NOT LISTED FOR SALE

2804 S Monroe St Bay City, MI 48708

Bay City Area

Estimated Value: $166,000 - $186,957

2 Beds
1.5 Baths
2,648 Sq Ft
$66/Sq Ft Est. Value

Sale Details

Date Sold: May 27, 2025

Last sale price $206,000 $78 Per Sq Ft

Est. 15% decrease in value since last sale

Current estimated payment $1,138 / mo

1 Day on Market

Highlights

  • Second Garage
  • Ranch Style House
  • Forced Air Heating System
  • 0.96 Acre Lot
  • 2 Car Attached Garage
  • Carpet

About This Home

As of May 2025

Charmiing South End Bay City Home with Bonus Lot and Extra Garage Space! Nestled in the desirable south end of Bay City, this well maintained 1-story brick home blends classic charm with practical living. Built in 1957, the home features 2 spacious bedrooms, 1 full bath, and an additional half bath - all within 1324 square feet of comfortableliving space. An attached garage provides added convenience and storage. What truly sets this property apart is the included second parcel - an expansive 70' X 299' lot with a massive1064 sq ft garage, perfect for a workshop, storage or hobby space. Whether you're a first-time homebuyer, downsizing or looking for a property with room for extra projects, this unique offering has something for everyone.

Last Agent to Sell the Property

Howard Diefenbach

Century 21 Signature Realty - Bay City License #BCRA-6501296468 Listed on: 05/01/2025

Century 21 Signature Realty - Bay City

Last Buyer's Agent

Sean Herrera

RE/MAX Results License #BCRA-6501295935

RE/MAX Results

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Details

Home Type

  • Single Family

Year Built

  • Built in 1957

Lot Details

  • 41,818 Sq Ft Lot
  • Lot Dimensions are 140 x 299

Home Design

  • Ranch Style House
  • Brick Exterior Construction

Flooring

  • Carpet
  • Linoleum

Bedrooms and Bathrooms

  • 2 Bedrooms

Parking

  • 2 Car Attached Garage
  • Second Garage

Utilities

  • Forced Air Heating System
  • Heating System Uses Natural Gas

Additional Features

  • Basement

Listing and Financial Details

  • Assessor Parcel Number 130-M10-000-010-00

Home Details

Home Type

Single Family

Year Built

Built in 1957

Lot Details

0.96 Acres

Listing Details

  • Originating MLS: Bay County REALTOR Association
  • Class: RESIDENTIAL
  • Type Of Property: Single Family
  • Architecture Style: Ranch
  • Structure Style: 1 Story
  • Total Tax Amount: 2058.44
  • Year Built: 1957
  • Mail City: Bay City
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Basement: Yes
  • Bedrooms: 2
  • Bedroom 1: On Main Floor, Dimensions: 13 x 11
  • Bedroom 1 Floor Covering: Carpet
  • Bedroom 2: On Main Floor, Dimensions: 13 x 11
  • Bedroom 2 Floor Covering: Carpet
  • Full Bathrooms: 1
  • Total Bathrooms: 2
  • Bathroom 1: On Level: Main, Flooring: Ceramic
  • Dining Room: On Main Floor, Dimensions: 13 x 8
  • Dining Room Floor Covering: Carpet
  • Kitchen: On Main Floor, Dimensions: 13 x 10
  • Kitchen Floor Covering: Linoleum
  • Living Room: On Main Floor, Dimensions: 14 x 10
  • Living Room Floor Covering: Carpet
  • Sun Room: On Main Floor, Dimensions: 23 x 8
  • Sun Room Floor Covering: Carpet
  • Below Grade Sq Ft: 1324
  • Finished Below Grade Sq Ft: 1324
  • Above Grade Finished Sq Ft: 1324
  • Total Finished Sq Ft: 2648
  • Half Bathrooms: 1

Exterior Features

  • Exterior: Brick
  • Foundation: Basement
  • Frontage: 140
  • Frontage Type: Road

Garage/Parking

  • Garage: Additional Garage(s), Attached Garage
  • Garage Spaces: 2
  • Garage: Yes

Utilities

  • Heating: Forced Air
  • Heating Fuel: Natural Gas
  • Sewer: Public Sanitary
  • Water: Public Water

Lot Info

  • Assessor Parcel Number: 130-M10-000-010-00
  • Lot Dimensions: 140 x 299
  • Acreage: 0.96
  • Geo Subdivision: MI

Tax Info

  • Summer Tax: Year: 2024, Amount: $1,144.15
  • Winter Tax: Year: 2024, Amount: $914.29
  • Total Tax: Amount: $2,058.44

MLS Schools

  • School District: Bay City School District

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
May 1, 2025
Closed on
May 27, 2025
Sold by
Bought by
Seller's Agent
Howard Diefenbach
Century 21 Signature Realty - Bay City
Buyer's Agent
Sean Herrera
RE/MAX Results
List Price
$209,900
Sold Price
$206,000
Premium/Discount to List
-$3,900
-1.86%
Views
11
Current Estimated Value
$174,739

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$31,261
Avg. Annual Appreciation
-12.52%
Original Mortgage
$199,820
Outstanding Balance
$197,541
Interest Rate
6.83%
Mortgage Type
New Conventional
Estimated Equity
-$22,802

Purchase Details

Closed on
Jan 7, 2016
Sold by
Bought by

Purchase Details

Closed on
Oct 10, 2007
Sold by
Bought by
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Bay City, MI

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$206,000 None Listed On Document
-- None Available
-- None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $199,820
Previous Owner $12,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
05/27/2025 05/27/25 Sold $206,000 -1.9% $78 / Sq Ft
05/02/2025 05/02/25 Pending -- -- --
05/01/2025 05/01/25 For Sale $209,900 -- $79 / Sq Ft
Source: Bay County Realtor® Association MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $2,134 $79,700 $0 $0
2025 $1,178 $73,600 $0 $0
2024 $1,144 $71,400 $0 $0
2023 $1,089 $67,400 $0 $0
2022 $1,873 $59,000 $0 $0
2021 $1,747 $53,300 $53,300 $0
2020 $1,681 $49,600 $49,600 $0
2019 $1,626 $44,700 $0 $0
2018 $1,683 $49,400 $5,000 $44,400
2017 $1,643 $48,100 $0 $0
2016 $1,649 $45,300 $0 $45,300
2015 -- $50,700 $0 $50,700
2014 -- $49,400 $0 $49,400
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bay County Realtor® Association MLS

MLS Number: 50173171

Bay County Realtor® Association MLS

APN: 09-130-M10-000-010-00

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