Seller's Agent in 2024
Loretta Maimone
ERA GRIZZARD REAL ESTATE
(352) 455-4541
20 in this area
307 Total Sales
295 E Lake St Umatilla, FL 32784
Estimated Value: $218,000 - $273,053
3
Beds
2.5
Baths
1,278
Sq Ft
$189/Sq Ft
Est. Value
Highlights
- Deck
- High Ceiling
- No HOA
- Corner Lot
- Stone Countertops
- Mature Landscaping
About This Home
As of April 2024ADORABLE, HISTORIC, RENOVATED 3 BR COTTAGE LOCATED IN CHARMING, HOMETOWN UMATILLA. Leave the hustle and bustle of busy traffic behind as you arrive at charming downtown Umatilla, which welcomes you with a perceptible slower pace and fewer cars on the road. Forget the concrete jungle. Here, you will find sparkling lakes, swaying palms, and lush oak trees flanking either side of the main road as you drive into town. Historic homes, parks, and locally owned businesses offer that small, hometown feeling many of us long for. Take a few side streets that meander past parks, school baseball fields, and lush open land and arrive at this tranquil neighborhood where you will find this lovingly restored cottage brimming with charm and character but offering peace of mind, knowing everything has been recently updated and checked out. The curb appeal is off the charts, with a majestic, moss-laden Oak gracefully lending just the right amount of shade to the freshly painted and sealed, gabled metal roof. A paver walkway beckons you to the inviting front porch, an ideal spot for the quintessential porch swing or rocking chairs where you can leave your stresses and cares behind. Sip your morning coffee here or invite your neighbor to sit and visit. Step through the front door and be greeted with an almost new home thanks to the thoughtful updates and renovations recently completed. Enjoy new wiring, plumbing, wood-look tile flooring, new kitchen, bathrooms, HVAC, interior/exterior paint, wide crown molding and baseboards, wood-framed double-pane windows, and so much more. The bright and airy interior is open concept with a decorative fireplace in the living area and ample space for a dining table next to the attractive kitchen with new cabinetry and countertops. Through the hallway is a convenient guest half bath and a dedicated laundry closet with shelving and a utility sink. The beautiful primary suite offers multiple closets and an elegant en-suite with dual vessel sinks resting upon a granite countertop. Two guest bedrooms share the renovated Jack and Jill full hallway bathroom with dual sinks and a tiled tub/shower. Home has a Transferable Termite Bond. Step outside and onto the rear deck, an ideal spot for your grill. Enjoy the privacy-fenced backyard, including an adorable, custom-designed chicken coop if you fancy having your own fresh eggs! What an idyllic property and town that could be your next home.
Last Agent to Sell the Property
ERA GRIZZARD REAL ESTATE Brokerage Phone: 352-735-4433 License #3118600 Listed on: 11/15/2023
Co-Listed By
ERA GRIZZARD REAL ESTATE Brokerage Phone: 352-735-4433 License #3228670
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,555
Year Built
- Built in 1913
Lot Details
- 9,987 Sq Ft Lot
- Lot Dimensions are 91x110
- South Facing Home
- Mature Landscaping
- Corner Lot
- Landscaped with Trees
- Property is zoned R-10
Home Design
- Cottage
- Wood Frame Construction
- Metal Roof
- Vinyl Siding
Interior Spaces
- 1,278 Sq Ft Home
- Crown Molding
- High Ceiling
- Ceiling Fan
- Non-Wood Burning Fireplace
- Decorative Fireplace
- Thermal Windows
- Low Emissivity Windows
- Inside Utility
- Laundry Room
- Tile Flooring
- Crawl Space
Kitchen
- Range
- Microwave
- Dishwasher
- Stone Countertops
Bedrooms and Bathrooms
- 3 Bedrooms
Outdoor Features
- Deck
- Covered Patio or Porch
- Shed
- Private Mailbox
Schools
- Umatilla Elementary School
- Umatilla Middle School
- Umatilla High School
Utilities
- Central Heating and Cooling System
- High Speed Internet
- Phone Available
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Visit Down Payment Resource Website
- Tax Lot 3
- Assessor Parcel Number 13-18-26-0450-000-00300
Matterport 3D Tour
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 15, 2023
Closed on
Apr 18, 2024
Sold by
Sellers Andrew L and Sellers Amy Catherine
Bought by
Settle Robin Neal
Seller's Agent
Loretta Maimone
ERA GRIZZARD REAL ESTATE
Buyer's Agent
Ryan Benaglio
HICKORY HILL REALTY & MGT INC.
