$275,000
SOLD MAR 14, 2025

3 Overlook Cir Palmyra, VA 22963

3 Beds
1 Bath
1,024 Sq Ft
0.38 Acres

Recently Sold

$269 Per Sq Ft

2% Above List Price

132 Days on Market

Highlights

  • Beach
  • Community Boat Launch
  • Clubhouse
  • Golf Course Community
  • Community Lake
  • Deck

About This Home

As of March 2025

Sit out on your deck and enjoy the sounds of nature and the relaxing stream meandering by this remodeled home featuring single level living, a bright eat in kitchen with new cabinets, countertops, upgraded stainless appliances and pantry. New flooring and paint throughout main level. The freshly painted basement can be used as additional living space or for future expansion or storage. NEW roof, NEW HVAC, NEW Gutters. Tucked into the woods surrounded by nature enjoy the convenience of living outside the gated area while enjoying all the amenities Lake Monticello has to offer. Move in ready and priced to sell.

Last Agent to Sell the Property

Diane Miller

LONG & FOSTER - LAKE MONTICELLO License #0225102265 Listed on: 10/03/2024

LONG & FOSTER - LAKE MONTICELLO

Last Buyer's Agent

NONMLSAGENT NONMLSAGENT

NONMLSOFFICE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,217

Year Built

  • Built in 1984

Lot Details

  • 0.38 Acre Lot
  • Partially Wooded Lot
  • Property is zoned R-4 Residential

HOA Fees

  • $106 Monthly HOA Fees

Parking

  • Gravel Driveway

Home Design

  • Concrete Block With Brick
  • Composition Shingle Roof
  • Cedar Siding

Interior Spaces

  • 1-Story Property
  • Wood Burning Stove
  • Living Room
  • Washer and Dryer Hookup

Flooring

  • Carpet
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Bathroom on Main Level
  • 1 Full Bathroom
  • Primary bathroom on main floor

Unfinished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Fireplace in Basement
  • Basement Windows

Outdoor Features

  • Deck
  • Playground
  • Front Porch

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Heat Pump System
  • Community Sewer or Septic

Listing and Financial Details

  • Assessor Parcel Number 7 13

Community Details

Overview

  • Association fees include beach, boat launch, play area, road maint, trash pickup
  • $850 HOA Transfer Fee
  • Lake Monticello Subdivision
  • Community Lake

Amenities

  • Picnic Area
  • Clubhouse

Recreation

  • Community Boat Launch
  • Beach
  • Golf Course Community
  • Baseball Field
  • Soccer Field
  • Community Basketball Court
  • Community Playground

Security

  • Security Service

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,217

Year Built

Built in 1984

Lot Details

0

HOA Fees

$106 per month

Listing Details

  • Class: RESIDENTIAL
  • Property Type: Detached
  • Above Grade Finished Sq Ft: 1024
  • Below Grade Total Sq Ft: 836
  • Design: Contemporary
  • Electricity: Elec Underground
  • L V T Date: 10/03/2024
  • Parcel Number: 7 13
  • Price Per Sq Ft: 268.55
  • Total Sq Ft: 1860
  • Total Unfinished Sq Ft: 836
  • Type of Construction: On Site Built
  • Zoning: R-4 Residential
  • Subdivision: LAKE MONTICELLO
  • Comments: Yes
  • Concatenated Rooms1: |Living Roo1|Kitchen1|Bedroom1|Bedroom1|Bedroom1|Full Bath1|
  • Structures Deck Porch: Deck, Porch - Front
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Unfinished Below Grade Sq Ft: 836
  • Fireplace: Wood Stove
  • Laundry: Dryer Hookup, Washer Hookup
  • Basement Type: Full, Rough Bath Plumb, Unfinished, Walk Out, Windows
  • Room 1: Living Room,On Level: 1
  • Room 2: Kitchen,On Level: 1
  • Room 3: Bedroom,On Level: 1
  • Room 4: Bedroom,On Level: 1
  • Room 5: Bedroom,On Level: 1
  • Room 6: Full Bath,On Level: 1
  • Total Finished Sq Ft: 1024
  • Above Grade Finished Sq Ft: 1024
  • Basement: Yes
  • Fireplace Location: Basement
  • Foundation: Concrete Block
  • Kitchen Cabinets Counters: Solid Surface Counter, White Cabinets
  • Land Description: Partly Wooded
  • Level: 1 Story
  • Primary Bathroom Main Level: Yes
  • Master Bedon Main Level: Yes
  • Bathrooms: 1
  • Number of Main Level Bathrooms: 1
  • Number Beds: 3
  • Number Beds Main Level: 3
  • Full Bathrooms: 1
  • Room Types: Bedroom, Full Bath, Kitchen, Living Room
  • Room Types Level1: Bedroom (L1), Full Bath (L1), Kitchen (L1), Living Room (L1)
  • Source of Sq Ft: Public Records

