Churchill Elementary School Rated A-
  • Recreation Room
  • Stainless Steel Appliances

About This Home

MULTIPLE OFFERS RECIEVED - Discover the most competitively priced home in Ogden Falls, boasting 2,000 square feet, which includes a finished basement. This highly desirable location features a pond, gazebo, and walking path just across the street, along with a playground only a few blocks away. Enjoy convenient access to restaurants, shopping, schools, and being just minutes from downtown Oswego and the Fox River. The main level presents an open floor plan with a modern eat-in kitchen equipped with granite countertops (2021), a stylish glass tile backsplash, stainless steel appliances, and a pantry, family room and a powder room. The upper floor includes a primary suite with a walk-in closet and access to the updated full bath, two additional spacious bedrooms, and a laundry room with a washer (2022) and dryer (2025). The finished basement offers a recreational space, an office area, a full bathroom, and extra storage. Relax on your private patio (2021) for outdoor dining or enjoy the pond view from your front porch. This home is move-in ready, complete with new windows (2015), roof (2019), HVAC (2019), water heater (2019), carpet (2021), garage door (2017), and radon system (2025). Welcome home!

Listing Agent

Paula Schatz

Realty Executives Premier Illinois License #475140304 Listed on: 06/19/2025

Realty Executives Premier Illinois

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,695

Year Built

  • Built in 1998

Lot Details

  • Lot Dimensions are 42 x 96 x 33 x 95
  • Waterfront
  • Paved or Partially Paved Lot

HOA Fees

  • $56 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Driveway

Home Design

  • Asphalt Roof
  • Radon Mitigation System

Interior Spaces

  • 1,400 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Window Screens
  • Family Room
  • Living Room
  • Dining Room
  • Home Office
  • Recreation Room
  • Water Views
  • Carbon Monoxide Detectors

Kitchen

  • Breakfast Bar
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • Walk-In Closet

Laundry

  • Laundry Room
  • Dryer
  • Washer

Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Finished Basement Bathroom

Schools

  • Plank Junior High School
  • Oswego East High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Additional Features

  • Patio
  • Property is near a park

Community Details

  • Association fees include insurance, lawn care, snow removal
  • Manager Association, Phone Number (815) 886-0953
  • Ogden Falls Subdivision
  • Property managed by Associa

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,695

Year Built

Built in 1998

Lot Details

0

HOA Fees

$56 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Ogden Falls
  • Year Built: 1998
  • Age: 26-30 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Special Features: UnderContract
  • Property Sub Type: Detached

Interior Features

  • Appliances: Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Humidifier
  • Basement: Finished, Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 3
  • Flooring: Laminate
  • Interior Amenities: Walk-In Closet(s)
  • LivingArea: 1400
  • Other Equipment: CO Detectors, Ceiling Fan(s), Sump Pump, Radon Mitigation System
  • Room Type: Eating Area, Office, Recreation Room
  • Window Features: Screens
  • Estimated Total Finished Sq Ft: 0
  • Assessed Sq Ft: 1400
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Total Sq Ft: 0
  • Basement Sq Ft: 596
  • Total Sq Ft: 596
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Vinyl Siding
  • List Price: 315900
  • Patio And Porch Features: Patio
  • Roof: Asphalt
  • View: Water
  • Waterfront: Yes

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Concrete, Garage Door Opener, On Site, Garage Owned, Attached, Garage
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Upper Level
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 56
  • Association Fee Frequency: Monthly
  • Community Features: Park, Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Associa
  • Management Contact Name: Manager
  • Management Phone: 815-886-0953

Fee Information

  • Association Fee Includes: Insurance, Lawn Care, Snow Removal

Schools

  • High School: Oswego East High School
  • Middle/Junior School: Plank Junior High School
  • Middle/Junior School District: 308

Lot Info

  • Lot Dimensions: 42 X 96 X 33 X 95
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10

Tax Info

  • Tax Annual Amount: 6694.84
  • Tax Year: 2024
  • Tax Exemptions: Homeowner

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,695 $89,194 $15,246 $73,948
2023 $5,940 $78,241 $13,374 $64,867
2022 $5,940 $71,781 $12,270 $59,511
2021 $5,600 $65,854 $11,257 $54,597
2020 $5,416 $63,321 $10,824 $52,497
2019 $5,044 $58,549 $10,824 $47,725
2018 $4,751 $55,115 $10,189 $44,926
2017 $4,592 $50,797 $9,391 $41,406
2016 $4,384 $48,148 $8,901 $39,247
2015 $4,077 $43,377 $8,019 $35,358
2014 -- $42,113 $7,785 $34,328
2013 -- $42,539 $7,864 $34,675
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/23/2025 06/23/25 Pending -- -- --
06/19/2025 06/19/25 For Sale $315,900 +94.4% $226 / Sq Ft
07/09/2015 07/09/15 Sold $162,500 -1.5% $116 / Sq Ft
05/19/2015 05/19/15 Pending -- -- --
05/15/2015 05/15/15 For Sale $165,000 -- $118 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Purchase History

Date Type Sale Price Title Company
Warranty Deed $162,500 First American Title
Warranty Deed $171,000 Stewart Title Company
Warranty Deed $136,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $139,700 New Conventional
Closed $152,000 New Conventional
Previous Owner $147,200 New Conventional
Previous Owner $147,200 New Conventional
Previous Owner $165,800 Purchase Money Mortgage
Previous Owner $10,000 Credit Line Revolving
Previous Owner $132,925 FHA
Source: Public Records

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Source: Midwest Real Estate Data (MRED)

MLS Number: 12382861

Midwest Real Estate Data (MRED)

APN: 03-02-451-013