$300,000
SOLD DEC 20, 2024

2805 Fern St S Cambridge, MN 55008

3 Beds
2 Baths
2,485 Sq Ft
0.75 Acres

Recently Sold

$121 Per Sq Ft

6% Below List Price

46 Days on Market

Highlights

  • 32,670 Sq Ft lot
  • Corner Lot
  • 2 Car Attached Garage
  • Deck
  • No HOA
  • Walk-In Closet

About This Home

As of December 2024

Welcome to this newly renovated rambler walkout in Cambridge, set on a spacious corner lot! The open-concept main floor features a large kitchen, dining area, and a 12x24 family room with vaulted ceilings and plenty of natural light. Two bedrooms, a full bath, and two decks complete the main level. The lower level offers a third bedroom, a bath, and another large family room with walkout access to the backyard. Conveniently located near parks, shopping, and Hwy 65, this home combines comfort and convenience. Don’t miss out on this opportunity!

Last Agent to Sell the Property

Michelle Lundeen

RE/MAX RESULTS Listed on: 10/11/2024

RE/MAX RESULTS

Co-Listed By

Brian Larson

RE/MAX RESULTS

Last Buyer's Agent

Samuel Dulian

RE/MAX Results

RE/MAX Results

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,906

Year Built

  • Built in 1970

Lot Details

  • 0.75 Acre Lot
  • Lot Dimensions are 196x165x228x136
  • Corner Lot
  • Unpaved Streets

Parking

  • 2 Car Attached Garage
  • Insulated Garage

Interior Spaces

  • 1-Story Property
  • Entrance Foyer
  • Family Room
  • Living Room
  • Finished Basement
  • Walk-Out Basement
  • Washer

Kitchen

  • Cooktop
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet

Outdoor Features

  • Deck

Utilities

  • Baseboard Heating
  • Boiler Heating System
  • Private Water Source
  • Well
  • Drilled Well
  • Septic System

Community Details

  • No Home Owners Association
  • Oak Terrace Add Subdivision

Listing and Financial Details

  • Assessor Parcel Number 150550110

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,906

Year Built

Built in 1970

Lot Details

0

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: None
  • Garage Spaces: 2
  • Accessibility Features: None
  • Water Source: Drilled, Private, Well
  • Year Built: 1970
  • Above Grade Finished Sq Ft: 1632
  • Unit Levels: One
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Basement: Block, Finished, Walkout
  • Appliances: Cooktop, Dishwasher, Gas Water Heater, Range, Washer
  • Living Area: 2485
  • Fireplace: No
  • Below Grade Finished Sq Ft: 853
  • Basement YN: Yes
  • Dining Room Type: Living Room, Dining Room, Kitchen, Bedroom 1, Bedroom 2, Bedroom 3, Foyer, Family Room, Deck, Walk In Closet, Garage, Laundry, Bathroom

Beds/Baths

  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Three Quarter Bathrooms: 1

Exterior Features

  • Roof: Age Over 8 Years, Asphalt
  • PoolFeatures: None
  • Fencing: None
  • Other Structures: Storage Shed
  • ConstructionMaterialsDesc: Block,Concrete
  • PatioPorchType: Deck,Patio,Rear Porch

Garage/Parking

  • Parking Features: Attached Garage, Concrete, Finished Garage, Insulated Garage
  • Garage Square Feet: 529

Utilities

  • Heating: Baseboard, Boiler, Radiator(s)
  • Sewer: Mound Septic, Private Sewer, Septic System Compliant - Yes
  • Electric: Circuit Breakers
  • Fuel: Electric,Natural Gas

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Ceiling Fan(s),Deck,Main Floor Primary Bedroom,Patio,Paneled Doors,Porch,Vaulted Ceiling(s),Washer/Dryer Hookup,Walk-In Closet

Schools

  • Junior High Dist: Cambridge-Isanti
  • SchoolDistrictNumber: 911
  • SchoolDistrictPhone: 763-689-6188

Lot Info

  • PropertyAttachedYN: No
  • Lot Size: 196x165x228x136
  • Lot Size Sq Ft: 32670
  • Land Lease: No
  • Lot Features: Corner Lot, Some Trees
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • ResoLotSizeUnits: Acres
  • AssessmentPending: Unknown
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Block, Vinyl Siding

Tax Info

  • Tax Year: 2024
  • Assessor Parcel Number: 150550110
  • Tax Annual Amount: 3906
  • TaxWithAssessments: 4004.0000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 11, 2024
Closed on
Dec 20, 2024
Sold by
Larson Brian and Larson Kelly
Bought by
Westover Lucas A
Seller's Agent
Michelle Lundeen
RE/MAX RESULTS
Buyer's Agent
Samuel Dulian
RE/MAX Results
List Price
$320,000
Sold Price
$300,000
Premium/Discount to List
-$20,000
-6.25%
Views
68
Current Estimated Value
$312,114

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$12,114
Avg. Annual Appreciation
5.14%
Original Mortgage
$294,566
Outstanding Balance
$292,245
Interest Rate
6.78%
Mortgage Type
FHA
Estimated Equity
$19,869

Purchase Details

Closed on
Jun 28, 2024
Sold by
Gysbers Jeffrey and Gysbers Layla
Bought by
Larson Brian
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $300,000 Legacy Title
Deed $187,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $294,566 FHA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/20/2024 12/20/24 Sold $300,000 0.0% $121 / Sq Ft
11/26/2024 11/26/24 Pending -- -- --
11/20/2024 11/20/24 Off Market $300,000 -- --
11/12/2024 11/12/24 Price Changed $299,000 -1.6% $120 / Sq Ft
10/29/2024 10/29/24 Price Changed $304,000 -1.9% $122 / Sq Ft
10/18/2024 10/18/24 Price Changed $310,000 -3.1% $125 / Sq Ft
10/11/2024 10/11/24 For Sale $320,000 -- $129 / Sq Ft
Source: NorthstarMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,910 $273,700 $48,200 $225,500
2024 $3,906 $278,500 $48,200 $230,300
2023 $3,712 $278,500 $48,200 $230,300
2022 $3,839 $254,300 $48,200 $206,100
2021 $3,550 $226,700 $44,200 $182,500
2020 $3,714 $215,900 $44,200 $171,700
2019 $3,653 $222,800 $0 $0
2018 $3,636 $188,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 6616752

NorthstarMLS

APN: 15.055.0110