$303,161 - $344,000
RENTED AUG 28, 2025
2 Beds
2 Baths
1,048 Sq Ft
1986 Built

Last Sold November 13, 2020

Last sale price $230,000 $219 Per Sq Ft

Est. 41% increase in value since last sale

Current estimated payment $1,852/month

Highlights

  • Water Oriented
  • Traditional Architecture
  • Living Room
  • Active Adult
  • Community Pool
  • Laundry Room

About This Home

As of August 2025

Rentals are hard to come by in the popular, amenity rich 55+ community of Heritage Harbour in Annapolis and this one is extra special! A 2 bed, 2 bath, ground floor, rear facing unit with views of the South River from the living room, both bedrooms and patios! Fully renovated with neutral, tasteful finishes. Clipper Cay offers assigned parking, a lovely, communal outdoor deck surrounded by trees with glimpses of the South River. The interior of the building was fully renovated approximately 3 years ago. You will be greeted by fresh paint, lighting and hardware through the lobby & the short walk down the hallway to this unit. Don't bother looking for your keys as access to both the secured building and your unit are simple via electronic key pad. Step into an inviting, updated space to welcome you home! Drop your coat & your bag in the convenient hall closet space just inside the door. Bedroom #1 is on the right of the foyer and offers separation from the living space for peace & quiet. It has it's own walk-in closet and updated bathroom. You'll have direct access from this bedroom to the amazing "backyard" of this condo, complete with water views of the South River! The kitchen has been redesigned and offers a large, open concept with high-end, neutral finishes, stainless appliances and loads of storage space. Talk about convenient . . . there is a dedicated laundry room with shelving - no schlepping your clothes down the hall or into the basement. Attractive, low maintenance, luxury vinyl flooring runs throughout the entire unit and adds a cohesive appearance to the space. There is a large, main living area that can accommodate a living & dining space or a living & work space depending on your lifestyle. The main attraction here is the view out the rear, sliding glass doors of your patio of lush trees & glimpses of the South River. The patio is sure to be where you will spend many lovely mornings drinking tea or coffee & fun evenings entertaining family and friends. The second bedroom is in the rear of the unit and has an attractively updated, full bathroom with a walk-in shower tiled in gorgeous marble. This bedroom also has it's own, private walkout to the outside area. You will have access to all of the amenities Heritage Harbour has to offer including golf, tennis, fitness, pools, groups, clubs, trips & more!

Last Agent to Rent the Property

Deborah Randall

(443) 758-4324 deb@nextsteprealtymd.com Next Step Realty License #645521 Listed on: 07/10/2025

Next Step Realty

Last Renter's Agent

Jack Papaleonti

(410) 991-4465 jack@academyrealty.com Academy Realty Inc. License #523377

Condo Details

Home Type

  • Condominium

Est. Annual Taxes

  • $1,698

Year Built

  • Built in 1986

Home Design

  • Traditional Architecture
  • Entry on the 1st floor
  • Brick Exterior Construction

Interior Spaces

  • 1,048 Sq Ft Home
  • Property has 1 Level
  • Living Room

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Washer and Dryer Hookup

Parking

  • Lighted Parking
  • Paved Parking
  • Parking Lot
  • 1 Assigned Parking Space

Accessible Home Design

  • More Than Two Accessible Exits
  • Level Entry For Accessibility

Outdoor Features

  • Water Oriented
  • River Nearby

Schools

  • Rolling Knolls Elementary School
  • Bates Middle School
  • Annapolis High School

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater

Listing and Financial Details

  • Residential Lease
  • Security Deposit $2,650
  • Tenant pays for electricity, minor interior maintenance, light bulbs/filters/fuses/alarm care, cable TV, internet, insurance
  • The owner pays for association fees, sewer, water, real estate taxes
  • Rent includes community center, grounds maintenance, hoa/condo fee, parking, recreation facility, water
  • No Smoking Allowed
  • 12-Month Min and 36-Month Max Lease Term
  • Available 7/15/25
  • $50 Application Fee
  • Assessor Parcel Number 020289290049006

Community Details

Overview

  • Active Adult
  • Active Adult | Residents must be 55 or older
  • Low-Rise Condominium
  • Heritage Harbour Subdivision

Recreation

Pet Policy

  • Limit on the number of pets
  • Pet Size Limit
  • Pet Deposit Required

Condo Details

Home Type

Condominium

Est. Annual Taxes

$1,698

Year Built

Built in 1986

Lot Details

0

Rental Info

  • Date Available: 2025-07-15
  • Application Fee: 50.00
  • Owner Pays: Association Fees, Sewer, Water, Taxes - Real Estate
  • Pets: Case By Case Basis, Number Limit, Pet Addendum/Deposit, Size/Weight Restriction
  • Pets Allowed: Yes
  • Rent Includes: Community Center, Grounds Maintenance, Hoa/Condo Fee, Parking, Recreation Facility, Water
  • Security Deposit: 2650.00
  • Smoking Allowed Yn: No
  • Tenant Pays: Electricity, Minor Interior Maintenance, Light Bulbs/Filters/Fuses/Alarm Care, Cable Tv, Internet, Insurance
  • Vacation Rental: No
  • Max Lease in Months: 36
  • Min Lease in Months: 12
  • Rent Spree Online Application: No

