NOT LISTED FOR SALE

5 White Bluff Ct Palmyra, VA 22963

Lake Monticello Area

Estimated Value: $650,000 - $777,000

4 Beds
3.5 Baths
3,555 Sq Ft
$192/Sq Ft Est. Value

Sale Details

Date Sold: August 20, 2021

Last sale price $549,000 $154 Per Sq Ft

Est. 22% increase in value since last sale

Current estimated payment $4,177 / mo

15 Days on Market

Highlights

  • Beach
  • Community Boat Launch
  • Two Primary Bedrooms
  • Golf Course Community
  • Bar or Lounge
  • Gated Community

About This Home

As of August 2021

One of a kind property at Lake Monticello! Stunning custom home situated on over six acres of gardens this certified wildlife habitat has multiple water garden areas as well as adjoining the 11th green. Open vaulted floor plan with abundant windows and skylights fill this home with light! Gourmet kitchen with granite counter tops and new stainless appliances. Four bedrooms and three and a half baths that include two master suites. Large laundry room with new washer and dryer. Freshly dry walled and painted garage. Recently finished private terrace level family room with separate entrance would be perfect for a home office. Enjoy nature in total privacy with access to all the amenities Lake Monticello has to offer and still be close enough to walk to shopping and restaurants, NEW HVAC units, roof and all skylights, plumbing, encapsulated crawl, toilets, front and back doors, ceiling fans and blinds.

Last Agent to Sell the Property

Diane Miller

LONG & FOSTER - LAKE MONTICELLO License #0225102265 Listed on: 06/18/2021

LONG & FOSTER - LAKE MONTICELLO

Co-Listed By

Thomas Morace

LONG & FOSTER - LAKE MONTICELLO License #0225052968

Last Buyer's Agent

KRISTEL HARRIS

EXP REALTY LLC - STAFFORD License #0225093059

EXP REALTY LLC - STAFFORD

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,465

Year Built

  • Built in 1995

Lot Details

  • 6.71 Acre Lot
  • Cul-De-Sac
  • Mature Landscaping
  • Secluded Lot
  • Wooded Lot
  • Private Yard
  • Property is zoned R-4 Residential

HOA Fees

  • $99 Monthly HOA Fees

Home Design

  • Concrete Block With Brick
  • Composition Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1.5-Story Property
  • Vaulted Ceiling
  • Gas Log Fireplace
  • Great Room
  • Family Room
  • Dining Room
  • Sun or Florida Room
  • Wood Flooring
  • Golf Course Views

Kitchen

  • Electric Range
  • Dishwasher
  • Granite Countertops
  • Disposal

Bedrooms and Bathrooms

  • Double Master Bedroom

Laundry

  • Laundry Room
  • Washer and Dryer Hookup

Finished Basement

  • Walk-Out Basement
  • Partial Basement

Parking

  • 2 Car Attached Garage
  • Side Facing Garage
  • Gravel Driveway

Outdoor Features

  • Pond
  • Storage Shed
  • Playground

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • High Speed Internet
  • Cable TV Available

Community Details

Overview

  • Association fees include area maint, beach, boat launch, club house, master ins. policy, play area, road maint, security force, snow removal, trash pickup
  • $800 HOA Transfer Fee
  • Lake Monticello Subdivision
  • Community Lake

Amenities

  • Picnic Area
  • Clubhouse
  • Meeting Room
  • Bar or Lounge

Recreation

  • Community Boat Launch
  • Beach
  • Golf Course Community
  • Tennis Courts
  • Baseball Field
  • Soccer Field
  • Community Basketball Court
  • Volleyball Courts
  • Community Playground
  • Community Pool

