$545,000
SOLD SEP 23, 2020

2811 Atlantic Ave Unit 204 Fernandina Beach, FL 32034

3 Beds
3 Baths
1,912 Sq Ft
$675/mo HOA Fee

Recently Sold

$285 Per Sq Ft

2% Below List Price

35 Days on Market

Highlights

  • Ocean Front
  • Spanish Architecture
  • Walk-In Closet
  • Fernandina Beach Middle School Rated A-
  • Furnished
  • 1-minute walk to Main Beach Park

About This Home

As of July 2025

RARE OPPORTUNITY on AMELIA ISLAND to own this meticulously maintained/furnished 3 BR/3 BA villa at Fernandina Cay. Open floor plan with balcony access from main living areas and master bedroom. Unobstructed views of the beautiful Atlantic Ocean at main beach from this light filled second floor end unit, just steps from gorgeous sandy beaches, boardwalk, putt-putt, and restaurants. Large kitchen with solid surface counter tops, double oven, and electric fireplace. Low density complex with only 12 villas and private gated pool. Secure garage parking and storage area with access to your PRIVATE ELEVATOR foyer entrance. Short-term rental potential, pet friendly. Short distance to historic downtown Fernandina Beach, Egan's Creek Greenway, and Fort Clinch State Park. Don't miss out...call today! today!

Last Agent to Sell the Property

Tessa Mccarthy

DIAMOND REALTY GROUP OF AMELIA ISLAND License #3364032 Listed on: 07/20/2020

Last Buyer's Agent

KAY NEAL

WATSON REALTY CORP License #0154633

WATSON REALTY CORP

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $8,453

Year Built

  • Built in 2004

HOA Fees

  • $675 Monthly HOA Fees

Parking

  • 1 Car Garage
  • Assigned Parking

Home Design

  • Spanish Architecture
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,912 Sq Ft Home
  • 1-Story Property
  • Furnished
  • Gas Fireplace
  • Entrance Foyer
  • Ocean Views

Kitchen

  • Breakfast Bar
  • Electric Range
  • Microwave
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 3 Full Bathrooms
  • Bathtub With Separate Shower Stall

Laundry

  • Dryer
  • Washer

Home Security

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Electric Water Heater

Additional Features

  • Patio
  • Ocean Front

Listing and Financial Details

  • Assessor Parcel Number 000031125C02040000

Community Details

Overview

  • Association fees include insurance, ground maintenance, trash
  • Fernandina Cay Condo Association
  • Fernandina Beach Subdivision

Security

  • Fire and Smoke Detector
  • Fire Sprinkler System

Property Details

Home Type

Condominium

Est. Annual Taxes

$8,453

Year Built

Built in 2004

Lot Details

0

HOA Fees

$675 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Property Attached Yn: Yes
  • New Construction: No
  • Stories: 1
  • Year Built: 2004
  • Property Sub Type: Condominium
  • Road Surface Type: Asphalt
  • Subdivision Name: Fernandina Beach
  • Architectural Style: Flat, Spanish
  • Entry Level: 2
  • General Property Information Living Area2: 1912.0
  • General Property Information Waterfront YN: Yes
  • General Property Information New Construction YN: No
  • Cooling Central Air: Yes
  • Sewer:Public Sewer: Yes
  • Water Source Public: Yes
  • General Property Information Furnished: Furnished
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Flooring Tile: Yes
  • Appliances Dryer: Yes
  • Washers: Yes
  • Security Features Smoke Detector(s): Yes
  • Interior Features Primary Bathroom -Tub with Separate Shower: Yes
  • Security Features Fire Sprinkler System: Yes
  • General Property Information Stories Total: 3
  • General Property Information Entry Level2: 2.0
  • ViewOcean: Yes
  • Architectural Style Spanish: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Breakfast Bar, Elevator, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
  • Major Appliances: Dishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
  • Furnished: Furnished
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Fireplace Features: Gas
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Tile
  • Living Area: 1912.0
  • Stories: 3
  • ResoLivingAreaSource: PublicRecords
  • Appliances:Electric Water Heater: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Ice Maker: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Fireplace Features:Gas: Yes
  • Appliances:Electric Range: Yes
  • Interior Features:Kitchen Island: Yes
  • Interior Features:Pantry: Yes
  • Interior Features:Split Bedrooms: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Entrance Foyer: Yes
  • Interior Features:Breakfast Bar: Yes
  • Interior Features:Elevator: Yes

Exterior Features

  • Waterfront: Yes
  • Pool Features: Other
  • View: Ocean
  • Waterfront Features: Ocean Front
  • Construction Type: Block, Stucco
  • Patio And Porch Features: Patio
  • Patio And Porch Features:Patio: Yes
  • Construction Materials:Stucco: Yes
  • Waterfront Features:Ocean Front: Yes
  • Construction Materials:Block: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 1.0
  • Parking Features: Assigned, Underground
  • General Property Information:Garage Spaces: 1.0
  • Parking Features:Assigned: Yes
  • Parking Features:Underground2: Yes

