Seller's Agent in 2025
Tammy Barry
Homesmart Realty Group IL
(815) 252-3113
192 in this area
347 Total Sales
28 Waterside Way Ottawa, IL 61350
3
Beds
3.5
Baths
1,700
Sq Ft
871
Sq Ft Lot
Highlights
- Boat Dock
- Deck
- Terrace
- River Front
- Property is near a park
- Community Pool
About This Home
As of June 2025Waterfront Luxury Meets Resort Living at Heritage Harbor Nestled in the vibrant marina harbor of Heritage Harbor, this stunning two-story boathouse cottage offers the perfect blend of charm, comfort, and convenience. Featuring 3 spacious bedrooms and 3.5 luxurious baths, this fully furnished home is ready for year-round living or income potential through the on-site rental management program. Step inside to discover modern finishes throughout, including LVT flooring, quartz countertops, and stainless steel appliances. The kitchen flows seamlessly into open living spaces ideal for entertaining or unwinding after a day on the water. A vaulted ceiling in the upstairs bedrooms adds an airy elegance, while a second laundry hookup on the upper level adds convenience. The walkout finished basement opens to a screened-in back deck, perfect for enjoying peaceful harbor views. Additional highlights include a generous storage room, two paved parking spaces, and striking black-trimmed windows and double front doors that elevate the home's curb appeal. Located within the highly sought-after Heritage Harbor resort community, residents enjoy access to a wealth of amenities: walking paths, a dog park, pickleball courts, an on-site restaurant, and year-round events that make every season special. Whether you're looking for a private getaway, a rental investment, or both-this boathouse cottage is your opportunity to own a slice of waterfront paradise.
Last Agent to Sell the Property
Homesmart Realty Group IL License #475168055 Listed on: 05/06/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $13,351
Year Built
- Built in 2020
Lot Details
- 871 Sq Ft Lot
- Lot Dimensions are 30 x 112
- River Front
HOA Fees
- $186 Monthly HOA Fees
Home Design
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- 1,700 Sq Ft Home
- 2-Story Property
- Family Room
- Combination Dining and Living Room
- Laminate Flooring
- Water Views
- Finished Basement Bathroom
Kitchen
- Microwave
- Freezer
- Dishwasher
- Stainless Steel Appliances
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- Walk-In Closet
- Dual Sinks
Laundry
- Laundry Room
- Dryer
- Washer
Parking
- 2 Parking Spaces
- Off-Street Parking
- Parking Included in Price
Outdoor Features
- Deck
- Patio
- Terrace
Location
- Property is near a park
Schools
- Ottawa Township High School
Utilities
- Central Air
- Heating System Uses Natural Gas
Community Details
Overview
- Association fees include pool, scavenger
- Jacob Valle Association, Phone Number (815) 433-5000
- Heritage Harbor Subdivision
- Property managed by Heritage Harbor Ottawa
Recreation
- Boat Dock
- Community Pool
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 6, 2020
Closed on
Dec 15, 2021
Sold by
Heritage Harbor Ottawa Homes Llc
Bought by
Linguraman Rangasamy Mullagur
Seller's Agent
Tammy Barry
Homesmart Realty Group IL
Buyer's Agent
Tammy Barry
Homesmart Realty Group IL
List Price
$379,000
Sold Price
$395,000
Premium/Discount to List
$16,000
4.22%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$196,883
Avg. Annual Appreciation
11.26%
Original Mortgage
$316,000
Outstanding Balance
$288,184
Interest Rate
2.5%
Mortgage Type
New Conventional
Estimated Equity
$303,699
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $395,000 | Wheatland Title |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $316,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 06/30/2025 06/30/25 | Sold | $580,000 | -3.2% | $341 / Sq Ft | |
| 06/04/2025 06/04/25 | Pending | -- | -- | -- | |
| 05/06/2025 05/06/25 | For Sale | $599,000 | +51.6% | $352 / Sq Ft | |
| 12/15/2021 12/15/21 | Sold | $395,000 | 0.0% | $232 / Sq Ft | View Prior Sale |
| 11/21/2021 11/21/21 | Pending | -- | -- | -- | |
| 01/19/2021 01/19/21 | Price Changed | $395,000 | +3.7% | $232 / Sq Ft | |
| 01/08/2021 01/08/21 | Price Changed | $381,000 | +0.5% | $224 / Sq Ft | |
| 08/06/2020 08/06/20 | For Sale | $379,000 | -- | $223 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $14,522 | $154,392 | $36,512 | $117,880 |
| 2023 | $13,351 | $138,967 | $32,864 | $106,103 |
| 2022 | $13,484 | $138,309 | $30,980 | $107,329 |
| 2021 | $7,865 | $79,718 | $29,177 | $50,541 |
| 2020 | $2,750 | $28,101 | $28,101 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Tammy Barry
-
Esmeralda Avila
Buyer's Agent in 2025
Esmeralda Avila
Heritage Select Realty
(815) 681-3170
20 in this area
50 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12356117
APN: 15-44-313004
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