Seller's Agent in 2025
Scott Copinger
Platinum Realty Group
(410) 916-5955
7 in this area
127 Total Sales
3 Spinnaker Reef Ct Middle River, MD 21220
4
Beds
3.5
Baths
2,809
Sq Ft
6,098
Sq Ft Lot
Highlights
- Open Floorplan
- Cathedral Ceiling
- Whirlpool Bathtub
- Cape Cod Architecture
- Garden View
- No HOA
About This Home
As of June 2025Welcome to 3 Spinnaker Reef Court in sought after Seneca Harbor– The Builder’s former personal home Packed with Upgrades and Custom Features!
Nestled on a quiet cul-de-sac in a highly desirable neighborhood, this stunning 4-bedroom, 3.5-bath home offers exceptional living with over-the-top amenities with more than 3100 square foot of finished living space, thoughtful design, and unbeatable convenience to major highways including 43, 695, and I-95.
From the moment you arrive, the brick front exterior, extra-wide front porch, and wide sidewalks make a charming first impression. Step inside to an open 2 story foyer and discover the perfect blend of luxury and comfort, featuring hardwood and tile flooring throughout most of the home, and dual-zone A/C for year-round comfort.
The main-level master suite is a true retreat, showcasing a brand new, spa-inspired bathroom with a standalone soaking tub and separate shower. Upstairs, three large bedrooms boasts one with a California Closet, full bath and massive storage spaces – perfect for any lifestyle.
The gourmet chef’s kitchen will impress with granite countertops, stainless steel appliances, a double gas oven, built-in microwave, custom island, under-cabinet lighting, and plenty of cabinetry. It flows seamlessly into the living area, highlighted by custom built-in shelving surrounding a cozy gas fireplace with stone surround.
Head down to the finished basement with soaring 8.5-foot ceilings, a custom bar with designer lighting, kitchenette, and a flex room ideal for a gym, office, extra bedroom, or playroom. You’ll also find a battery back-up sump pump for peace of mind.
Outdoor living is just as spectacular with a custom paver patio, built-in firepit, privacy fence, and a 1-year-old large Amish-built shed with electric – ideal for hobbies or storage.
Additional highlights include an Attached single-car garage + wide 2-car driveway, New windows, Two attics for added storage, Built-in storage over the garage, Custom shelving and thoughtful built-ins throughout. NO HOA fees!!!
This exceptional home combines high-end features, practicality, and location—all in one. Don’t miss your chance to own this standout property!
Last Agent to Sell the Property
(410) 916-5955 scottcopinger@gmail.com Platinum Realty Group Listed on: 05/20/2025
Last Buyer's Agent
(443) 326-2305 scott.lawrence.199303@exprealty.com EXP Realty, LLC License #RSR005748
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,261
Year Built
- Built in 1996
Lot Details
- 6,098 Sq Ft Lot
- Landscaped
- Property is zoned R1
Parking
- 1 Car Attached Garage
- Front Facing Garage
- Off-Street Parking
Home Design
- Cape Cod Architecture
- Brick Exterior Construction
- Block Foundation
- Asphalt Roof
Interior Spaces
- Property has 3 Levels
- Open Floorplan
- Built-In Features
- Tray Ceiling
- Cathedral Ceiling
- Ceiling Fan
- Skylights
- Fireplace With Glass Doors
- Fireplace Mantel
- Double Pane Windows
- Window Treatments
- Bay Window
- Window Screens
- Atrium Doors
- Insulated Doors
- Six Panel Doors
- Family Room
- Living Room
- Dining Room
- Utility Room
- Laundry Room
- Garden Views
- Finished Basement
Kitchen
- Country Kitchen
- Gas Oven or Range
- Self-Cleaning Oven
- Cooktop
- Ice Maker
- Dishwasher
- Kitchen Island
- Disposal
Bedrooms and Bathrooms
- En-Suite Primary Bedroom
- En-Suite Bathroom
- Whirlpool Bathtub
Outdoor Features
- Porch
Utilities
- Forced Air Heating and Cooling System
- Vented Exhaust Fan
- Underground Utilities
- Natural Gas Water Heater
Community Details
- No Home Owners Association
- Seneca Harbor Subdivision
Listing and Financial Details
- Tax Lot 15
- Assessor Parcel Number 04152200015370
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 20, 2025
Closed on
Jun 25, 2025
Sold by
Marshall Brian E and Marshall Karen L
Bought by
Walker Bolivar Torres and Miller Christine Kelli
Seller's Agent
Scott Copinger
Platinum Realty Group
Buyer's Agent
Scott Lawrence
EXP Realty, LLC
List Price
$574,900
Sold Price
$574,900
Views
41
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$12,388
Avg. Annual Appreciation
-7.48%
Original Mortgage
$324,900
Outstanding Balance
$324,354
Interest Rate
6.89%
Mortgage Type
New Conventional
Estimated Equity
$238,158
Purchase Details
Closed on
Apr 29, 1999
Sold by
Melber Scott A
Bought by
Marshall Brian E and Marshall Karen L G
Purchase Details
Closed on
Jan 25, 1996
Sold by
Seneca Harbor Limited Partnership
Bought by
Melber Scott A and Malatesta Carol A
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $574,900 | First American Title Insurance | |
| Deed | $574,900 | First American Title Insurance | |
| Deed | $188,000 | -- | |
| Deed | $42,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $324,900 | New Conventional | |
| Closed | $324,900 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 06/24/2025 06/24/25 | Sold | $574,900 | 0.0% | $205 / Sq Ft |
| 05/23/2025 05/23/25 | Pending | -- | -- | -- |
| 05/20/2025 05/20/25 | For Sale | $574,900 | -- | $205 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,808 | $398,733 | -- | -- |
| 2024 | $4,808 | $351,567 | $0 | $0 |
| 2023 | $2,337 | $304,400 | $102,000 | $202,400 |
| 2022 | $4,465 | $296,900 | $0 | $0 |
| 2021 | $4,415 | $289,400 | $0 | $0 |
| 2020 | $4,415 | $281,900 | $102,000 | $179,900 |
| 2019 | $4,330 | $281,900 | $102,000 | $179,900 |
| 2018 | $4,443 | $281,900 | $102,000 | $179,900 |
| 2017 | $4,275 | $285,100 | $0 | $0 |
| 2016 | $3,919 | $278,867 | $0 | $0 |
| 2015 | $3,919 | $272,633 | $0 | $0 |
| 2014 | $3,919 | $266,400 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Scott Copinger
-
Scott Lawrence
S
Buyer's Agent in 2025
Scott Lawrence
EXP Realty, LLC
(443) 326-2305
1 in this area
26 Total Sales
Map
Source: Bright MLS
MLS Number: MDBC2127068
APN: 15-2200015370
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