2811 Atlantic Ave Unit 204 Fernandina Beach, FL 32034
3
Beds
3
Baths
1,912
Sq Ft
$950/mo
HOA Fee
Highlights
- Ocean View
- Community Pool
- Fireplace
- Emma Love Hardee Elementary School Rated A-
- Balcony
- 1-minute walk to Main Beach Park
About This Home
As of July 2025Welcome to Fernandina Cay, where location meets luxury in this stunning 3-bedroom, 3-bathroom OCEAN VIEW END UNIT! With over 1,900 square feet of beautifully updated living space, this 2nd-floor condo offers BREATHTAKING OCEAN VIEWS from your private balcony—perfect for morning sunrises and evening ocean breezes. Enjoy the ease of PRIVATE ELEVATOR ENTRY directly to your front door, and step inside to an open concept layout featuring a spacious living area with fireplace, a beautifully UPDATED KITCHEN, and a generous dining space ideal for entertaining. Whether you're relaxing at the POOL after a beach day or strolling to nearby dining, shopping, and island activities, the best of Amelia Island is right outside your door. This condo is PET-FRIENDLY for both Owners and Guests and ALLOWS DAILY AND WEEKLY RENTALS, making it a perfect investment opportunity or a luxurious personal retreat. ASSIGNED GARAGE PARKING AND SECURE STORAGE for all your beach essentials are included. With only 12 Condos within Fernandina Cay, you will feel like it is your own private oasis. This is coastal living at its best, don't miss your chance to own a slice of paradise in one of the most desirable locations on the island.
Last Agent to Sell the Property
CENTURY 21 MILLER ELITE License #3493988 Listed on: 05/08/2025
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $8,453
Year Built
- Built in 2004
HOA Fees
- $950 Monthly HOA Fees
Parking
- Assigned Parking
Home Design
- Frame Construction
- Shingle Roof
- Stucco
Interior Spaces
- 1,912 Sq Ft Home
- Ceiling Fan
- Fireplace
- Drapes & Rods
- Blinds
- Storage
- Ocean Views
Kitchen
- Stove
- Microwave
- Dishwasher
- Wine Cooler
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
- Split Bedroom Floorplan
- 3 Full Bathrooms
Outdoor Features
- Balcony
Utilities
- Cooling Available
- Heat Pump System
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 00-00-31-125C-0204-0000
Community Details
Overview
- Association fees include insurance, sewer, trash
- Fernandina Cay Condo Subdivision
Recreation
- Community Pool
Amenities
- Elevator
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 8, 2025
Closed on
Jul 9, 2025
Sold by
Hull Joseph David and Chaloux Maria Jeanne
Bought by
Drummond Sarah and Drummond Christopher
Seller's Agent
Tammy Tingle
CENTURY 21 MILLER ELITE
Buyer's Agent
Tammy Tingle
CENTURY 21 MILLER ELITE
List Price
$999,000
Sold Price
$949,000
Premium/Discount to List
-$50,000
-5.01%
Views
7
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
67.48%
Original Mortgage
$759,200
Outstanding Balance
$758,564
Interest Rate
6.89%
Mortgage Type
New Conventional
Estimated Equity
$256,238
Purchase Details
Closed on
Sep 4, 2024
Sold by
Hull Joseph David
Bought by
Hull Joseph David and Chaloux Maria Jeanne
Purchase Details
Listed on
Jul 20, 2020
Closed on
Sep 23, 2020
Sold by
Schrudder Mitchell R
Bought by
Hull Joseph David
Seller's Agent
Tessa Mccarthy
DIAMOND REALTY GROUP OF AMELIA ISLAND
Buyer's Agent
KAY NEAL
WATSON REALTY CORP
List Price
$555,000
Sold Price
$545,000
Premium/Discount to List
-$10,000
-1.8%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.44%
Original Mortgage
$490,500
Interest Rate
2.9%
Mortgage Type
New Conventional
Purchase Details
Closed on
Apr 12, 2018
Sold by
Biddick Jan E
Bought by
Schrudder Mitchell R
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$309,000
Interest Rate
4.46%
Mortgage Type
New Conventional
Purchase Details
Closed on
Feb 17, 2011
Sold by
Sheehan James and Sheehan Barbara
Bought by
Biddick Jan E
Purchase Details
Closed on
Nov 2, 2004
Sold by
Eeow Inc
Bought by
Sheehan James and Sheehan Barbara
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$350,000
Interest Rate
5%
Mortgage Type
Purchase Money Mortgage
Similar Homes in Fernandina Beach, FL
Create a Home Valuation Report for This Property
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $949,000 | None Listed On Document | |
| Warranty Deed | $949,000 | None Listed On Document | |
| Quit Claim Deed | $100 | None Listed On Document | |
| Quit Claim Deed | $100 | None Listed On Document | |
| Warranty Deed | $545,000 | Pro Tech Title And Trust Llc | |
| Warranty Deed | $545,000 | New Title Company Name | |
| Warranty Deed | $515,000 | None Available | |
| Warranty Deed | $370,000 | Attorney | |
| Special Warranty Deed | $525,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $759,200 | New Conventional | |
| Closed | $759,200 | New Conventional | |
| Previous Owner | $490,500 | New Conventional | |
| Previous Owner | $309,000 | New Conventional | |
| Previous Owner | $350,000 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/10/2025 07/10/25 | Sold | $949,000 | -5.0% | $496 / Sq Ft |
| 05/14/2025 05/14/25 | Pending | -- | -- | -- |
| 05/08/2025 05/08/25 | For Sale | $999,000 | +83.3% | $522 / Sq Ft |
| 12/17/2023 12/17/23 | Off Market | $545,000 | -- | -- |
| 09/23/2020 09/23/20 | Sold | $545,000 | -1.8% | $285 / Sq Ft |
| 08/24/2020 08/24/20 | Pending | -- | -- | -- |
| 07/20/2020 07/20/20 | For Sale | $555,000 | -- | $290 / Sq Ft |
Source: Amelia Island - Nassau County Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $8,453 | $688,000 | -- | $688,000 |
| 2023 | $8,453 | $491,197 | $0 | $0 |
| 2022 | $7,984 | $476,890 | $0 | $0 |
| 2021 | $7,999 | $463,000 | $0 | $463,000 |
| 2020 | $7,464 | $425,000 | $0 | $425,000 |
| 2019 | $7,777 | $420,000 | $0 | $420,000 |
| 2018 | $6,780 | $365,000 | $0 | $0 |
| 2017 | $6,082 | $335,000 | $0 | $0 |
| 2016 | $5,352 | $264,000 | $0 | $0 |
| 2015 | $4,921 | $240,000 | $0 | $0 |
| 2014 | $4,647 | $225,000 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Tammy Tingle
Seller's Agent in 2025
Tammy Tingle
CENTURY 21 MILLER ELITE
(704) 965-7505
136 in this area
148 Total Sales
-
Marc Tingle
M
Seller Co-Listing Agent in 2025
Marc Tingle
CENTURY 21 MILLER ELITE
(704) 622-5994
80 in this area
83 Total Sales
-
Tessa Mccarthy
Seller's Agent in 2020
Tessa Mccarthy
DIAMOND REALTY GROUP OF AMELIA ISLAND
(904) 742-8377
24 in this area
38 Total Sales
-
KAY NEAL
K
Buyer's Agent in 2020
KAY NEAL
WATSON REALTY CORP
(904) 631-0429
5 in this area
15 Total Sales
Map
Source: Amelia Island - Nassau County Association of REALTORS®
MLS Number: 112162
APN: 00-00-31-125C-0204-0000
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