$284,200
SOLD FEB 24, 2025
2 Beds
2 Baths
1,044 Sq Ft
$583/mo HOA Fee

Recently Sold

$272 Per Sq Ft

5% Below List Price

66 Days on Market

Highlights

  • Water Views
  • Fitness Center
  • Active Adult
  • Golf Club
  • Water Oriented
  • Lake Privileges

About This Home

As of February 2025

Welcome to your new home in the highly sought after Heritage Harbour community! Rarely available charming 2BR/2BA Condo in Heritage Harbour with water view of South River. Offers a perfect blend of comfort and convenience.
Key Features:
Spacious Living Area: Enjoy an open-concept living and dining space, perfect for entertaining or relaxing.
Modern Kitchen: with ample cabinet space.
Master Suite: Includes a walk-in closet and an en-suite bathroom .
Second Bedroom: Ideal for guests, a home office, or a cozy retreat.
Private Balcony: Perfect for morning coffee or evening relaxation with serene views.
Community Amenities: Access to a clubhouse, swimming pool, fitness center, and walking trails.
Located close to shopping, dining, and top-rated schools, this condo offers the best of suburban living with easy access to downtown Annapolis amenities. Don’t miss out on this fantastic opportunity to own a piece of Heritage Harbour! Check out the virtual tour !

Last Agent to Sell the Property

Brenda Sarver

(301) 631-0778 Brenda@MDReoConnection.com Maryland Realty Connection Listed on: 11/22/2024

Last Buyer's Agent

Zack Papaleonti

(410) 991-5575 zack@academyrealty.com Academy Realty Inc.

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $2,056

Year Built

  • Built in 1986

HOA Fees

Home Design

  • Traditional Architecture
  • Entry on the 3rd floor
  • Brick Exterior Construction

Interior Spaces

  • 1,044 Sq Ft Home
  • Property has 1 Level
  • Traditional Floor Plan
  • Living Room
  • Dining Room
  • Water Views
  • Washer and Dryer Hookup

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • En-Suite Primary Bedroom
  • 2 Full Bathrooms

Parking

  • Parking Lot
  • 1 Assigned Parking Space

Outdoor Features

  • Water Oriented
  • River Nearby
  • Stream or River on Lot
  • Lake Privileges

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater

Additional Features

  • Accessible Elevator Installed
  • Property is in very good condition

Listing and Financial Details

  • Assessor Parcel Number 020289290049048

Community Details

Overview

  • Active Adult
  • Association fees include custodial services maintenance, exterior building maintenance, lawn maintenance, management, insurance, reserve funds, road maintenance, snow removal, trash
  • Active Adult | Residents must be 55 or older
  • Low-Rise Condominium
  • Clipper Cay Condos
  • Clipper Cay Community
  • Heritage Harbour Subdivision
  • Property Manager

Amenities

  • Common Area
  • Community Center
  • Party Room
  • Recreation Room

Recreation

  • Mooring Area
  • Golf Club
  • Community Basketball Court
  • Jogging Path

Pet Policy

  • Limit on the number of pets

Property Details

Home Type

Condominium

Est. Annual Taxes

$2,056

Year Built

Built in 1986

Lot Details

0

HOA Fees

$583 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Unit/Flat/Apartment
  • Unit Building Type: Garden 1 - 4 Floors
  • Architectural Style: Traditional
  • Accessibility Features: Elevator
  • Ownership: Condominium
  • New Construction: No
  • Story List: Lower 1, Lower 2, Main, Upper 1, Upper 2
  • Year Built: 1986
  • Automatically Close On Close Date: No
  • Washer Dryer Hookups YN: Yes
  • Special Features: VirtualTour
  • Property Sub Type: Condos

Interior Features

  • Entry Floor: 3
  • Interior Amenities: Dining Area, Floor Plan - Traditional
  • Fireplace: No
  • Levels Count: 1
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Kitchen
  • Basement: No
  • Laundry Type: Has Laundry
  • Total Sq Ft: 1044
  • Living Area Sq Ft: 1044
  • Price Per Sq Ft: 271.17
  • Above Grade Finished Sq Ft: 1044
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 2
  • Main Level Bedrooms: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick
  • View: Water
  • Water Access: No
  • Water Body Name: SOUTH RIVER
  • Water Body Type: River
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Assigned Spaces Count: 1
  • Garage: No
  • Parking Features: Assigned
  • Type Of Parking: Parking Lot

