2807 Charter Oak Dr Aurora, IL 60502
Big Woods Marmion Neighborhood
5
Beds
5
Baths
3,780
Sq Ft
0.25
Acres
Highlights
- Deck
- Wood Flooring
- Home Gym
- Louise White Elementary School Rated A-
- Home Office
- Walk-In Pantry
About This Home
As of September 2021Gorgeous, brick front home in Ginger Woods priced well below recently appraised value of $460k! Sellers have had the home reassessed by the county and the new taxes will be almost $4k less per year! Perfect flow for entertaining and everyday living. Brand new front portrait window! Updated kitchen includes granite counters, SS appl, backsplash, bayed eating area & opening to the family room w/ stone fireplace. 1st-floor office has custom bookshelves & an adjacent full bathroom, making the space usable for a guest suite. Entertaining can continue outside onto the large deck & lower level patio. Upstairs features a huge master suite w/tray ceiling, bay window, & updated bathroom. Three additional beds (all w/ walk-closets), two more full baths, & a laundry room upstairs. Downstairs is a full, finished lookout basement w/ full bath, 5th BR, wet bar, rec room, & bonus room/storage. Newer carpet, paint, & roof plus 3-car garage! Minutes to I-88, dining, shopping and the Prairie Path
Last Agent to Sell the Property
Wendy Szostak
Redfin Corporation License #475168737
Last Buyer's Agent
Ann Marie Holland
Lindsey Williams Realty License #475165500
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $17,210
Year Built
- 2001
Parking
- Attached Garage
- Garage ceiling height seven feet or more
- Garage Transmitter
- Garage Door Opener
- Driveway
- Parking Included in Price
- Garage Is Owned
Home Design
- Brick Exterior Construction
- Cedar
Interior Spaces
- Wet Bar
- Skylights
- Gas Log Fireplace
- Entrance Foyer
- Family Room Downstairs
- Dining Area
- Home Office
- Home Gym
- Wood Flooring
Kitchen
- Breakfast Bar
- Walk-In Pantry
- Double Oven
- Cooktop
- High End Refrigerator
- Dishwasher
- Stainless Steel Appliances
Bedrooms and Bathrooms
- Walk-In Closet
- Primary Bathroom is a Full Bathroom
- Bathroom on Main Level
- Dual Sinks
- Soaking Tub
- Separate Shower
Laundry
- Laundry on upper level
- Dryer
- Washer
Finished Basement
- Basement Fills Entire Space Under The House
- Finished Basement Bathroom
Utilities
- Central Air
- Heating System Uses Gas
Additional Features
- Deck
- Property is near a bus stop
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 16, 2021
Closed on
Sep 9, 2021
Sold by
Smith Antonio and Smith Mona L
Bought by
Seltur Kartik Krishna and Nayak Bina
Seller's Agent
Lisa Wolf
Keller Williams North Shore West
Buyer's Agent
Karthikeyan Srinivasan
LAK Associates, Inc
List Price
$575,000
Sold Price
$565,000
Premium/Discount to List
-$10,000
-1.74%
Total Days on Market
35
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$138,462
Avg. Annual Appreciation
6.10%
Original Mortgage
$452,000
Outstanding Balance
$415,743
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$287,719
Purchase Details
Listed on
Jul 17, 2019
Closed on
Sep 23, 2019
Sold by
Ruia Shwetankh S and Ruia H
Bought by
Smith Antonio and Lawton Mona E
Seller's Agent
Wendy Szostak
Redfin Corporation
Buyer's Agent
Ann Marie Holland
Lindsey Williams Realty
List Price
$428,000
Sold Price
$410,000
Premium/Discount to List
-$18,000
-4.21%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
17.87%
Original Mortgage
$374,440
Interest Rate
3.25%
Mortgage Type
FHA
Purchase Details
Closed on
Sep 6, 2016
Sold by
Delperdang Dodge N and Delperdang Leslie A
Bought by
Ruia Shwetankh S and Ruia H
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$405,000
Interest Rate
3.47%
Mortgage Type
New Conventional
Purchase Details
Closed on
Apr 24, 2016
Sold by
Barth Michael P and Barth Kathileen M
Bought by
Dodge N P
Purchase Details
Closed on
Aug 10, 2007
Sold by
Heider Randall S and Heider Carol A
Bought by
Barth Michael P and Barth Kathleen M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$417,000
Interest Rate
6.71%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Nov 4, 2004
