$574,900

Estimated payment $3,573/month

Total Views 2,756
4 Beds
3.5 Baths
2,809 Sq Ft
$205 Price per Sq Ft

Highlights

  • Open Floorplan
  • Cathedral Ceiling
  • Whirlpool Bathtub
  • Cape Cod Architecture
  • Garden View
  • No HOA

About This Home

Welcome to 3 Spinnaker Reef Court in sought after Seneca Harbor– The Builder’s former personal home Packed with Upgrades and Custom Features!Nestled on a quiet cul-de-sac in a highly desirable neighborhood, this stunning 4-bedroom, 3.5-bath home offers exceptional living with over-the-top amenities with more than 3100 square foot of finished living space, thoughtful design, and unbeatable convenience to major highways including 43, 695, and I-95.From the moment you arrive, the brick front exterior, extra-wide front porch, and wide sidewalks make a charming first impression. Step inside to an open 2 story foyer and discover the perfect blend of luxury and comfort, featuring hardwood and tile flooring throughout most of the home, and dual-zone A/C for year-round comfort.The main-level master suite is a true retreat, showcasing a brand new, spa-inspired bathroom with a standalone soaking tub and separate shower. Upstairs, three large bedrooms boasts one with a California Closet, full bath and massive storage spaces – perfect for any lifestyle.The gourmet chef’s kitchen will impress with granite countertops, stainless steel appliances, a double gas oven, built-in microwave, custom island, under-cabinet lighting, and plenty of cabinetry. It flows seamlessly into the living area, highlighted by custom built-in shelving surrounding a cozy gas fireplace with stone surround.Head down to the finished basement with soaring 8.5-foot ceilings, a custom bar with designer lighting, kitchenette, and a flex room ideal for a gym, office, extra bedroom, or playroom. You’ll also find a battery back-up sump pump for peace of mind.Outdoor living is just as spectacular with a custom paver patio, built-in firepit, privacy fence, and a 1-year-old large Amish-built shed with electric – ideal for hobbies or storage.Additional highlights include an Attached single-car garage + wide 2-car driveway, New windows, Two attics for added storage, Built-in storage over the garage, Custom shelving and thoughtful built-ins throughout. NO HOA fees!!!This exceptional home combines high-end features, practicality, and location—all in one. Don’t miss your chance to own this standout property!

Listing Agent

Scott Copinger

Platinum Realty Group

Platinum Realty Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,261

Year Built

  • Built in 1996

Lot Details

  • 6,098 Sq Ft Lot
  • Landscaped
  • Property is zoned R1

Parking

  • 1 Car Attached Garage
  • Front Facing Garage
  • Off-Street Parking

Home Design

  • Cape Cod Architecture
  • Brick Exterior Construction
  • Block Foundation
  • Asphalt Roof

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Built-In Features
  • Tray Ceiling
  • Cathedral Ceiling
  • Ceiling Fan
  • Skylights
  • Fireplace With Glass Doors
  • Fireplace Mantel
  • Double Pane Windows
  • Window Treatments
  • Bay Window
  • Window Screens
  • Atrium Doors
  • Insulated Doors
  • Six Panel Doors
  • Family Room
  • Living Room
  • Dining Room
  • Utility Room
  • Laundry Room
  • Garden Views
  • Finished Basement

Kitchen

  • Country Kitchen
  • Gas Oven or Range
  • Self-Cleaning Oven
  • Cooktop
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • En-Suite Primary Bedroom
  • En-Suite Bathroom
  • Whirlpool Bathtub

Outdoor Features

  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Vented Exhaust Fan
  • Underground Utilities
  • Natural Gas Water Heater

