NOT LISTED FOR SALE

286 Chaparral Cir Unit 141 Elgin, IL 60120

Bluff City Neighborhood

Estimated Value: $307,000 - $340,000

3 Beds
1.5 Baths
1,566 Sq Ft
$210/Sq Ft Est. Value

Last Sold July 26, 2024

Last sale price $315,000 $201 Per Sq Ft

Est. 4% increase in value since last sale

Current estimated payment $2,183/month

3 Days on Market

Highlights

  • Water Views
  • Vaulted Ceiling
  • Granite Countertops
  • Wetlands Adjacent
  • End Unit
  • Formal Dining Room

About This Home

As of July 2024

NO ASSOCIATION FEES 1/2 DUPLEX!!! Property has been well cared for & updated with fresh paint t/o home as well as some new flooring. Excellent location w/Fully fenced yard. Firepit area overlooking private backyard and pond. FR with gas fireplace in vaulted ceiling. 3 generous BR upstairs along w/ a full-size walk-in closet for MBR. Updated baths as well as storage in 1.5 car garage make for roomy home. Exterior has been painted and flower bed's mulched ready for immediate occupancy & for you to make it home. Interior pictures coming as work finishes up. Showings start Friday 6-21-24

Last Agent to Sell the Property

Francois Moret

Real 1 Realty License #475142613 Listed on: 06/19/2024

Last Buyer's Agent

Emma Lopez

Real 1 Realty License #475176823

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $5,198

Year Built

  • Built in 1995

Lot Details

  • Wetlands Adjacent
  • End Unit
  • Fenced Yard

Parking

  • 1.5 Car Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Half Duplex
  • Slab Foundation
  • Asphalt Roof
  • Concrete Perimeter Foundation
  • Cedar

Interior Spaces

  • 1,566 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Fireplace With Gas Starter
  • Aluminum Window Frames
  • Panel Doors
  • Family Room with Fireplace
  • Formal Dining Room
  • Storage
  • Water Views

Kitchen

  • Range
  • Dishwasher
  • Granite Countertops

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • Walk-In Closet

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Home Security

Outdoor Features

  • Patio
  • Fire Pit

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater
  • Cable TV Available

Community Details

Overview

  • 2 Units
  • 2 Story

Pet Policy

  • Dogs and Cats Allowed

Security

  • Storm Screens
  • Carbon Monoxide Detectors

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$5,198

Year Built

Built in 1995

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Type: Attached Single
  • Type Attached: 1/2 Duplex
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 1/2 Duplex
  • Year Built: 1995
  • Age: 26-30 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Unit Floor Level: 1
  • ResoPropertyType: Residential
  • MonthToMonthYN: No
  • Special Features: None
  • Property Sub Type: Townhouses
  • Stories: 2

Interior Features

  • Appliances: Range, Dishwasher, Refrigerator, Washer, Dryer
  • Basement: None
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Gas Starter
  • Fireplaces: 1
  • Interior Amenities: Vaulted/Cathedral Ceilings, First Floor Laundry, Laundry Hook-Up in Unit, Storage, Walk-In Closet(s), Granite Counters
  • LivingArea: 1566
  • Other Equipment: TV-Cable, CO Detectors, Ceiling Fan(s), Water Heater-Gas
  • Room Type: Walk In Closet
  • Stories Total: 2
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Slab,None
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 0
  • Fireplace Location: Family Room
  • Total Sq Ft: 0
  • Door Features: Panel Door(s)
  • Window Features: Aluminum Frames
  • ResoLivingAreaSource: Assessor

Exterior Features

  • ExteriorFeatures: Patio, Storms/Screens, Fire Pit, End Unit
  • Foundation Details: Concrete Perimeter
  • List Price: 285000
  • Lot Features: Fenced Yard, Wetlands adjacent, Water View
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Cedar