Utilities

  • Utilities: Cable Available
  • Security: Fire Sprinkler System, Secured Lobby, Smoke Detector(s)
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central, Heat Pump
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Heat Pump: Yes

Condo/Co-op/Association

  • Association Fee Frequency: One Time
  • Amenities: Management - Full Time, Trash
  • Association #2 Fee: 675.0
  • Association #2 Fee Frequency: Monthly
  • Association Name: Fernandina Cay Condo
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No
  • General Property Information:Association Fee Frequency: One Time
  • General Property Information:Association Name: Fernandina Cay Condo
  • Association Amenities:Trash: Yes
  • Association Fee Includes:Insurance: Yes
  • Association Fee Includes:Maintenance Grounds2: Yes
  • Association Fee Includes:Trash2: Yes
  • General Property Information:Association Fee 2: 675.0
  • General Property Information:Association Fee 2 Frequency: Monthly

Fee Information

  • Association Fee Includes: Insurance, Maintenance Grounds, Trash

Lot Info

  • Current Use: Multi-Family
  • Parcel #: 000031125C02040000
  • Zoning Description: Condominium

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 8, 2025
Closed on
Jul 9, 2025
Sold by
Hull Joseph David and Chaloux Maria Jeanne
Bought by
Drummond Sarah and Drummond Christopher
Seller's Agent
Tammy Tingle
CENTURY 21 MILLER ELITE
Buyer's Agent
Tammy Tingle
CENTURY 21 MILLER ELITE
List Price
$999,000
Sold Price
$949,000
Premium/Discount to List
-$50,000
-5.01%
Views
7

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
72.36%
Original Mortgage
$759,200
Outstanding Balance
$759,200
Interest Rate
6.89%
Mortgage Type
New Conventional
Estimated Equity
$226,663

Purchase Details

Closed on
Sep 4, 2024
Sold by
Hull Joseph David
Bought by
Hull Joseph David and Chaloux Maria Jeanne

Purchase Details

Listed on
Jul 20, 2020
Closed on
Sep 23, 2020
Sold by
Schrudder Mitchell R
Bought by
Hull Joseph David
Seller's Agent
Tessa Mccarthy
DIAMOND REALTY GROUP OF AMELIA ISLAND
Buyer's Agent
KAY NEAL
WATSON REALTY CORP
List Price
$555,000
Sold Price
$545,000
Premium/Discount to List
-$10,000
-1.8%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.94%
Original Mortgage
$490,500
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 12, 2018
Sold by
Biddick Jan E
Bought by
Schrudder Mitchell R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$309,000
Interest Rate
4.46%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 17, 2011
Sold by
Sheehan James and Sheehan Barbara
Bought by
Biddick Jan E

Purchase Details

Closed on
Nov 2, 2004
Sold by
Eeow Inc
Bought by
Sheehan James and Sheehan Barbara

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$350,000
Interest Rate
5%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $949,000 None Listed On Document
Warranty Deed $949,000 None Listed On Document
Quit Claim Deed $100 None Listed On Document
Warranty Deed $545,000 Pro Tech Title And Trust Llc
Warranty Deed $545,000 New Title Company Name
Warranty Deed $515,000 None Available
Warranty Deed $370,000 Attorney
Special Warranty Deed $525,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $759,200 New Conventional
Closed $759,200 New Conventional
Previous Owner $490,500 New Conventional
Previous Owner $309,000 New Conventional
Previous Owner $350,000 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/10/2025 07/10/25 Sold $949,000 -5.0% $496 / Sq Ft
05/14/2025 05/14/25 Pending -- -- --
05/08/2025 05/08/25 For Sale $999,000 +83.3% $522 / Sq Ft
12/17/2023 12/17/23 Off Market $545,000 -- --
09/23/2020 09/23/20 Sold $545,000 -1.8% $285 / Sq Ft
08/24/2020 08/24/20 Pending -- -- --
07/20/2020 07/20/20 For Sale $555,000 -- $290 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $8,453 $688,000 -- $688,000
2023 $8,453 $491,197 $0 $0
2022 $7,984 $476,890 $0 $0
2021 $7,999 $463,000 $0 $463,000
2020 $7,464 $425,000 $0 $425,000
2019 $7,777 $420,000 $0 $420,000
2018 $6,780 $365,000 $0 $0
2017 $6,082 $335,000 $0 $0
2016 $5,352 $264,000 $0 $0
2015 $4,921 $240,000 $0 $0
2014 $4,647 $225,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 1064100

realMLS (Northeast Florida Multiple Listing Service)

APN: 00-00-31-125C-0204-0000