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Heat Pump(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 161.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: Yes
  • Condo Co-Op Fee: 422.00
  • Condo Co-Op Fee Frequency: Monthly
  • Condo Co-Op Name: CLIPPER CAY
  • HOA Condo Co-Op Amenities: Basketball Courts, Common Grounds, Community Center, Elevator, Exercise Room, Golf Club, Jog/Walk Path, Mooring Area, Party Room, Pool - Indoor, Pool - Outdoor, Recreational Center, Retirement Community, Tennis Courts, Water/Lake Privileges
  • HOA Condo Co-Op Fee Includes: Custodial Services Maintenance, Ext Bldg Maint, Lawn Maintenance, Management, Insurance, Reserve Funds, Road Maintenance, Snow Removal, Trash
  • HOA: Yes
  • Senior Community Age Requirement: 55
  • Senior Community: Yes
  • Community Pool Features: Indoor

Schools

  • School District Source: Listing Agent

Lot Info

  • Outdoor Living Structures: Balcony
  • Property Condition: Very Good
  • Zoning: R2
  • In City Limits: No

Rental Info

  • Lease Considered: No
  • Pets: Number Limit
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: Yes

Tax Info

  • Tax Annual Amount: 2056.00
  • Assessor Parcel Number: 020289290049048
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2024

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 22, 2024
Closed on
Feb 18, 2025
Sold by
Hb2 Alternative Holdings Llc
Bought by
Zulick Tim and Zulick Laura
Seller's Agent
Brenda Sarver
Maryland Realty Connection
Buyer's Agent
Zack Papaleonti
Academy Realty Inc.
List Price
$298,000
Sold Price
$284,200
Premium/Discount to List
-$13,800
-4.63%
Views
146
Current Estimated Value
$297,687

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$13,487
Avg. Annual Appreciation
7.17%

Purchase Details

Closed on
Oct 29, 2024
Sold by
Worthington-Kerchner Ann B
Bought by
Mortgage Assets Management Llc

Purchase Details

Closed on
Jul 23, 2009
Sold by
Moore Roxanne
Bought by
Worthngton Kerchner Ann B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$385,500
Interest Rate
3.04%
Mortgage Type
Reverse Mortgage Home Equity Conversion Mortgage

Purchase Details

Closed on
May 9, 2001
Sold by
Womer Eda M
Bought by
Moore Roxanne

Purchase Details

Closed on
Dec 15, 1998
Sold by
Lucille R Kerner Family Trust
Bought by
Womer Eda M and Moore Roxanne
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $284,200 Crown Title
Quit Claim Deed $229,600 Crown Title
Deed $284,200 Crown Title
Deed In Lieu Of Foreclosure $286,903 Servicelink
Deed In Lieu Of Foreclosure $286,903 Servicelink
Deed $262,500 --
Deed -- --
Deed $130,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $385,500 Reverse Mortgage Home Equity Conversion Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/24/2025 02/24/25 Sold $284,200 +0.4% $272 / Sq Ft
01/27/2025 01/27/25 Pending -- -- --
12/24/2024 12/24/24 Price Changed $283,100 -5.0% $271 / Sq Ft
11/22/2024 11/22/24 For Sale $298,000 -- $285 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,692 $191,333 -- --
2024 $1,692 $153,067 $0 $0
2023 $1,269 $114,800 $57,400 $57,400
2022 $1,200 $114,800 $57,400 $57,400
2021 $4,247 $201,800 $0 $0
2020 $1,980 $187,900 $93,900 $94,000
2019 $3,580 $177,467 $0 $0
2018 $1,694 $167,033 $0 $0
2017 $1,621 $156,600 $0 $0
2016 -- $156,600 $0 $0
2015 -- $156,600 $0 $0
2014 -- $167,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAA2099098

Bright MLS

APN: 02-892-90049048