Community Details

  • No Home Owners Association
  • Seneca Harbor Subdivision

Listing and Financial Details

  • Tax Lot 15
  • Assessor Parcel Number 04152200015370

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,261

Year Built

Built in 1996

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cape Cod
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 2025-05-20
  • Year Built: 1996
  • Remarks Public: Welcome to 3 Spinnaker Reef Court in sought after Seneca Harbor– The Builder’s former personal home Packed with Upgrades and Custom Features! Nestled on a quiet cul-de-sac in a highly desirable neighborhood, this stunning 4-bedroom, 3.5-bath home offers exceptional living with over-the-top amenities with more than 3100 square foot of finished living space, thoughtful design, and unbeatable convenience to major highways including 43, 695, and I-95. From the moment you arrive, the brick front exterior, extra-wide front porch, and wide sidewalks make a charming first impression. Step inside to an open 2 story foyer and discover the perfect blend of luxury and comfort, featuring hardwood and tile flooring throughout most of the home, and dual-zone A/C for year-round comfort. The main-level master suite is a true retreat, showcasing a brand new, spa-inspired bathroom with a standalone soaking tub and separate shower. Upstairs, three large bedrooms boasts one with a California Closet, full bath and massive storage spaces – perfect for any lifestyle. The gourmet chef’s kitchen will impress with granite countertops, stainless steel appliances, a double gas oven, built-in microwave, custom island, under-cabinet lighting, and plenty of cabinetry. It flows seamlessly into the living area, highlighted by custom built-in shelving surrounding a cozy gas fireplace with stone surround. Head down to the finished basement with soaring 8.5-foot ceilings, a custom bar with designer lighting, kitchenette, and a flex room ideal for a gym, office, extra bedroom, or playroom. You’ll also find a battery back-up sump pump for peace of mind. Outdoor living is just as spectacular with a custom paver patio, built-in firepit, privacy fence, and a 1-year-old large Amish-built shed with electric – ideal for hobbies or storage. Additional highlights include an Attached single-car garage + wide 2-car driveway, New windows, Two attics for added storage, Built-in storage over the garage, Custom shelving and thoughtful built-ins throughout. NO HOA fees!!! This exceptional home combines high-end features, practicality, and location—all in one. Don’t miss your chance to own this standout property!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Cooktop, Dishwasher, Disposal, Exhaust Fan, Icemaker, Oven/Range - Gas, Oven - Self Cleaning, Refrigerator
  • Interior Amenities: Kitchen - Country, Kitchen - Island, Dining Area, Built-Ins, Window Treatments, Primary Bath(s), Whirlpool/Hottub, Floor Plan - Open
  • Window Features: Bay/Bow, Double Pane, Screens, Skylights
  • Fireplace Features: Fireplace - Glass Doors, Mantel(s)
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Atrium, Insulated, Six Panel
  • Wall Ceiling Types: Cathedral Ceilings, Tray Ceilings
  • Foundation Details: Block
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Laundry, Utility Room, Bedroom 6
  • Basement: Yes
  • Basement Type: Fully Finished
  • Total Sq Ft: 3149
  • Living Area Sq Ft: 2809
  • Price Per Sq Ft: 313.47
  • Above Grade Finished Sq Ft: 1834
  • Below Grade Finished Sq Ft: 975
  • Below Grade Sq Ft: 340
  • Total Below Grade Sq Ft: 1315
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 3

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 1
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 1
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Combination, Brick
  • Exterior Features: Sidewalks
  • Roof: Asphalt
  • View: Garden/Lawn
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 1
  • Type Of Parking: Off Street, Attached Garage

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Utilities: Under Ground
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: BALTIMORE COUNTY PUBLIC SCHOOLS
  • School District Key: 121140087473
  • School District Source: Listing Agent

Lot Info

  • Land Use Code: R
  • Lot Features: Landscaping
  • Lot Size Acres: 0.14
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 6098.00
  • Outdoor Living Structures: Porch(es)
  • Zoning: R1
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 4261.00
  • Assessor Parcel Number: 04152200015370
  • Tax Lot: 15
  • Tax Total Finished Sq Ft: 2634
  • Tax Year: 2025

MLS Schools

  • School District Name: BALTIMORE COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,808 $351,567 $0 $0
2023 $2,337 $304,400 $102,000 $202,400
2022 $4,465 $296,900 $0 $0
2021 $4,415 $289,400 $0 $0
2020 $4,415 $281,900 $102,000 $179,900
2019 $4,330 $281,900 $102,000 $179,900
2018 $4,443 $281,900 $102,000 $179,900
2017 $4,275 $285,100 $0 $0
2016 $3,919 $278,867 $0 $0
2015 $3,919 $272,633 $0 $0
2014 $3,919 $266,400 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/20/2025 05/20/25 For Sale $574,900 -- $205 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $188,000 --
Deed $42,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $85,000 New Conventional
Closed $25,000 Unknown
Source: Public Records

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Source: Bright MLS

MLS Number: MDBC2127068

Bright MLS

APN: 15-2200015370