Seller's Agent in 2025
Jen Denton
EXP Realty LLC
(757) 344-8221
13 in this area
169 Total Sales
3 Lake Ferguson Ct Hampton, VA 23669
Willow Oaks Neighborhood
5
Beds
2.5
Baths
2,279
Sq Ft
0.25
Acres
Highlights
- Water Views
- Access to Tidal Water
- No HOA
- Home fronts navigable water
- Colonial Architecture
- Breakfast Area or Nook
About This Home
As of September 2025Welcome to your waterfront dream home, built and lovingly maintained by the original owners in Hampton's premier waterfront community. Enjoy easy access to Langley AFB, NASA, military bases, highways, beaches, and top schools. This charming, low-maintenance home is one of the few on the Hampton River that does not require flood insurance.
Upgrades include: 5 spacious bedrooms with walk-in closets, a primary BR with full bath, an eat-in kitchen with granite countertops, large peninsula, custom oak cabinets, walk-in pantry, and brick fireplace hearth. Brand-new neutral LVP flooring on the first floor and new carpeting upstairs. New vinyl windows, architectural roof, TRANE 18 SEER 2-stage AC, TRANE 96% condensing furnace, and TRANE touchscreen smart thermostat with app controls.
Enjoy unmatched sunrise water views from your back patio. Extras: generator hookup, underground electric for future shed, and manicured grounds. (Large stones, 2 bushes, and medicine cabinet do not convey)
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,168
Year Built
- Built in 1991
Lot Details
- 0.25 Acre Lot
- Lot Dimensions are 90 x 109 x 94 x133
- Home fronts navigable water
- Back Yard Fenced
- Property is zoned R11
Home Design
- Colonial Architecture
- Slab Foundation
- Asphalt Shingled Roof
- Vinyl Siding
Interior Spaces
- 2,279 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Wood Burning Fireplace
- Entrance Foyer
- Utility Room
- Water Views
- Scuttle Attic Hole
Kitchen
- Breakfast Area or Nook
- Walk-In Pantry
- Electric Range
- Microwave
- Dishwasher
Flooring
- Carpet
- Laminate
- Vinyl
Bedrooms and Bathrooms
- 5 Bedrooms
- En-Suite Primary Bedroom
Laundry
- Laundry on main level
- Washer and Dryer Hookup
Parking
- 1 Car Attached Garage
- Driveway
- On-Street Parking
Accessible Home Design
- Handicap Shower
Outdoor Features
- Access to Tidal Water
- Deep Water Access
- Patio
- Porch
Schools
- Phillips Elementary School
- Benjamin SYMS Middle School
- Kecoughtan High School
Utilities
- Forced Air Heating and Cooling System
- SEER Rated 16+ Air Conditioning Units
- Heating System Uses Natural Gas
- Programmable Thermostat
- Generator Hookup
- 220 Volts
- Gas Water Heater
- Cable TV Available
Community Details
- No Home Owners Association
- Phillips Lake Subdivision
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 8, 2025
Closed on
Aug 27, 2025
Sold by
Walck Living Trust and Walck William M
Bought by
Payne Schug Charles and Madison Daniel Rachel
Seller's Agent
Jen Denton
EXP Realty LLC
Buyer's Agent
Clare Furfaro
Atkinson Realty
List Price
$389,000
Sold Price
$421,000
Premium/Discount to List
$32,000
8.23%
Views
64
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$3,236
Avg. Annual Appreciation
2.28%
Original Mortgage
$378,900
Outstanding Balance
$378,900
Interest Rate
6.75%
Mortgage Type
New Conventional
Estimated Equity
$45,336
Purchase Details
Closed on
Aug 15, 2014
Sold by
Walck William M
Bought by
Walck William M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$146,000
Interest Rate
3.38%
Mortgage Type
New Conventional
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Bargain Sale Deed | $421,000 | First American Title Insurance | |
| Warranty Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $378,900 | New Conventional | |
| Previous Owner | $146,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 09/03/2025 09/03/25 | Sold | $421,000 | +8.2% | $185 / Sq Ft |
| 08/16/2025 08/16/25 | Pending | -- | -- | -- |
| 08/08/2025 08/08/25 | For Sale | $389,000 | -- | $171 / Sq Ft |
Source: Real Estate Information Network (REIN)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,362 | $386,100 | $117,600 | $268,500 |
| 2024 | $4,026 | $350,100 | $110,300 | $239,800 |
| 2023 | $4,194 | $349,300 | $110,300 | $239,000 |
| 2022 | $3,648 | $298,100 | $110,300 | $187,800 |
| 2021 | $3,607 | $280,400 | $110,300 | $170,100 |
| 2020 | $3,246 | $261,800 | $110,300 | $151,500 |
| 2019 | $3,246 | $261,800 | $110,300 | $151,500 |
| 2018 | $3,389 | $282,500 | $110,300 | $172,200 |
| 2017 | $3,597 | $0 | $0 | $0 |
| 2016 | $3,438 | $269,700 | $0 | $0 |
| 2015 | $3,438 | $0 | $0 | $0 |
| 2014 | $3,428 | $269,700 | $110,300 | $159,400 |
Source: Public Records
Agents Affiliated with this Home
-
Jen Denton
-
Clare Furfaro
Buyer's Agent in 2025
Clare Furfaro
Atkinson Realty
(757) 818-1277
1 in this area
41 Total Sales
Map
Source: Real Estate Information Network (REIN)
MLS Number: 10595837
APN: 8002855
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