
3 Spinnaker Reef Ct Middle River, MD 21220
Bowleys Quarters NeighborhoodEstimated payment $3,573/month
Highlights
- Open Floorplan
- Cathedral Ceiling
- Whirlpool Bathtub
- Cape Cod Architecture
- Garden View
- No HOA
About This Home
Welcome to 3 Spinnaker Reef Court in sought after Seneca Harbor– The Builder’s former personal home Packed with Upgrades and Custom Features!Nestled on a quiet cul-de-sac in a highly desirable neighborhood, this stunning 4-bedroom, 3.5-bath home offers exceptional living with over-the-top amenities with more than 3100 square foot of finished living space, thoughtful design, and unbeatable convenience to major highways including 43, 695, and I-95.From the moment you arrive, the brick front exterior, extra-wide front porch, and wide sidewalks make a charming first impression. Step inside to an open 2 story foyer and discover the perfect blend of luxury and comfort, featuring hardwood and tile flooring throughout most of the home, and dual-zone A/C for year-round comfort.The main-level master suite is a true retreat, showcasing a brand new, spa-inspired bathroom with a standalone soaking tub and separate shower. Upstairs, three large bedrooms boasts one with a California Closet, full bath and massive storage spaces – perfect for any lifestyle.The gourmet chef’s kitchen will impress with granite countertops, stainless steel appliances, a double gas oven, built-in microwave, custom island, under-cabinet lighting, and plenty of cabinetry. It flows seamlessly into the living area, highlighted by custom built-in shelving surrounding a cozy gas fireplace with stone surround.Head down to the finished basement with soaring 8.5-foot ceilings, a custom bar with designer lighting, kitchenette, and a flex room ideal for a gym, office, extra bedroom, or playroom. You’ll also find a battery back-up sump pump for peace of mind.Outdoor living is just as spectacular with a custom paver patio, built-in firepit, privacy fence, and a 1-year-old large Amish-built shed with electric – ideal for hobbies or storage.Additional highlights include an Attached single-car garage + wide 2-car driveway, New windows, Two attics for added storage, Built-in storage over the garage, Custom shelving and thoughtful built-ins throughout. NO HOA fees!!!This exceptional home combines high-end features, practicality, and location—all in one. Don’t miss your chance to own this standout property!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,261
Year Built
- Built in 1996
Lot Details
- 6,098 Sq Ft Lot
- Landscaped
- Property is zoned R1
Parking
- 1 Car Attached Garage
- Front Facing Garage
- Off-Street Parking
Home Design
- Cape Cod Architecture
- Brick Exterior Construction
- Block Foundation
- Asphalt Roof
Interior Spaces
- Property has 3 Levels
- Open Floorplan
- Built-In Features
- Tray Ceiling
- Cathedral Ceiling
- Ceiling Fan
- Skylights
- Fireplace With Glass Doors
- Fireplace Mantel
- Double Pane Windows
- Window Treatments
- Bay Window
- Window Screens
- Atrium Doors
- Insulated Doors
- Six Panel Doors
- Family Room
- Living Room
- Dining Room
- Utility Room
- Laundry Room
- Garden Views
- Finished Basement
Kitchen
- Country Kitchen
- Gas Oven or Range
- Self-Cleaning Oven
- Cooktop
- Ice Maker
- Dishwasher
- Kitchen Island
- Disposal
Bedrooms and Bathrooms
- En-Suite Primary Bedroom
- En-Suite Bathroom
- Whirlpool Bathtub
Outdoor Features
- Porch
Utilities
- Forced Air Heating and Cooling System
- Vented Exhaust Fan
- Underground Utilities
- Natural Gas Water Heater
Community Details
- No Home Owners Association
- Seneca Harbor Subdivision
Listing and Financial Details
- Tax Lot 15
- Assessor Parcel Number 04152200015370
Map
Home Values in the Area
Average Home Value in this Area
Tax History
Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
---|---|---|---|---|
2024 | $4,808 | $351,567 | $0 | $0 |
2023 | $2,337 | $304,400 | $102,000 | $202,400 |
2022 | $4,465 | $296,900 | $0 | $0 |
2021 | $4,415 | $289,400 | $0 | $0 |
2020 | $4,415 | $281,900 | $102,000 | $179,900 |
2019 | $4,330 | $281,900 | $102,000 | $179,900 |
2018 | $4,443 | $281,900 | $102,000 | $179,900 |
2017 | $4,275 | $285,100 | $0 | $0 |
2016 | $3,919 | $278,867 | $0 | $0 |
2015 | $3,919 | $272,633 | $0 | $0 |
2014 | $3,919 | $266,400 | $0 | $0 |
Property History
Date | Event | Price | Change | Sq Ft Price |
---|---|---|---|---|
05/20/2025 05/20/25 | For Sale | $574,900 | -- | $205 / Sq Ft |
Purchase History
Date | Type | Sale Price | Title Company |
---|---|---|---|
Deed | $188,000 | -- | |
Deed | $42,000 | -- |
Mortgage History
Date | Status | Loan Amount | Loan Type |
---|---|---|---|
Open | $85,000 | New Conventional | |
Closed | $25,000 | Unknown |
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Source: Bright MLS
MLS Number: MDBC2127068

APN: 15-2200015370
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