M
Seller's Agent in 2025
Melinda McGrail
Howard Hanna
2915 N 109th St Toledo, OH 43611
Point Place Neighborhood
2
Beds
1
Bath
1,190
Sq Ft
4,356
Sq Ft Lot
Highlights
- Water Views
- Forced Air Heating and Cooling System
- Carpet
- Traditional Architecture
- Garage
About This Home
As of July 2025Great 2 Bed 1 bath home just yards from beautiful Lake Erie w/an upstairs view of the lake from master bed. Privacy fence installed in 2015. New 11x11 addition recently added on back of home w/vapor barrier, insulation & electrical added for a new den or playroom w/ French doors to the backyard. Appliances & washer/dryer stay. Many updates & repairs made to the house; please see attachment for details. Electrical work completed in new addition; seller to complete railing on front porch. Update...seller is in the process of finishing the drywall and putting down the floor in the new addition.
Last Agent to Sell the Property
Melinda McGrail
Howard Hanna License #2011000416 Listed on: 10/01/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $984
Year Built
- Built in 1925
Lot Details
- 4,356 Sq Ft Lot
- Lot Dimensions are 40x110
Parking
- Garage
- Driveway
Home Design
- Traditional Architecture
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 1,190 Sq Ft Home
- 2-Story Property
- Carpet
- Water Views
- Partial Basement
- Dishwasher
Bedrooms and Bathrooms
- 2 Bedrooms
- 1 Full Bathroom
Laundry
- Dryer
- Washer
Schools
- Ottawa River Elementary School
- Woodward High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Water Heater
Community Details
- Lincoln Beach Subdivision
Listing and Financial Details
- Assessor Parcel Number 09-63987
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 1, 2024
Closed on
Jul 24, 2025
Sold by
Overland Courtney E and Manders Aaron M
Bought by
Tollison Courtney and Tollison Keith Glenn
Seller's Agent
Melinda McGrail
Howard Hanna
Buyer's Agent
Kristin Brewer
Serenity Realty LLC
List Price
$179,000
Sold Price
$159,000
Premium/Discount to List
-$20,000
-11.17%
Views
317
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$6,456
Avg. Annual Appreciation
12.82%
Original Mortgage
$156,120
Outstanding Balance
$155,850
Interest Rate
6.75%
Mortgage Type
FHA
Estimated Equity
$9,606
Purchase Details
Listed on
Oct 1, 2024
Closed on
Jul 16, 2025
Sold by
Thomas C Manders Trust and Loucks Suzanne M
Bought by
Manders Aaron M and Manders Courtney E
Seller's Agent
Melinda McGrail
Howard Hanna
Buyer's Agent
Kristin Brewer
Serenity Realty LLC
List Price
$179,000
Sold Price
$159,000
Premium/Discount to List
-$20,000
-11.17%
Views
317
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$156,120
Outstanding Balance
$155,850
Interest Rate
6.75%
Mortgage Type
FHA
Estimated Equity
$9,606
Purchase Details
Closed on
Dec 15, 2014
Sold by
Fannie Mae
Bought by
Manders Aaron M and Outland Courtney E
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$70,204
Interest Rate
4.37%
Mortgage Type
FHA
Purchase Details
Closed on
Dec 11, 2013
Sold by
Barcus Nichole L
Bought by
Federal National Mortgage Association
Purchase Details
Closed on
Jun 15, 2007
Sold by
Westhaven Group Llc and Kowalski Gerald R
Bought by
Barcus Nichole L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$79,000
Interest Rate
6.26%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Apr 18, 2005
Sold by
Westhaven Group Llc
Bought by
Vore Angel C and Alamo Angel L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$101,900
Interest Rate
7.8%
Mortgage Type
Seller Take Back
Purchase Details
Closed on
Apr 26, 2003
Sold by
Ulmer John F
Bought by
Hall Robert and Hall Alissa
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$83,200
Interest Rate
10%
Mortgage Type
Seller Take Back
Purchase Details
Closed on
May 13, 2002
Sold by
Ulmer John F
Bought by
Evans Latisha
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$77,500
Interest Rate
11%
Mortgage Type
Seller Take Back
Purchase Details
Closed on
May 1, 2002
Sold by
Raczkowski Leslie G
Bought by
Westhaven Group Llc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$77,500
Interest Rate
11%
Mortgage Type
Seller Take Back
Purchase Details
Closed on
Mar 2, 1999
Sold by
Raczkowski Raczkowski K and Raczkowski L G
Bought by
Raczkowski Kenneth Francis and Raczkowski Leslie G
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $159,000 | Louisville Title | |
| Fiduciary Deed | -- | None Listed On Document | |
| Limited Warranty Deed | -- | Omega Title Agency Llc | |
| Sheriffs Deed | $30,000 | None Available | |
| Fiduciary Deed | $79,000 | Attorney | |
| Land Contract | $109,900 | -- | |
| Land Contract | $91,200 | -- | |
| Land Contract | $85,000 | -- | |
| Quit Claim Deed | -- | -- | |
| Warranty Deed | $61,000 | Northwest Title Agency Of Oh | |
| Interfamily Deed Transfer | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $156,120 | FHA | |
| Previous Owner | $70,204 | FHA | |
| Previous Owner | $79,000 | Purchase Money Mortgage | |
| Previous Owner | $101,900 | Seller Take Back | |
| Previous Owner | $83,200 | Seller Take Back | |
| Previous Owner | $77,500 | Seller Take Back |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/24/2025 07/24/25 | Sold | $159,000 | -3.0% | $134 / Sq Ft |
| 07/23/2025 07/23/25 | Pending | -- | -- | -- |
| 01/06/2025 01/06/25 | Price Changed | $164,000 | -8.4% | $138 / Sq Ft |
| 10/01/2024 10/01/24 | For Sale | $179,000 | -- | $150 / Sq Ft |
Source: Northwest Ohio Real Estate Information Service (NORIS)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $984 | $32,305 | $4,585 | $27,720 |
| 2023 | $1,569 | $24,395 | $6,580 | $17,815 |
| 2022 | $1,571 | $24,395 | $6,580 | $17,815 |
| 2021 | $1,607 | $24,395 | $6,580 | $17,815 |
| 2020 | $1,518 | $20,230 | $5,460 | $14,770 |
| 2019 | $1,585 | $20,230 | $5,460 | $14,770 |
| 2018 | $1,657 | $20,230 | $5,460 | $14,770 |
| 2017 | $1,587 | $17,115 | $4,620 | $12,495 |
| 2016 | $1,588 | $48,900 | $13,200 | $35,700 |
| 2015 | $1,577 | $48,900 | $13,200 | $35,700 |
| 2014 | $1,077 | $17,120 | $4,620 | $12,500 |
| 2013 | $1,077 | $17,120 | $4,620 | $12,500 |
Source: Public Records
Agents Affiliated with this Home
-
-
Kristin Brewer
Buyer's Agent in 2025
Kristin Brewer
Serenity Realty LLC
(419) 508-1429
1 in this area
23 Total Sales
Map
Source: Northwest Ohio Real Estate Information Service (NORIS)
MLS Number: 6121400
APN: 09-63987
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