Sold by
In Young H and In Sue K
Bought by
Heider Randall S and Heider Carol A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$416,000
Interest Rate
4.5%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jan 7, 2002
Sold by
Brawley Stephen J and Brawley Angela R
Bought by
In Young H and In Sue K
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$240,000
Interest Rate
6.87%
Purchase Details
Closed on
Sep 21, 2000
Sold by
Sterling Homes Ltd
Bought by
Brawley Stephen J and Brawley Angela R
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$300,000
Interest Rate
7.25%
Purchase Details
Closed on
Apr 26, 2000
Sold by
Kingsland Development Corp
Bought by
Sterling Homes Ltd
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$650,000
Interest Rate
8.24%
Map
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $565,000 | None Available | |
| Warranty Deed | $410,000 | Fidelity National Title | |
| Trustee Deed | $455,000 | Stewart Title | |
| Warranty Deed | $490,000 | Stewart Title | |
| Warranty Deed | $575,000 | Baird & Warner Title Service | |
| Warranty Deed | $520,000 | Multiple | |
| Warranty Deed | $447,000 | Republic Title | |
| Warranty Deed | $407,000 | Chicago Title Insurance Co | |
| Corporate Deed | $824,000 | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $452,000 | New Conventional | |
| Previous Owner | $50,370 | FHA | |
| Previous Owner | $374,440 | FHA | |
| Previous Owner | $405,000 | New Conventional | |
| Previous Owner | $390,000 | New Conventional | |
| Previous Owner | $399,989 | New Conventional | |
| Previous Owner | $415,000 | Unknown | |
| Previous Owner | $417,000 | Purchase Money Mortgage | |
| Previous Owner | $50,000 | Credit Line Revolving | |
| Previous Owner | $416,000 | New Conventional | |
| Previous Owner | $155,000 | Credit Line Revolving | |
| Previous Owner | $240,000 | Unknown | |
| Previous Owner | $240,000 | Unknown | |
| Previous Owner | $240,000 | Unknown | |
| Previous Owner | $240,000 | Unknown | |
| Previous Owner | $240,000 | No Value Available | |
| Previous Owner | $300,000 | No Value Available | |
| Previous Owner | $650,000 | No Value Available | |
| Closed | $86,600 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/09/2021 09/09/21 | Sold | $565,000 | -1.7% | $149 / Sq Ft |
| 07/27/2021 07/27/21 | Pending | -- | -- | -- |
| 07/16/2021 07/16/21 | For Sale | $575,000 | +40.2% | $152 / Sq Ft |
| 09/27/2019 09/27/19 | Sold | $410,000 | -4.2% | $108 / Sq Ft |
| 08/21/2019 08/21/19 | Pending | -- | -- | -- |
| 07/17/2019 07/17/19 | For Sale | $428,000 | -4.9% | $113 / Sq Ft |
| 11/29/2016 11/29/16 | Off Market | $450,000 | -- | -- |
| 11/28/2016 11/28/16 | Sold | $450,000 | -2.2% | $119 / Sq Ft |
| 10/20/2016 10/20/16 | Pending | -- | -- | -- |
| 09/30/2016 09/30/16 | Price Changed | $460,000 | -2.1% | $122 / Sq Ft |
| 09/29/2016 09/29/16 | For Sale | $470,000 | 0.0% | $124 / Sq Ft |
| 09/02/2016 09/02/16 | Pending | -- | -- | -- |
| 08/02/2016 08/02/16 | Price Changed | $470,000 | -2.0% | $124 / Sq Ft |
| 06/24/2016 06/24/16 | For Sale | $479,500 | 0.0% | $127 / Sq Ft |
| 06/24/2016 06/24/16 | Price Changed | $479,500 | +6.6% | $127 / Sq Ft |
| 06/21/2016 06/21/16 | Off Market | $450,000 | -- | -- |
| 04/29/2016 04/29/16 | For Sale | $490,000 | -- | $130 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $17,210 | $190,571 | $36,970 | $153,601 |
| 2022 | $17,413 | $186,347 | $33,732 | $152,615 |
| 2021 | $16,555 | $173,491 | $31,405 | $142,086 |
| 2020 | $14,711 | $153,833 | $29,171 | $124,662 |
| 2019 | $13,972 | $142,531 | $27,028 | $115,503 |
| 2018 | $16,092 | $163,547 | $27,133 | $136,414 |
| 2017 | $16,537 | $164,651 | $23,332 | $141,319 |
| 2016 | $19,177 | $186,092 | $25,307 | $160,785 |
| 2015 | -- | $165,789 | $21,762 | $144,027 |
| 2014 | -- | $152,855 | $20,930 | $131,925 |
| 2013 | -- | $150,679 | $20,632 | $130,047 |
Source: Public Records
Source: Midwest Real Estate Data (MRED)
MLS Number: MRD10454471
APN: 15-01-228-006
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