Listing Details

  • Property Type: Residential Lease
  • Structure Type: Unit/Flat/Apartment
  • Unit Building Type: Garden 1 - 4 Floors
  • Architectural Style: Traditional
  • Accessibility Features: 2+ Access Exits, Level Entry - Main
  • New Construction: No
  • Story List: Main
  • Expected On Market: 7/10/2025 12:00:00 AM
  • Year Built: 1986
  • Automatically Close On Close Date: No
  • Remarks Public: Rentals are hard to come by in the popular, amenity rich 55+ community of Heritage Harbour in Annapolis and this one is extra special! A 2 bed, 2 bath, ground floor, rear facing unit with views of the South River from the living room, both bedrooms and patios! Fully renovated with neutral, tasteful finishes. Clipper Cay offers assigned parking, a lovely, communal outdoor deck surrounded by trees with glimpses of the South River. The interior of the building was fully renovated approximately 3 years ago. You will be greeted by fresh paint, lighting and hardware through the lobby & the short walk down the hallway to this unit. Don't bother looking for your keys as access to both the secured building and your unit are simple via electronic key pad. Step into an inviting, updated space to welcome you home! Drop your coat & your bag in the convenient hall closet space just inside the door. Bedroom #1 is on the right of the foyer and offers separation from the living space for peace & quiet. It has it's own walk-in closet and updated bathroom. You'll have direct access from this bedroom to the amazing "backyard" of this condo, complete with water views of the South River! The kitchen has been redesigned and offers a large, open concept with high-end, neutral finishes, stainless appliances and loads of storage space. Talk about convenient . . . there is a dedicated laundry room with shelving - no schlepping your clothes down the hall or into the basement. Attractive, low maintenance, luxury vinyl flooring runs throughout the entire unit and adds a cohesive appearance to the space. There is a large, main living area that can accommodate a living & dining space or a living & work space depending on your lifestyle. The main attraction here is the view out the rear, sliding glass doors of your patio of lush trees & glimpses of the South River. The patio is sure to be where you will spend many lovely mornings drinking tea or coffee & fun evenings entertaining family and friends. The second bedroom is in the rear of the unit and has an attractively updated, full bathroom with a walk-in shower tiled in gorgeous marble. This bedroom also has it's own, private walkout to the outside area. You will have access to all of the amenities Heritage Harbour has to offer including golf, tennis, fitness, pools, groups, clubs, trips & more!
  • Washer Dryer Hookups YN: Yes
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Entry Floor: 1
  • Fireplace: No
  • Levels Count: 1
  • Room List: Living Room, Kitchen, Laundry
  • Basement: No
  • Total Sq Ft: 1048
  • Living Area Sq Ft: 1048
  • Price Per Sq Ft: 2.53
  • Above Grade Finished Sq Ft: 1048
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 2900

Beds/Baths

  • Bedrooms: 2
  • Main Level Bedrooms: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick
  • Water Access: No
  • Water Body Name: South River
  • Water Body Type: River
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Assigned Spaces Count: 1
  • Garage: No
  • Parking Features: Assigned, Lighted Parking, Paved Parking
  • Type Of Parking: Parking Lot

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Senior Community Age Requirement: 55
  • Senior Community: Yes

Schools

  • School District: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
  • Elementary School: ROLLING KNOLLS
  • Middle School: BATES
  • High School: ANNAPOLIS
  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Key: 121140671932
  • School District Source: 3rd Party
  • Elementary School: ROLLING KNOLLS
  • High School: ANNAPOLIS
  • Middle Or Junior School: BATES

Lot Info

  • Land Use Code: U
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 1.00
  • Zoning: R2

Tax Info

  • Assessor Parcel Number: 020289290049006
  • Tax Total Finished Sq Ft: 1048
  • Close Date: 08/28/2025

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 3, 2020
Closed on
Nov 13, 2020
Sold by
Stavely Catherine E and Prosser John C
Bought by
Hagerty Curry
Seller's Agent
datacorrect BrightMLS
Non Subscribing Office
Buyer's Agent
Ginnie Henry
Academy Realty Inc.
List Price
$230,000
Sold Price
$230,000
Current Estimated Value
$323,790

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$93,790
Avg. Annual Appreciation
7.28%
Original Mortgage
$184,000
Interest Rate
2.6%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 4, 2002
Sold by
Margano Johan M
Bought by
Prosser John C

Purchase Details

Closed on
Mar 4, 1998
Sold by
Maher Joseph B
Bought by
Margano Johan M

Purchase Details

Closed on
Mar 3, 1992
Sold by
Dukkony Stephen J
Bought by
Maher Joseph B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$87,600
Interest Rate
8.83%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Hagerty Curry $230,000 Eagle Title Llc
Prosser John C $140,000 --
Margano Johan M $116,000 --
Maher Joseph B $103,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Hagerty Curry $184,000
Previous Owner Maher Joseph B $87,600
Closed Margano Johan M --
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/28/2025 08/28/25 Rented $2,650 0.0% --
08/26/2025 08/26/25 Under Contract -- -- --
07/10/2025 07/10/25 For Rent $2,650 0.0% --
12/03/2020 12/03/20 For Sale $230,000 0.0% $219 / Sq Ft
11/13/2020 11/13/20 Sold $230,000 -- $219 / Sq Ft
09/11/2020 09/11/20 Pending -- -- --
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,698 $192,067 -- --
2024 $1,698 $153,633 $0 $0
2023 $1,273 $115,200 $57,600 $57,600
2022 $1,218 $115,200 $57,600 $57,600
2021 $4,263 $202,567 $0 $0
2020 $1,784 $188,600 $94,300 $94,300
2019 $3,397 $178,133 $0 $0
2018 $1,700 $167,667 $0 $0
2017 $1,614 $157,200 $0 $0
2016 -- $157,200 $0 $0
2015 -- $157,200 $0 $0
2014 -- $167,600 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAA2119818

Bright MLS

APN: 02-892-90049006