NOT LISTED FOR SALE

3 White Bluff Ct Palmyra, VA 22963

Lake Monticello Area

Estimated Value: $436,078 - $477,000

3 Beds
4 Baths
2,704 Sq Ft
$169/Sq Ft Est. Value

Sale Details

Date Sold: January 31, 2022

Last sale price $345,000 $128 Per Sq Ft

Est. 30% increase in value since last sale

Current estimated payment $2,909 / mo

42 Days on Market

Highlights

  • Beach
  • Community Boat Launch
  • 24-Hour Security
  • Golf Course Community
  • Bar or Lounge
  • Newspaper Service

About This Home

As of January 2022

Your Private Haven Awaits you! This great home is situated on a private, .80 acre lot on a cul de sac at beautiful Lake Monticello. With over 2700+ fin. sq. ft. there is plenty of room to spread out. First level owners suite w/attached bath, tiled shower & updated vanity, walk in closet with organizers, hardwood flooring, ceiling fan. First level laundry room w/shelving & storage, kitchen has granite counter tops, ss appliances, an abundance of counter space and wood cabinets w/roll out drawers. Hardwood flooring entire first level, formal dining room w/ceiling fan, living room w/a cozy wood burning fireplace and ceiling fan, guest half bath. 16' x 12' Vaulted Sun Room off of the kitchen w/heating & cooling system, access to 14' x 12' deck. Open foyer leads to 2nd level with a large loft area, 2 bedrooms, 2 skylights & a full bath w/linen closet. Large closets throughout w/organizers. Walk out basement has Family Room/possible 4th bedroom, 2 closets, built in desk & half bath. Large utility room, attached 2 car garage, storage shed, paved driveway, aggregate walk way, country front porch and nicely landscaped. This is the ultimate private lot located near an exit gate, shopping, restaurants and pharmacy.

Last Agent to Sell the Property

Vicki Wilson

MONTICELLO COUNTRY REAL ESTATE, INC. License #0225050937 Listed on: 11/11/2021

Co-Listed By

PATRICK WILSON

MONTICELLO COUNTRY REAL ESTATE, INC. License #0225218981

Last Buyer's Agent

Kerry Griggs

KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE License #0225231870

KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,385

Year Built

  • Built in 1994

Lot Details

  • 34,848 Sq Ft Lot
  • Cul-De-Sac
  • Landscaped
  • Private Lot
  • Property is zoned R-4 Residential

HOA Fees

  • $94 Monthly HOA Fees

Home Design

  • Concrete Block With Brick
  • Brick Foundation
  • Wood Siding

Interior Spaces

  • 1.5-Story Property
  • Skylights
  • Multiple Fireplaces
  • Wood Burning Stove
  • Wood Burning Fireplace
  • Entrance Foyer
  • Family Room
  • Living Room with Fireplace
  • Dining Room
  • Loft
  • Sun or Florida Room
  • Utility Room
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Electric Range
  • Microwave
  • Dishwasher
  • Granite Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms | 1 Primary Bedroom on Main
  • Walk-In Closet
  • Primary bathroom on main floor

Laundry

  • Laundry Room
  • Dryer
  • Washer

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Partial Basement
  • Basement Windows

Parking

  • 2 Car Attached Garage
  • Basement Garage
  • Side Facing Garage
  • Automatic Garage Door Opener

Outdoor Features

  • Storage Shed
  • Playground

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Central Air
  • Heat Pump System
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 9

Community Details

Overview

  • Association fees include beach, master ins. policy, play area, prof. mgmt., reserve fund, road maint, security force, snow removal, trash pickup
  • $800 HOA Transfer Fee
  • Lake Monticello Subdivision
  • Community Lake

Amenities

  • Newspaper Service
  • Picnic Area
  • Clubhouse
  • Meeting Room
  • Community Dining Room
  • Bar or Lounge

Recreation

  • Community Boat Launch
  • Beach
  • Golf Course Community
  • Tennis Courts
  • Baseball Field
  • Soccer Field
  • Community Basketball Court
  • Volleyball Courts
  • Community Playground
  • Community Pool
  • Trails