Exterior Features

  • Exterior: Cedar
  • Number Of Acres: 0.38
  • Roof: Composition Shingle
  • Structure Floors: Carpet, Luxury Vinyl Plank
  • View: Residential View, Wooded View
  • Water Property: Stream / Creek
  • Yard: Wooded

Garage/Parking

  • Driveway Parking: Gravel

Utilities

  • Cooling: Heat Pump
  • Heating: Heat Pump
  • Security: Security Force
  • Sewer/Septic System: Community Septic
  • Water: Community Water

Condo/Co-op/Association

  • HOA/COA Amenities: Baseball Field, Basketball Court, Beach, Boat Launch, Clubhouse, Golf, Lake, Picnic Area, Play Area, Soccer Field
  • Association Setup Transfer Fee Type: $
  • Association Setup Transfer Fees: 850
  • Association Fee: HOA
  • Association Frequency: Annual
  • Association Includes: Beach, Boat Launch, Play Area, Road Maint, Trash Pickup
  • Association Fee: 1267

Schools

  • Elementary School: Central (Fluvanna)
  • Middle School: Fluvanna
  • High School: Fluvanna

Building Info

  • Year Built: 1984

Tax Info

  • Year: 2024
  • Taxes: 1217

MLS Schools

  • HighSchool: Fluvanna
  • Middle School: Fluvanna
  • Elementary School: Central (Fluvanna)

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 3, 2024
Closed on
Mar 13, 2025
Sold by
Aspiring Developments Llc
Bought by
Fletcher Michael
Seller's Agent
Diane Miller
LONG & FOSTER - LAKE MONTICELLO
Buyer's Agent
NONMLSAGENT NONMLSAGENT
NONMLSOFFICE
List Price
$269,000
Sold Price
$275,000
Premium/Discount to List
$6,000
2.23%
Views
117
Current Estimated Value
$263,180

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$11,820
Avg. Annual Appreciation
-8.93%
Original Mortgage
$270,019
Outstanding Balance
$269,795
Interest Rate
6.95%
Mortgage Type
FHA
Estimated Equity
-$2,151

Purchase Details

Closed on
Jul 19, 2024
Sold by
Ford Margie W
Bought by
Aspiring Developments Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$208,580
Interest Rate
6.99%
Mortgage Type
New Conventional
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Bargain Sale Deed $275,000 None Listed On Document
Deed $130,000 Stewart Title Guaranty Company
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $270,019 FHA
Previous Owner $208,580 New Conventional
Previous Owner $48,000 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/14/2025 03/14/25 Sold $275,000 +2.2% $269 / Sq Ft
02/12/2025 02/12/25 Pending -- -- --
02/07/2025 02/07/25 For Sale $269,000 0.0% $263 / Sq Ft
01/28/2025 01/28/25 Off Market $269,000 -- --
01/13/2025 01/13/25 For Sale $269,000 0.0% $263 / Sq Ft
12/20/2024 12/20/24 Off Market $269,000 -- --
12/06/2024 12/06/24 Price Changed $269,000 -3.6% $263 / Sq Ft
10/03/2024 10/03/24 For Sale $279,000 -- $272 / Sq Ft
Source: Charlottesville area Association of Realtors®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $12 $144,200 $30,000 $114,200
2023 $1,217 $144,200 $30,000 $114,200
2022 $1,054 $121,100 $25,000 $96,100
2021 $1,054 $121,100 $25,000 $96,100
2020 $1,027 $111,000 $25,000 $86,000
2019 $1,027 $111,000 $25,000 $86,000
2018 $970 $106,900 $25,000 $81,900
2017 $970 $106,900 $25,000 $81,900
2016 $970 $105,800 $25,000 $80,800
2015 $232 $105,800 $25,000 $80,800
2014 $232 $105,400 $25,000 $80,400
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Charlottesville area Association of Realtors®

MLS Number: 657446

Charlottesville area Association of Realtors®

APN: 18A 7 13