Garage/Parking

  • Garage Spaces: 1.5
  • ParkingTotal: 1.5
  • Driveway: Concrete
  • Garage Details: Garage Door Opener(s),Transmitter(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Gas Dryer Hookup, Laundry Closet
  • Water Source: Public

Condo/Co-op/Association

  • Pets Allowed: Cats OK, Dogs OK
  • Association Fee Frequency: Not Applicable
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Middle/Junior School District: 46

Lot Info

  • Additional Parcels: No
  • Lot Dimensions: 6746
  • Rural (Y/N): N
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Pets Allowed (Y/N): Yes
  • Is Parking Included in Price: Yes
  • Max Pet Weight: 999

Tax Info

  • Tax Annual Amount: 5198
  • Tax Year: 2022
  • Tax Exemptions: None

Multi Family

  • Units in Building: 2

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 19, 2024
Closed on
Jul 26, 2024
Sold by
Petty Justin
Bought by
Nelo Maria Isabel Leyba and Alvarez Froilan S
Seller's Agent
Francois Moret
Real 1 Realty
Buyer's Agent
Emma Lopez
Real 1 Realty
List Price
$285,000
Sold Price
$315,000
Premium/Discount to List
$30,000
10.53%
Views
63
Current Estimated Value
$328,200

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$13,200
Avg. Annual Appreciation
3.42%
Original Mortgage
$299,250
Outstanding Balance
$295,870
Interest Rate
6.88%
Mortgage Type
New Conventional
Estimated Equity
$32,330

Purchase Details

Closed on
Dec 22, 2006
Sold by
Wells Fargo Bank Na
Bought by
Petty Justin

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$157,000
Interest Rate
6.21%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 28, 2006
Sold by
Iturralde Jorge
Bought by
Wells Fargo Bank Na

Purchase Details

Closed on
Dec 15, 2004
Sold by
Iturralde Jorge
Bought by
Iturralde Jorge and Cruz Rafael

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$144,000
Interest Rate
7.95%
Mortgage Type
Unknown

Purchase Details

Closed on
Dec 14, 2004
Sold by
Espinoza Miguel
Bought by
Iturralde Jorge

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$144,000
Interest Rate
7.95%
Mortgage Type
Unknown

Purchase Details

Closed on
Jun 29, 2001
Sold by
Amezquita Fernando
Bought by
Espinoza Miguel and Espinoza Armando

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$138,605
Interest Rate
7.16%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Nelo Maria Isabel Leyba $315,000 First American Title
Petty Justin $157,000 First American Title
Wells Fargo Bank Na -- None Available
Iturralde Jorge -- --
Iturralde Jorge $180,000 Multiple
Espinoza Miguel -- Multiple
Espinoza Miguel $146,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Nelo Maria Isabel Leyba $299,250
Previous Owner Petty Justin $157,000
Previous Owner Iturralde Jorge $144,000
Previous Owner Espinoza Miguel $138,605
Closed Iturralde Jorge $36,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/26/2024 07/26/24 Sold $315,000 +10.5% $201 / Sq Ft
06/23/2024 06/23/24 Pending -- -- --
06/19/2024 06/19/24 For Sale $285,000 -- $182 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,379 $22,000 $3,000 $19,000
2023 $5,198 $22,000 $3,000 $19,000
2022 $5,198 $22,000 $3,000 $19,000
2021 $4,127 $15,308 $3,541 $11,767
2020 $4,180 $15,308 $3,541 $11,767
2019 $4,221 $17,201 $3,541 $13,660
2018 $4,213 $15,836 $3,035 $12,801
2017 $4,220 $15,836 $3,035 $12,801
2016 $4,251 $15,836 $3,035 $12,801
2015 $3,533 $12,680 $2,698 $9,982
2014 $3,441 $12,680 $2,698 $9,982
2013 $3,308 $12,680 $2,698 $9,982
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12087143

Midwest Real Estate Data (MRED)

APN: 06-17-310-063-0000