Security

  • 24-Hour Security
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,385

Year Built

Built in 1994

Lot Details

0.8 Acres

HOA Fees

$94 per month

Listing Details

  • Class: RESIDENTIAL
  • Property Type: Detached
  • Above Grade Finished Sq Ft: 2076
  • Below Grade Total Sq Ft: 840
  • Design: Cape Cod
  • L V T Date: 11/11/2021
  • Parcel Number: 9
  • Price Per Sq Ft: 127.59
  • Property Included: Washer/Dryer, Built in Kitchen Appliances, storage shed
  • Total Sq Ft: 3332
  • Total Unfinished Sq Ft: 628
  • Type of Construction: On Site Built
  • Zoning: R-4 Residential
  • Subdivision: LAKE MONTICELLO
  • Comments: No
  • Concatenated Rooms1: |Foyer1|Living Roo1|Kitchen1|Dining Roo1|Sun Room1|Laundry1|Master Bed1|Master BTH1|Half Bath1|Bedroom2|Bedroom2|Loft2|Full Bath2|Family RooB|Half BathB|Utility RoB|
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Unfinished Below Grade Sq Ft: 212
  • Fireplace: One, Wood Burning
  • Laundry: Dryer, Dryer Hookup, Washer, Washer Hookup
  • Basement Type: Finished, Heated, Inside Access, Outside Entrance, Partial, Walk Out, Windows
  • Room 1: Foyer, On Level: 1
  • Room 2: Living Room, On Level: 1
  • Room 3: Kitchen, On Level: 1
  • Room 4: Dining Room, On Level: 1
  • Room 5: Sun Room, On Level: 1
  • Room 6: Laundry, On Level: 1
  • Room 7: Master Bedroom, On Level: 1
  • Room 8: Master Bath, On Level: 1
  • Room 9: Half Bath, On Level: 1
  • Room 10: Bedroom, On Level: 2
  • Room 11: Bedroom, On Level: 2
  • Room 12: Loft, On Level: 2
  • Room 13: Full Bath, On Level: 2
  • Room 14: Family Room, On Level: Basement
  • Room 15: Half Bath, On Level: Basement
  • Room 16: Utility Room, On Level: Basement
  • Total Finished Sq Ft: 2704
  • Above Grade Finished Sq Ft: 2076
  • Basement: Yes
  • Below Grade Finished Sq Ft: 628
  • Fireplace Location: Living Room
  • Foundation: Brick, Concrete Block
  • Kitchen Appliances Feat: Dishwasher, Disposal, Eat-in, Electric Range, Microwave, Refrigerator
  • Kitchen Cabinets Counters: Granite, Oak Cabinets
  • Land Description: Landscaped, Private
  • Level: 1.5 Story
  • Primary Bathroom Main Level: Yes
  • Master Bedon Main Level: Yes
  • Bathrooms: 3
  • Below Grade Bathrooms: 0.5
  • Number of Main Level Bathrooms: 1.5
  • Number Beds: 3
  • Number Beds Main Level: 1
  • Full Bathrooms: 2
  • Half Bathrooms: 2
  • Room Types: Bedroom, Dining Room, Family Room, Foyer, Full Bath, Half Bath, Kitchen, Laundry, Living Room, Loft, Master Bedroom, Sun Room, Utility Room
  • Room Types Level1: Dining Room (L1), Foyer (L1), Half Bath (L1), Kitchen (L1), Laundry (L1), Living Room (L1), Master Bedroom (L1), Sun Room (L1)
  • Room Types Level2: Bedroom (L2+), Full Bath (L2+), Loft (L2+)
  • Room Types Level B: Family Room (LB), Full Bath (LB), Half Bath (LB), Utility Room (LB)
  • Source of Sq Ft: Public Records

Exterior Features

  • Exterior: Wood
  • Number Of Acres: 0.8
  • Roof: Architectural Style
  • Structure Deck Porch: Deck, Patio, Porch - Front
  • Structure Features: Skylights, Walk-in Closet
  • Structure Floors: Carpet, Ceramic Tile, Hardwood
  • Structure Security: 24-hr Security, Gated Community, Smoke Detector(s)

Garage/Parking

  • Garage: Yes
  • Below Grade Unfinished Garage: 416
  • Garage Features: Attached, Auto Door, Electricity, Faces Side, In Basement, Windows
  • Number of Car Spaces: 2
  • Total Below Grade Garage: 416

Utilities

  • Cooling: Central AC
  • Heating: Heat Pump
  • Cable Available: Cable, DSL
  • Sewer/Septic System: Public Sewer
  • Water: Public Water

Condo/Co-op/Association

  • HOA/COA Amenities: Bar/Lounge, Baseball Field, Basketball Court, Beach, Boat Launch, Clubhouse, Community Room, Dining Rooms, Golf, Lake, Meeting Room, Newspaper Svc, Picnic Area, Play Area, Pool, Soccer Field, Tennis, Transportation Service, Volleyball, Walk/Run Trails
  • Association Setup Transfer Fee Type: $
  • Association Setup Transfer Fees: 800
  • Association Fee: HOA
  • Association Frequency: Annual
  • Association Includes: Beach, Master Ins. Policy, Play Area, Prof. Mgmt., Reserve Fund, Road Maint, Security Force, Snow Removal, Trash Pickup
  • Association Fee: 1130

