28532 Dirk Rd Summerland Key, FL 33042
Estimated payment $7,584/month
Total Views
1,543
3
Beds
2
Baths
1,530
Sq Ft
$849
Price per Sq Ft
About This Home
Angler's paradise in Little Torch Key! This spacious, canal-front home boasts enviable access to world-class fishing and diving within minutes. With approximately 185' of waterfront on a clear, flow-through, deep-draft canal, this property is ideal for effortless and frequent boating adventures. Inside, an open-concept main living space lends itself to entertaining with a well-equipped Chef's Kitchen, complete with quartz countertops, stainless-steel appliances, and abundant storage. The kitchen flows into a spacious great room, which boasts high ceilings and access to a generous screened-in back porch overlooking the pristine canal below. The split floorplan offers a private Primary Suite, complete with patio access and Canal Views, en suite Bathroom, and sizable walk-in closet with washer and dryer. Guests will enjoy comfortable accommodation in either of two GuestBedrooms. A sprawling open porch envelops the house, with steps leading down to ample covered space below; enjoy an abundance of room for covered parking, trailer storage, or waterside entertaining in the shade. A bonus downstairs storage space offers room for keeping tools and equipment dry and secure. Host multiple vessels along the expansive dock which surrounds the property on two sides and boasts swim ladder, fillet station, and davits. Wash away salt and sand in a spacious outdoor shower, grill your fresh catch by the waterside and dine al fresco with friends under the stars, this well-maintained lot provides every opportunity for enjoying the outdoors. The impeccably kept home includes a metal roof and impact doors and windows. Situated in a quiet neighborhood offering loads of privacy, but just a short drive to stores and restaurants, your ultimate Keys lifestyle awaits at this Little Torch Key retreat! Call to schedule a tour today!
Listing Agent
Coldwell Banker Schmitt Lower Keys (KW) License #605677 Listed on: 11/26/2025
Map
Home Details
Home Type
Single Family
Year Built
1985
Lot Details
0
Listing Details
- Property Type: Residential
- Style: Single Family
- As Is Right To Inspect: Yes
- First Right of Refusal: No
- Mandatory HOA: No
- Contingent: Contingent/Show
- Dockage Dock: Wood
- Fee Includes: None
- Key Island: Little Torch Key
- Limited Representation: No
- Marathon Neighborhood: N/A
- Mile Marker: 28.50
- Min Rental Days: 28.00
- M L S Identifier: 20060123165453488875000000
- Neighborhood Feature: Other Area Features, Bike Paths
- Off Shore Island: No
- Pets: Pets Allowed
- Property Group I D: 19990816212109142258000000
- Side: Ocean
- State Province: FL
- Taxes: 9005.91
- Title: Negotiable
- Vehicle Storage: Carport, RV Parking Open, Covered Parking, Trailer Storage, Off Street Parking, Guest Parking, Open Parking
- Year Built: 1985
- Alternate Key Number: 1283339
- Building Style Stilt Column Height: Medium - 5Ft - 9Ft
- Cooling Heating: Central Air, Ceiling Fans(s)
- Lot Sq Ft: 9330.00
- Porch Balcony: Open Porch/Balcony, Patio, Screened P/B
- Species List: Yes
- Tax Exemptions: Homestead
- Building Style Above Flood: Yes
- Estimated Living Sq Ft: 1530.00
- Property Condition: Updated/Remodeled
- Sewer Hook Up: Yes
- Statistical Purposes Only: No
- Special Features: UnderContract
- Property Sub Type: Detached
Interior Features
- Interior Amenities: Drapes/Blinds Incl, Built-in Cabinets, Quartz Countertops, Bar, Walk-in Closet(s), Storage, Entrance Foyer, Split Bedroom, Cathedral Ceilings
- Total Bathrooms: 2.00
- Full Bathrooms: 2
- Appliances: Washer, Stainless Steel Appliance(s), Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer
- Floor: Tile, Carpet, Wood
- Windows/Doors: Impact Rstnce Window, Impact Rstnce Doors
- Total Bedrooms: 3
Exterior Features
- Dockage: Davits
- Waterfront: Canal Front
- Waterfront: Yes
- Construction: Frame
- Exterior Features: Lanai, Storage, Outdoor Shower
- Roof: Metal Roof
- Waterview: Canal View
- Pool: No
Utilities
- Utilities: FKAA, Cable Available, Buyer to Verify, Municipal Sewer
Lot Info
- Deed Restrictions: Unknown
- Flood Zone: AE
- Parcel Number: 00216100-000000
- Land Size: Less Than 1/4 Acre
- Acres: 0.21
Rental Info
- Rentals Allowed: With Restrictions
- Furnished: Negotiable
Tax Info
- Tax Year: 2024
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $9,006 | $1,037,488 | -- | -- |
| 2024 | $8,699 | $1,008,249 | -- | -- |
| 2023 | $8,699 | $978,883 | $709,430 | $269,453 |
| 2022 | $6,468 | $724,814 | $449,006 | $275,808 |
| 2021 | $6,073 | $586,591 | $330,469 | $256,122 |
| 2020 | $6,008 | $573,924 | $312,508 | $261,416 |
| 2019 | $5,989 | $569,752 | $305,324 | $264,428 |
| 2018 | $5,875 | $541,952 | $314,304 | $227,648 |
| 2017 | $5,882 | $547,977 | $0 | $0 |
| 2016 | $5,239 | $465,751 | $0 | $0 |
| 2015 | $4,041 | $370,367 | $0 | $0 |
| 2014 | $4,159 | $367,428 | $0 | $0 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 11/26/2025 11/26/25 | For Sale | $1,299,000 | +160.3% | $849 / Sq Ft | |
| 05/31/2016 05/31/16 | Sold | $499,000 | -10.9% | $326 / Sq Ft | View Prior Sale |
| 05/06/2016 05/06/16 | Pending | -- | -- | -- | |
| 04/08/2016 04/08/16 | For Sale | $559,900 | -- | $366 / Sq Ft |
Source: Key West Association of REALTORS®
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Special Warranty Deed | $499,000 | None Available | |
| Deed In Lieu Of Foreclosure | $694,655 | Timios Inc | |
| Warranty Deed | $1,100,000 | None Available | |
| Warranty Deed | $445,000 | -- | |
| Warranty Deed | $30,000 | -- | |
| Warranty Deed | $33,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $770,000 | Fannie Mae Freddie Mac | |
| Previous Owner | $140,000 | New Conventional | |
| Previous Owner | $140,000 | New Conventional |
Source: Public Records
About the Listing Agent
She launched her real estate career in 1989 with a luxury condominium developer in Miami, Florida. By 1995 she had been promoted to Broker of Mystic Point Realty in Aventura, and in 1999 she joined Sotheby’s International Realty in Miami Beach, where she quickly became a top-producing agent specializing in luxury estate homes.
In 2004, she purchased a vacation home in the Florida Keys and instantly fell in love with the area. Just six months later, she made the Keys her permanent home. Since
Lisa's Other Listings
Source: Key West Association of REALTORS®
MLS Number: 617481
APN: 00216100-000000
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