$340,000
SOLD FEB 7, 2025
3 Beds
2 Baths
1,404 Sq Ft
0.33 Acres

Recently Sold

$242 Per Sq Ft

3% Above List Price

3 Days on Market

Highlights

  • Deck
  • Stone Countertops
  • Formal Dining Room
  • Bamboo Flooring
  • No HOA
  • Double Oven

About This Home

As of February 2025

Welcome to 2827 Harbin Lane, located just minutes away from the Northshore and downtown Chattanooga.

Situated in a cul-de-sac in the Stuart Heights neighborhood, this well-appointed 3-bedroom, 2-bath home features a recently updated kitchen with gleaming quartz countertops, tile backsplash, stainless appliances and all new cabinetry.

The owners did not stop with the kitchen; they added matching cabinetry in the dining room and living area for additional storage needs.

The beautiful bamboo floors and extensive crown molding add additional warmth to this cozy home. Entertain your guests with a fabulous meal in the dining room in front of a warming fire or gather around the firepit out back for a casual evening.

The two-car garage includes an ultra-quiet garage opener, laundry area and plenty of storage space.

The fenced backyard features a raised garden for vegetables, herbs or flowers and a patio for grilling or entertaining.

Buyer to verify all information they deem important including the square footage and school zones.

Last Agent to Sell the Property

Joan Rose

Coldwell Banker Pryor Realty License #337191 Listed on: 01/09/2025

Coldwell Banker Pryor Realty

Last Buyer's Agent

Brent Campbell

Blackwell Realty and Auction License #365383

Blackwell Realty and Auction

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,189

Year Built

  • Built in 1964

Lot Details

  • 0.33 Acre Lot
  • Lot Dimensions are 87.5x165
  • Cul-De-Sac
  • Back Yard Fenced
  • Gentle Sloping Lot

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Garage Door Opener

Home Design

  • Brick Exterior Construction
  • Block Foundation
  • Shingle Roof
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 1,404 Sq Ft Home
  • 1-Story Property
  • Built-In Features
  • Ceiling Fan
  • Wood Burning Fireplace
  • Vinyl Clad Windows
  • Insulated Windows
  • Dining Room with Fireplace
  • Formal Dining Room
  • Unfinished Basement
  • Laundry in Basement

Kitchen

  • Eat-In Kitchen
  • Double Oven
  • Free-Standing Electric Range
  • Microwave
  • Dishwasher
  • Stone Countertops
  • Disposal

Flooring

  • Bamboo
  • Stone
  • Tile
  • Slate Flooring

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms
  • Bathtub with Shower
  • Separate Shower

Outdoor Features

  • Deck
  • Patio
  • Fire Pit

Schools

  • Rivermont Elementary School
  • Red Bank Middle School
  • Red Bank High School

Utilities

  • Central Air
  • Heating Available
  • Electric Water Heater
  • Phone Available
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Haywood Hgts Subdivision

Listing and Financial Details

  • Assessor Parcel Number 118p C 018

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,189

Year Built

Built in 1964

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.33
  • Lot Size: 87.5X165
  • Road Frontage Type: City Street
  • Road Surface Type: Asphalt
  • Subdivision Name: Haywood Hgts
  • Directions: Hixson Pike to Haywood Avenue, turn left onto Alexander Drive, left onto Harbin Lane. Home will be on the right.
  • Above Grade Finished Sq Ft: 1404.0
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One
  • Living Area: 1404.0
  • New Construction: No
  • Structure Type: House
  • Year Built: 1964
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Location Tax and Legal Parcel Number2: 118p C 018
  • Location Tax and Legal Elementary School: Rivermont Elementary
  • Location Tax and Legal Middle Or Junior School2: Red Bank Middle
  • Location Tax and Legal High School: Red Bank High School
  • Location Tax and Legal:Tax Annual Amount: 2188.68
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Above Grade Finished Area: 1404.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.3295
  • General Property Information Lot Size Square Feet2: 14355.0
  • General Property Information Lot Size Dimensions: 87.5X165
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • General Property Information Spa YN: No
  • General Property Information Senior Community YN: No
  • Utilities:Cable Available: Yes
  • Utilities Sewer Connected: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Flooring:Tile: Yes
  • Interior Features Tub Shower Combo: Yes
  • Roof:Shingle: Yes
  • Utilities Phone Available: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Electricity Connected: Yes
  • Utilities Water Connected: Yes
  • Roof Asphalt5: Yes
  • Foundation Details Block2: Yes
  • Levels:One: Yes
  • Fencing Fenced: Yes
  • Interior Features Separate Dining Room: Yes
  • Interior Features Separate Shower: Yes
  • Fencing Back Yard: Yes
  • Structure Type:House: Yes
  • Laundry Features In Basement: Yes
  • Flooring:Slate: Yes
  • Flooring Bamboo: Yes
  • Flooring Stone4: Yes
  • Special Features: None