Lot Info

  • Lot Features: Cul-de-sac, Private Gated Community, Private Road, Storage Shed

Building Info

  • Year Built: 1994

Tax Info

  • Year: 2021
  • Taxes: 2385

MLS Schools

  • HighSchool: Fluvanna
  • Middle School: Fluvanna
  • Elementary School: Central (Fluvanna)

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Closed on
Feb 9, 2026
Sold by
Macrum Llc
Bought by
Current Estimated Value
$447,637

Purchase Details

Closed on
Jul 6, 2015
Sold by
Schaem Douglas C and Schaem Valerie A
Bought by
Hinton Michael R and Hinton Laura G

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$415,000
Interest Rate
3.88%
Mortgage Type
New Conventional
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in Palmyra, VA

  • Saso Morabito Real Estate Agent - COWAN REALTY

    Saso Morabito

    COWAN REALTY

    (540) 712-6507

    52 Total Sales

    3 in Lake Monticello

    $191K - $427K Price Range

    Saso Morabito
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  • Ronald Wooddell Real Estate Agent - Coldwell Banker Lafoon Realty,

    Ronald Wooddell

    Coldwell Banker Lafoon Realty,

    (434) 603-6399

    82 Total Sales

    2 in Lake Monticello

    $205K - $365K Price Range

    Ronald Wooddell
     Section Image
  • MAZI VOGLER Real Estate Agent - TOWN REALTY

    MAZI VOGLER

    Responds Quickly

    TOWN REALTY

    (434) 443-7370

    72 Total Sales

    5 in Lake Monticello

    $299K - $755K Price Range

    MAZI VOGLER
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  • Sonya Gierke Real Estate Agent - RE/MAX Commonwealth

    Sonya Gierke

    RE/MAX Commonwealth

    (804) 259-0974

    44 Total Sales

    1 in Lake Monticello

    $395,000 Price

    Sonya Gierke
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  • Spencer Wenger Real Estate Agent - Kline May Realty

    Spencer Wenger

    Kline May Realty

    (540) 534-4278

    111 Total Sales

    1 in Lake Monticello

    $257,000 Price

    Spencer Wenger
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  • Kate Herring Real Estate Agent - HERITAGE REAL ESTATE CO.

    Kate Herring

    HERITAGE REAL ESTATE CO.

    (434) 443-5912

    15 Total Sales

    2 in Lake Monticello

    $445,000 Price Range

    Kate Herring
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$517,900 Chicago Title
Hinton Michael R $360,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Previous Owner $356,000
Previous Owner Hinton Michael R $415,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
01/31/2022 01/31/22 Sold $345,000 -1.4% $128 / Sq Ft
12/23/2021 12/23/21 Pending -- -- --
12/11/2021 12/11/21 For Sale $350,000 0.0% $129 / Sq Ft
11/28/2021 11/28/21 Pending -- -- --
11/11/2021 11/11/21 For Sale $350,000 -- $129 / Sq Ft
Source: Charlottesville area Association of Realtors®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $4,141 $548,480 $190,000 $358,480
2025 $4,114 $548,480 $190,000 $358,480
2024 $27 $446,900 $190,000 $256,900
2023 $3,772 $446,900 $190,000 $256,900
2022 $3,548 $407,800 $182,500 $225,300
2021 $3,548 $407,800 $182,500 $225,300
2020 $3,584 $387,500 $182,500 $205,000
2019 $3,584 $387,500 $182,500 $205,000
2018 $3,458 $381,300 $182,500 $198,800
2017 $3,458 $381,300 $182,500 $198,800
2016 $3,152 $360,000 $162,500 $197,500
2015 $3,152 $360,000 $162,500 $197,500
2014 $3,152 $358,200 $162,500 $195,700
Source: Public Records

Agents Affiliated with this Home

  • Vicki Wilson Real Estate Agent - MONTICELLO COUNTRY REAL ESTATE, INC.

    Seller's Agent in 2022

    Vicki Wilson

    MONTICELLO COUNTRY REAL ESTATE, INC.

    (434) 960-7044

    103 Total Sales

    Vicki Wilson
    Section Image

  • PW

    Seller Co-Listing Agent in 2022

    PATRICK WILSON

    MONTICELLO COUNTRY REAL ESTATE, INC.

    (434) 960-7047

    91 Total Sales

    PATRICK WILSON
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  • Kerry Griggs Real Estate Agent - KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE

    Buyer's Agent in 2022

    Kerry Griggs

    KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE

    (434) 962-1941

    160 Total Sales

    Kerry Griggs
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Map

Source: Charlottesville area Association of Realtors®

MLS Number: 624136

Charlottesville area Association of Realtors®

APN: 18A 11 9

Virginia Fluvanna County Palmyra 22963

3 White Bluff Ct, Palmyra, VA

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Charlottesville area Association of Realtors® IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.

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