$434,000
SOLD JAN 24, 2025

28017 Channel Dr Garrison, MN 56450

3 Beds
2 Baths
1,596 Sq Ft
0.55 Acres

Recently Sold

$272 Per Sq Ft

9% Below List Price

91 Days on Market

Highlights

  • 116 Feet of Waterfront
  • Deck
  • Loft
  • Property fronts a channel
  • Main Floor Primary Bedroom
  • No HOA

About This Home

As of January 2025

Beautifully Updated three-bedroom home on Mille Lacs Lake!

This stunning lakefront property offers three bedrooms, two bathrooms, main floor living, and a host of new upgrades. The spacious primary bedroom features an en suite bathroom complete with a double vanity and a walk-in shower. The home boasts all-new siding, gutters, and electrical throughout, along with luxury vinyl flooring, new cabinets, and brand-new appliances. A recently added bathroom brings modern convenience to this already exceptional home. The home has a woof burning fireplace and a spacious living room. Step outside to enjoy the brand-new deck, private dock, and boatlift—all included!
Perfect for enjoying everything Mille Lacs Lake has to offer!

Last Agent to Sell the Property

Chad Schwendeman

eXp Realty Listed on: 10/08/2024

eXp Realty

Last Buyer's Agent

Michelle A. Anderson

RE/MAX Results

RE/MAX Results

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,724

Year Built

  • Built in 1976

Lot Details

  • 0.55 Acre Lot
  • Lot Dimensions are 116x280x103x195
  • Property fronts a channel
  • 116 Feet of Waterfront
  • Property is Fully Fenced
  • Chain Link Fence
  • Few Trees

Parking

  • 2 Car Attached Garage

Interior Spaces

  • 1,596 Sq Ft Home
  • 1.5-Story Property
  • Wood Burning Fireplace
  • Living Room with Fireplace
  • Dining Room
  • Loft
  • Crawl Space

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • The kitchen features windows

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Deck

Utilities

  • Baseboard Heating
  • Private Water Source
  • Sand Point Well
  • Well

Community Details

  • No Home Owners Association
  • Port Mille Lacs Holiday Harbor Subdivision

Listing and Financial Details

  • Assessor Parcel Number 671100030620009

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,724

Year Built

Built in 1976

Lot Details

0

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Wall Unit(s)
  • Garage Spaces: 2
  • Accessibility Features: None
  • Fireplaces: 1
  • Water Source: Private, Sand Point, Well
  • Year Built: 1976
  • Above Grade Finished Sq Ft: 1596
  • Water Body Name: Mille Lacs
  • Unit Levels: One and One Half
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Crawl Space
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned
  • Fireplace Features: Living Room, Wood Burning
  • Living Area: 1596
  • Fireplace: Yes
  • Basement YN: No
  • Dining Room Type: Living Room, Dining Room, Kitchen, Bedroom 1, Bedroom 2, Loft, Laundry, Bedroom 3

Beds/Baths

  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Three Quarter Bathrooms: 1

Exterior Features

  • Roof: Age Over 8 Years, Asphalt
  • PoolFeatures: None
  • Fencing: Chain Link, Full
  • View: Lake
  • Other Structures: Storage Shed
  • ConstructionMaterialsDesc: Block,Other,Frame
  • PatioPorchType: Deck
  • Lake Acres: 128250
  • Lake Bottom: Soft,Undeveloped
  • LakeChain: N
  • Waterfront Frontage: 116

Garage/Parking

  • Parking Features: Attached Garage, Asphalt
  • Garage Square Feet: 576

Utilities

  • Heating: Baseboard, Fireplace(s)
  • Sewer: City Sewer/Connected
  • Electric: Circuit Breakers
  • Fuel: Electric

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Ceiling Fan(s),Deck,Dock,Kitchen Window,Main Floor Primary Bedroom,Tile Floors,Vaulted Ceiling(s),Washer/Dryer Hookup