Interior Features

  • Private Spa: No
  • Appliances: Refrigerator, Microwave, Free-Standing Electric Range, Electric Water Heater, Double Oven, Disposal, Dishwasher
  • Has Basement: Unfinished
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Dining Room, Wood Burning
  • Fireplace: Yes
  • Flooring: Bamboo, Slate, Stone, Tile
  • Interior Amenities: Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Separate Dining Room, Separate Shower, Stone Counters, Tub/shower Combo
  • Window Features: Insulated Windows, Vinyl Frames
  • Basement:Unfinished: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Double Oven: Yes
  • Appliances:Free-Standing Electric Range: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Appliances:Electric Water Heater: Yes
  • Fireplace Features:Wood Burning: Yes
  • Interior Features:Built-in Features: Yes
  • Fireplace Features:Dining Room2: Yes
  • Interior Features:Ceiling Fan(s)2: Yes
  • Interior Features:Stone Counters: Yes

Exterior Features

  • Fencing: Back Yard, Fenced
  • Lot Features: Cul-De-Sac, Gentle Sloping
  • View: No
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Brick, Vinyl Siding
  • Exterior Features: Fire Pit
  • Foundation Details: Block
  • Patio And Porch Features: Deck, Patio
  • Roof: Asphalt, Shingle
  • Construction Materials:Brick: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Patio: Yes
  • Window Features:Vinyl Frames: Yes
  • Lot Features:Gentle Sloping: Yes
  • Lot Features:Cul-De-Sac: Yes
  • Window Features:Insulated Windows: Yes
  • Exterior Features:Fire Pit: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Asphalt, Garage Door Opener, Garage Faces Front
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Asphalt: Yes
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Garage Faces Front: Yes

Utilities

  • Laundry Features: In Basement
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Electric
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Connected, Phone Available, Sewer Connected, Water Connected
  • Water Source: Public
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Rivermont Elementary
  • High School: Red Bank High School
  • Middle Or Junior School: Red Bank Middle

Lot Info

  • Lot Size Sq Ft: 14355.0
  • Additional Parcels: No
  • Parcel #: 118p C 018
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 2188.68

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 9, 2025
Closed on
Feb 5, 2025
Sold by
Cotten Katherine and Cotten John
Bought by
Davis Jaclyn and Davis Tremel
Seller's Agent
Joan Rose
Coldwell Banker Pryor Realty
Buyer's Agent
Brent Campbell
Blackwell Realty and Auction
List Price
$330,000
Sold Price
$340,000
Premium/Discount to List
$10,000
3.03%
Total Days on Market
3
Views
18
Current Estimated Value
$338,759

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$1,241
Avg. Annual Appreciation
-2.68%
Original Mortgage
$333,841
Outstanding Balance
$333,276
Interest Rate
6.85%
Mortgage Type
FHA
Estimated Equity
$2,315

Purchase Details

Closed on
Sep 29, 2015
Sold by
Simpson Thomas Jenny and Simpson Michael F
Bought by
Cotten Katherine and Cotten John

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$168,884
Interest Rate
3.87%
Mortgage Type
FHA
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $340,000 Foundation Title
Warranty Deed $340,000 Foundation Title
Warranty Deed $172,000 Jones Raulston Title Ins Age
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $333,841 FHA
Closed $333,841 FHA
Previous Owner $75,000 New Conventional
Previous Owner $172,918 New Conventional
Previous Owner $168,884 FHA
Previous Owner $30,000 Credit Line Revolving
Previous Owner $5,000 Credit Line Revolving
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/07/2025 02/07/25 Sold $340,000 +3.0% $242 / Sq Ft
01/12/2025 01/12/25 Pending -- -- --
01/09/2025 01/09/25 For Sale $330,000 -- $235 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,091 $48,775 $0 $0
2023 $1,091 $48,775 $0 $0
2022 $1,091 $48,775 $0 $0
2021 $1,091 $48,775 $0 $0
2020 $960 $34,725 $0 $0
2019 $960 $34,725 $0 $0
2018 $917 $34,725 $0 $0
2017 $960 $34,725 $0 $0
2016 $824 $0 $0 $0
2015 $1,627 $29,800 $0 $0
2014 $1,627 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1505427

Greater Chattanooga REALTORS®

APN: 118P-C-018