$54,250
SOLD DEC 14, 2012

2975 Arch Rd Cosby, TN 37722

2 Beds
2 Baths
810 Sq Ft
1.7 Acres

Recently Sold

$67 Per Sq Ft

8% Above List Price

4 Days on Market

Highlights

  • Mountain View
  • No HOA
  • Walk-In Closet
  • Wooded Lot
  • Formal Dining Room
  • Cooling Available

About This Home

As of July 2025

Rare find and clean as a pin. This home sits atop a hill in Cosby TN with beautiful mountain views. This home is a HUD foreclosure. The home is very cute and move in ready. There is a large 2 car detached garage. Private well. All HUD homes are sold in ''as is '' condition. If you are looking for an affordable mountain retreat in the hills of Tennessee near Sevierville, Gatlinburg and the Great Smoky Mountains then this just might be the one!

Last Agent to Sell the Property

Mark Jackson

Jackson Real Estate & Auction License #227129 Listed on: 11/16/2012

Last Buyer's Agent

Comps Only

COMPS ONLY

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $387

Year Built

  • Built in 1982

Lot Details

  • 1.7 Acre Lot
  • Level Lot
  • Wooded Lot

Parking

  • 2 Car Garage

Home Design

  • Metal Roof

Interior Spaces

  • 810 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Entrance Foyer
  • Living Room
  • Formal Dining Room
  • Mountain Views
  • Fire and Smoke Detector
  • Washer and Gas Dryer Hookup

Kitchen

  • Free-Standing Electric Range
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Basement

  • Partial Basement
  • Crawl Space

Schools

  • Cosby Elementary And Middle School
  • Cocke High School

Utilities

  • Cooling Available
  • Heating System Uses Propane
  • Well

Community Details

  • No Home Owners Association

Listing and Financial Details

  • HUD Owned
  • Assessor Parcel Number 93

Home Details

Home Type

Single Family

Est. Annual Taxes

$387

Year Built

Built in 1982

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 1.7
  • Lot Size: IRR
  • Subdivision Name: None
  • Directions: From Newport take Cosby Hwy to right on Middle Creek Road then left Arch Road to top of hill and house on right side of road.
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One
  • Living Area: 810.0
  • New Construction: No
  • Year Built: 1982
  • Cooling:Electric: Yes
  • Location Tax and Legal Parcel Number2: 93
  • Location Tax and Legal Elementary School: Cosby
  • Location Tax and Legal Middle Or Junior School2: Cosby
  • Location Tax and Legal High School: Cocke
  • Location Tax and Legal:Tax Annual Amount: 387.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 1.7
  • General Property Information Lot Size Square Feet2: 74052.0
  • General Property Information Lot Size Dimensions: IRR
  • General Property Information View YN2: Yes
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: No
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Gas Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Security Features:Smoke Detector(s): Yes
  • Levels:One: Yes
  • General Property Information Attached Carport YN2: No
  • View:Mountain(s): Yes
  • Interior Features Separate Dining Room: Yes
  • Heating Propane3: Yes
  • Water Source:Well: Yes
  • Special Listing Conditions HUD Owned: Yes
  • Special Features: VirtualTour

Interior Features

  • Appliances: Free-Standing Electric Range, Dishwasher
  • Has Basement: Crawl Space, Partial
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Fireplace: No
  • Interior Amenities: Ceiling Fan(s), Entrance Foyer, Separate Dining Room, Walk-In Closet(s)
  • Appliances Dishwasher: Yes
  • Basement:Partial: Yes
  • Basement:Crawl Space: Yes
  • Appliances:Free-Standing Electric Range: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Entrance Foyer: Yes
  • Interior Features:Ceiling Fan(s)2: Yes

Exterior Features

  • Lot Features: Level, Wooded
  • View: Mountain(s)
  • View: Yes
  • Waterfront: No
  • Home Warranty: No
  • Roof: Metal
  • Lot Features:Level: Yes
  • Lot Features:Wooded: Yes
  • ConstructionSiding:Roof Metal: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: No
  • General Property Information:Garage Spaces: 2.0

Utilities

  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Washer Hookup
  • Security: Smoke Detector(s)
  • Cooling: Electric
  • Cooling Y N: Yes
  • Heating: Propane
  • Heating Yn: Yes
  • Water Source: Well

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Cosby
  • High School: Cocke
  • Middle Or Junior School: Cosby

Lot Info

  • Lot Size Sq Ft: 74052.0
  • Parcel #: 93
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 387.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 8, 2025
Closed on
Jul 7, 2025
Sold by
Sosebee Alan W and Webster Stephanie H
Bought by
Merget William S
Seller's Agent
Rae Massey
MASSEY REALTY
Buyer's Agent
Non Member
NON MEMBER
List Price
$365,000
Sold Price
$350,000
Premium/Discount to List
-$15,000
-4.11%
Views
145

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-85.64%

Purchase Details

Listed on
Nov 16, 2012
Closed on
Dec 14, 2012
Sold by
Secretary Of Housing And U
Bought by
Webster Stephanie H
Seller's Agent
Mark Jackson
Jackson Real Estate & Auction
Buyer's Agent
Comps Only
COMPS ONLY
List Price
$50,000
Sold Price
$54,250
Premium/Discount to List
$4,250
8.5%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.97%

Purchase Details

Closed on
Jun 27, 2012
Sold by
Lee Donna
Bought by
The Secretary Of Hud

Purchase Details

Closed on
Jul 14, 2005
Sold by
Booth John R
Bought by
Lee Donna L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$87,011
Interest Rate
5.59%
Mortgage Type
FHA

Purchase Details

Closed on
Jul 3, 1996
Bought by
Booth John R and Booth Lynn T

Purchase Details

Closed on
Jan 2, 1982

Purchase Details

Closed on
Jan 1, 1982
Source: Public Records

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    Section Image

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $350,000 Crossland Title
Warranty Deed $350,000 Crossland Title
Warranty Deed $54,250 --
Trustee Deed -- --
Deed $142,924 --
Deed $87,700 --
Warranty Deed $5,000 --
Warranty Deed $12,500 --
Warranty Deed $1,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $133,095 New Conventional
Previous Owner $71,250 New Conventional
Previous Owner $127,230 FHA
Previous Owner $125,352 FHA
Previous Owner $26,000 New Conventional
Previous Owner $87,011 FHA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/10/2025 07/10/25 Sold $350,000 -4.1% $358 / Sq Ft
06/09/2025 06/09/25 Pending -- -- --
05/08/2025 05/08/25 For Sale $365,000 +572.8% $373 / Sq Ft
12/14/2012 12/14/12 Sold $54,250 +8.5% $67 / Sq Ft
11/19/2012 11/19/12 Pending -- -- --
11/15/2012 11/15/12 For Sale $50,000 -- $62 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $508 $19,825 $3,500 $16,325
2023 $508 $19,825 $3,500 $16,325
2022 $509 $19,825 $3,500 $16,325
2021 $509 $19,825 $3,500 $16,325
2020 $509 $19,825 $3,500 $16,325
2019 $496 $17,525 $3,500 $14,025
2018 $496 $17,525 $3,500 $14,025
2017 $508 $17,525 $3,500 $14,025
2016 $453 $17,525 $3,500 $14,025
2015 $454 $17,525 $3,500 $14,025
2014 $454 $17,525 $3,500 $14,025
2013 $454 $18,925 $4,475 $14,450
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1186844

Greater Chattanooga REALTORS®

APN: 093-088.08