Schools

  • Junior High Dist: Onamia
  • SchoolDistrictNumber: 480
  • SchoolDistrictPhone: 320-532-4174

Lot Info

  • Waterfront YN: No
  • PropertyAttachedYN: No
  • Lot Size: 116x280x103x195
  • Lot Size Sq Ft: 23740.2
  • Land Lease: No
  • Lot Features: Tree Coverage - Light
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • ResoLotSizeUnits: Acres
  • AssessmentPending: Unknown
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Wood Siding

Tax Info

  • Tax Year: 2023
  • Assessor Parcel Number: 671100030620009
  • Tax Annual Amount: 1724
  • TaxWithAssessments: 1724.0000

Multi Family

  • WaterfrontFeatures: Channel Shore

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 8, 2024
Closed on
Jan 29, 2025
Sold by
County Of Crow Wing
Bought by
Bengtson Sam and Bengtson Molly
Seller's Agent
Chad Schwendeman
eXp Realty
Buyer's Agent
Michelle A. Anderson
RE/MAX Results
List Price
$474,900
Sold Price
$434,000
Premium/Discount to List
-$40,900
-8.61%
Total Days on Market
91
Views
68
Current Estimated Value
$434,663

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$663
Avg. Annual Appreciation
-1.21%
Original Mortgage
$325,500
Outstanding Balance
$325,500
Interest Rate
6.72%
Mortgage Type
New Conventional
Estimated Equity
$106,191

Purchase Details

Listed on
Oct 8, 2024
Closed on
Jan 24, 2025
Sold by
K104 Properties Llc
Bought by
Bengtson Sam and Bengtson Molly
Seller's Agent
Chad Schwendeman
eXp Realty
Buyer's Agent
Michelle A. Anderson
RE/MAX Results
List Price
$474,900
Sold Price
$434,000
Premium/Discount to List
-$40,900
-8.61%
Views
68

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$325,500
Outstanding Balance
$325,500
Interest Rate
6.72%
Mortgage Type
New Conventional
Estimated Equity
$106,191

Purchase Details

Closed on
Jun 4, 2021
Sold by
Finkenhoefer Paul Paul

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$300,000
Interest Rate
2.99%

Purchase Details

Closed on
May 1, 2002
Sold by
Frahm Robert C and Frahm Betty L
Bought by
Finkenhoefer Paul and Finkenhoefer Linda

Purchase Details

Closed on
Sep 1, 1997
Sold by
Cobb Judy H
Bought by
Frahm Robert C and Frahm B

Purchase Details

Closed on
Jun 1, 1993
Sold by
Nelson Basil E
Bought by
Cobb Judy H
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Certificate Of Transfer -- --
Warranty Deed $434,000 Lawyers Title Services
Deed $300,000 --
Warranty Deed $169,900 --
Deed -- --
Warranty Deed $46,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $325,500 New Conventional
Previous Owner $300,000 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/24/2025 01/24/25 Sold $434,000 0.0% $272 / Sq Ft
01/10/2025 01/10/25 Pending -- -- --
12/30/2024 12/30/24 Off Market $434,000 -- --
10/22/2024 10/22/24 Price Changed $449,000 -5.5% $281 / Sq Ft
10/11/2024 10/11/24 For Sale $474,900 -- $298 / Sq Ft
Source: NorthstarMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,060 $289,100 $119,800 $169,300
2023 $1,724 $257,500 $81,100 $176,400
2022 $1,626 $220,500 $70,700 $149,800
2021 $1,662 $162,900 $70,600 $92,300
2020 $2,399 $155,500 $74,800 $80,700
2019 $2,360 $152,800 $74,800 $78,000
2018 $2,300 $147,400 $74,800 $72,600
2017 $2,230 $146,600 $74,800 $71,800
2016 $2,070 $124,800 $69,800 $55,000
2015 $1,916 $123,400 $69,800 $53,600
2014 $1,010 $125,100 $69,800 $55,300
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 6614189

NorthstarMLS

APN: 671100030620009