List Price
$325,000
Sold Price
$290,000
Premium/Discount to List
-$35,000
-10.77%
Views
305
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$33,744
Avg. Annual Appreciation
-10.31%
Original Mortgage
$254,375
Outstanding Balance
$250,102
Interest Rate
6.88%
Mortgage Type
FHA
Estimated Equity
-$9,089
Purchase Details
Closed on
Mar 16, 2022
Sold by
Chester Sellers Samuel and Chester Catherine Amy
Bought by
Sellers Andrew L and Sellers Amy Catherine
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$145,000
Interest Rate
3.09%
Mortgage Type
Balloon
Purchase Details
Listed on
Jun 5, 2020
Closed on
Jul 9, 2020
Sold by
Fannie Mae
Bought by
Sellers Samuel Chester and Sellers Amy Catherine
Seller's Agent
Anita Dinard
ARROW REALTY & INVESTMENTS INC
Buyer's Agent
Anita Dinard
ARROW REALTY & INVESTMENTS INC
List Price
$59,900
Sold Price
$56,000
Premium/Discount to List
-$3,900
-6.51%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
30.58%
Purchase Details
Closed on
Feb 3, 2020
Sold by
Harrington Kevin P and Bank Of America Na
Bought by
Federal National Mortgage Association
Purchase Details
Closed on
Aug 21, 2000
Sold by
Wise Raymond and Wise Raymond V
Bought by
Harrington Kevin P
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$47,000
Interest Rate
8.07%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Settle Robin Neal | $290,000 | None Listed On Document | |
| Sellers Andrew L | -- | Stone & Gerken Pa | |
| Sellers Samuel Chester | $56,000 | Buyers Title Inc | |
| Federal National Mortgage Association | -- | None Available | |
| Harrington Kevin P | $47,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Settle Robin Neal | $254,375 | |
| Previous Owner | Sellers Andrew L | $145,000 | |
| Previous Owner | Harrington Kevin P | $47,000 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 04/18/2024 04/18/24 | Sold | $290,000 | -10.8% | $227 / Sq Ft | |
| 03/16/2024 03/16/24 | Pending | -- | -- | -- | |
| 03/13/2024 03/13/24 | Price Changed | $325,000 | 0.0% | $254 / Sq Ft | |
| 03/13/2024 03/13/24 | For Sale | $325,000 | +8.3% | $254 / Sq Ft | |
| 03/06/2024 03/06/24 | Pending | -- | -- | -- | |
| 02/13/2024 02/13/24 | Price Changed | $300,000 | -6.1% | $235 / Sq Ft | |
| 01/13/2024 01/13/24 | Price Changed | $319,500 | -1.7% | $250 / Sq Ft | |
| 12/10/2023 12/10/23 | For Sale | $325,000 | 0.0% | $254 / Sq Ft | |
| 12/06/2023 12/06/23 | Pending | -- | -- | -- | |
| 11/15/2023 11/15/23 | For Sale | $325,000 | +480.4% | $254 / Sq Ft | |
| 07/10/2020 07/10/20 | Sold | $56,000 | -6.5% | $54 / Sq Ft | View Prior Sale |
| 06/18/2020 06/18/20 | Pending | -- | -- | -- | |
| 06/04/2020 06/04/20 | For Sale | $59,900 | -- | $57 / Sq Ft |
Source: Stellar MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $2,668 | $209,373 | $67,500 | $141,873 |
| 2025 | $2,555 | $209,777 | $67,500 | $142,277 |
| 2024 | $2,555 | $209,777 | $67,500 | $142,277 |
| 2023 | $2,555 | $161,208 | $0 | $0 |
| 2022 | $2,460 | $161,089 | $28,080 | $133,009 |
| 2021 | $1,166 | $51,584 | $0 | $0 |
| 2020 | $664 | $49,997 | $0 | $0 |
| 2019 | $648 | $48,873 | $0 | $0 |
| 2018 | $622 | $47,962 | $0 | $0 |
| 2017 | $461 | $46,976 | $0 | $0 |
| 2016 | $447 | $46,010 | $0 | $0 |
| 2015 | $455 | $45,691 | $0 | $0 |
| 2014 | $450 | $45,329 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Loretta Maimone
-
Catherine MacKenzie
Seller Co-Listing Agent in 2024
Catherine MacKenzie
ERA GRIZZARD REAL ESTATE
(407) 222-4398
12 in this area
213 Total Sales
-
Ryan Benaglio
Buyer's Agent in 2024
Ryan Benaglio
HICKORY HILL REALTY & MGT INC.
(321) 421-9362
3 in this area
44 Total Sales
-
Anita Dinard
Seller's Agent in 2020
Anita Dinard
ARROW REALTY & INVESTMENTS INC
(352) 800-8498
120 Total Sales
Map
Source: Stellar MLS
MLS Number: G5075409
APN: 13-18-26-0450-000-00300
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Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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