$599,000
PENDING

28 Waterside Way Ottawa, IL 61350

Estimated payment $4,636/month

Total Views 9,346
3 Beds
3.5 Baths
1,700 Sq Ft
$352 Price per Sq Ft

Highlights

  • Boat Dock
  • Deck
  • Terrace
  • River Front
  • Property is near a park
  • Community Pool

About This Home

Waterfront Luxury Meets Resort Living at Heritage Harbor Nestled in the vibrant marina harbor of Heritage Harbor, this stunning two-story boathouse cottage offers the perfect blend of charm, comfort, and convenience. Featuring 3 spacious bedrooms and 3.5 luxurious baths, this fully furnished home is ready for year-round living or income potential through the on-site rental management program. Step inside to discover modern finishes throughout, including LVT flooring, quartz countertops, and stainless steel appliances. The kitchen flows seamlessly into open living spaces ideal for entertaining or unwinding after a day on the water. A vaulted ceiling in the upstairs bedrooms adds an airy elegance, while a second laundry hookup on the upper level adds convenience. The walkout finished basement opens to a screened-in back deck, perfect for enjoying peaceful harbor views. Additional highlights include a generous storage room, two paved parking spaces, and striking black-trimmed windows and double front doors that elevate the home's curb appeal. Located within the highly sought-after Heritage Harbor resort community, residents enjoy access to a wealth of amenities: walking paths, a dog park, pickleball courts, an on-site restaurant, and year-round events that make every season special. Whether you're looking for a private getaway, a rental investment, or both-this boathouse cottage is your opportunity to own a slice of waterfront paradise.

Listing Agent

Tammy Barry

Homesmart Realty Group IL License #475168055 Listed on: 05/06/2025

Homesmart Realty Group IL

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $13,351

Year Built

  • Built in 2020

Lot Details

  • 871 Sq Ft Lot
  • Lot Dimensions are 30 x 112
  • River Front

HOA Fees

  • $186 Monthly HOA Fees

Home Design

  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,700 Sq Ft Home
  • 2-Story Property
  • Family Room
  • Combination Dining and Living Room
  • Laminate Flooring
  • Water Views
  • Finished Basement Bathroom

Kitchen

  • Range
  • Microwave
  • Freezer
  • Dishwasher
  • Stainless Steel Appliances

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • Walk-In Closet
  • Dual Sinks

Laundry

  • Laundry Room
  • Dryer
  • Washer

Parking

  • 2 Parking Spaces
  • Off-Street Parking
  • Parking Included in Price

Outdoor Features

  • Deck
  • Patio
  • Terrace

Location

  • Property is near a park

Schools

  • Ottawa Township High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas

Community Details

Overview

  • Association fees include pool, scavenger
  • Jacob Valle Association, Phone Number (815) 433-5000
  • Heritage Harbor Subdivision
  • Property managed by Heritage Harbor Ottawa

Recreation

  • Boat Dock
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$13,351

Year Built

Built in 2020

Lot Details

0

HOA Fees

$186 per month

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Heritage Harbor
  • Year Built: 2020
  • Age: 1-5 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Special Features: UnderContract
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Freezer, Washer, Dryer, Stainless Steel Appliance(s)
  • Basement: Finished, Walk-Out Access
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4
  • Total Bedrooms: 3
  • LivingArea: 1700
  • Room Type: Deck, Terrace, Walk In Closet
  • Estimated Total Finished Sq Ft: 2520
  • Assessed Sq Ft: 1800
  • Bathroom Amenities: Double Sink
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Dining Room: Combined w/ LivRm
  • Total Sq Ft: 2520
  • Basement Sq Ft: 60
  • Total Sq Ft: 2640
  • Unfinished Basement Sq Ft: 60
  • Upper Level Sq Ft: 860
  • Main Level Sq Ft: 860
  • Lower Level Sq Ft: 800
  • Unfinished Lower Sq Ft: 60
  • Flooring: Wood Laminate

Exterior Features

  • Construction Materials: Other
  • Foundation Details: Concrete Perimeter
  • List Price: 599000
  • Patio And Porch Features: Deck, Patio
  • Roof: Asphalt
  • View: Water
  • Waterfront Features: River Front
  • Waterfront: Yes

Garage/Parking

  • Parking Features: Brick Driveway, Off Street, On Site, Owned
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas, Electric
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 186
  • Association Fee Frequency: Monthly
  • Community Features: Park, Pool, Dock, Curbs, Sidewalks, Street Lights
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Heritage Harbor Ottawa
  • Management Contact Name: Jacob Valle
  • Management Phone: 815-433-5000

Fee Information

  • Association Fee Includes: Pool, Scavenger, Other

Schools

  • High School: Ottawa Township High School
  • Middle/Junior School District: 230

Lot Info

  • Lot Size Acres: 0.02
  • Lot Dimensions: 30 X 112
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 13351.1
  • Tax Year: 2023
  • Tax Exemptions: Other

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $14,522 $154,392 $36,512 $117,880
2023 $13,351 $138,967 $32,864 $106,103
2022 $13,484 $138,309 $30,980 $107,329
2021 $7,865 $79,718 $29,177 $50,541
2020 $2,750 $28,101 $28,101 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/04/2025 06/04/25 Pending -- -- --
05/06/2025 05/06/25 For Sale $599,000 +51.6% $352 / Sq Ft
12/15/2021 12/15/21 Sold $395,000 0.0% $232 / Sq Ft
11/21/2021 11/21/21 Pending -- -- --
01/19/2021 01/19/21 Price Changed $395,000 +3.7% $232 / Sq Ft
01/08/2021 01/08/21 Price Changed $381,000 +0.5% $224 / Sq Ft
08/06/2020 08/06/20 For Sale $379,000 -- $223 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Purchase History

Date Type Sale Price Title Company
Warranty Deed $395,000 Wheatland Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $316,000 New Conventional
Source: Public Records

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Source: Midwest Real Estate Data (MRED)

MLS Number: 12356117

Midwest Real Estate Data (MRED)

APN: 15-44-313004