Security

  • Security Service
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,465

Year Built

Built in 1995

Lot Details

6.71 Acres

HOA Fees

$99 per month

Listing Details

  • Class: RESIDENTIAL
  • Property Type: Detached
  • Above Grade Finished Sq Ft: 2527
  • Below Grade Total Sq Ft: 1028
  • Design: Contemporary
  • Electricity: Elec Underground
  • L V T Date: 06/18/2021
  • Parcel Number: 00000000
  • Price Per Sq Ft: 154.43
  • Total Sq Ft: 4120
  • Total Unfinished Sq Ft: 565
  • Type of Construction: On Site Built
  • Zoning: R-4 Residential
  • Subdivision: LAKE MONTICELLO
  • Comments: Yes
  • Concatenated Rooms1: |Great Room1|Kitchen1|Dining Roo1|Sun Room1|Half Bath1|Master Bed2|Master BTH2|Full Bath2|Bedroom2|Bedroom2|BedroomB|Full BathB|LaundryB|Family RooB|
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Fireplace: Gas Logs
  • Laundry: Dryer Hookup, Washer Hookup
  • Basement Type: Finished, Partial, Walk Out
  • Room 1: Great Room, On Level: 1
  • Room 2: Kitchen, On Level: 1
  • Room 3: Dining Room, On Level: 1
  • Room 4: Sun Room, On Level: 1
  • Room 5: Half Bath, On Level: 1
  • Room 6: Master Bedroom, On Level: 2
  • Room 7: Master Bath, On Level: 2
  • Room 8: Full Bath, On Level: 2
  • Room 9: Bedroom, On Level: 2
  • Room 10: Bedroom, On Level: 2
  • Room 11: Bedroom, On Level: Basement
  • Room 12: Full Bath, On Level: Basement
  • Room 13: Laundry, On Level: Basement
  • Room 14: Family Room, On Level: Basement
  • Total Finished Sq Ft: 3555
  • Above Grade Finished Sq Ft: 2527
  • Basement: Yes
  • Bathroom: 2 Attach Mstr Baths
  • Below Grade Finished Sq Ft: 1028
  • Foundation: Concrete Block
  • Kitchen Appliances Feat: Dishwasher, Disposal, Electric Range, Refrigerator
  • Kitchen Cabinets Counters: Granite
  • Land Description: Landscaped, Nearly Level, Private, Secluded Lot, Wooded
  • Level: 1.5 Story
  • Bathrooms: 3.5
  • Below Grade Bathrooms: 1
  • Number of Main Level Bathrooms: 0.5
  • Number Beds: 4
  • Number Beds Below Grade: 1
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Room Types: Bedroom, Dining Room, Family Room, Full Bath, Great Room, Half Bath, Kitchen, Laundry, Master Bedroom, Sun Room
  • Room Types Level1: Dining Room (L1), Great Room (L1), Half Bath (L1), Kitchen (L1), Sun Room (L1)
  • Room Types Level2: Bedroom (L2+), Full Bath (L2+), Master Bedroom (L2+)
  • Room Types Level B: Bedroom (LB), Family Room (LB), Full Bath (LB), Laundry (LB)
  • Source of Sq Ft: Public Records

Exterior Features

  • Exterior: Vinyl
  • Number Of Acres: 6.71
  • Roof: Composition Shingle
  • Structure Deck Porch: Deck, Porch - Glassed
  • Structure Features: Two Master Bedrooms
  • Structure Floors: Hardwood
  • Structure Security: Gated Community
  • Structure Window Ceiling: Vaulted/Cathedral Ceiling
  • View: Wooded View, Golf Course View
  • Water Property: Pond / Lake
  • Yard: Formal Gardens, Mature, Nearly Level, Private, Rain Gardens, Wooded

Garage/Parking

  • Garage: Yes
  • Driveway: Gravel
  • Unfinished Above Grade Garage: 565
  • Garage Features: Attached, Electricity, Faces Side
  • Number of Car Spaces: 2
  • Total Above Grade Garage: 565

Utilities

  • Cooling: Central AC, Heat Pump
  • Heating: Central Heat, Heat Pump
  • Cable Available: Cable, DSL
  • Gas: Liquid Propane
  • Security: Security Force
  • Sewer/Septic System: Public Sewer
  • Water: Public Water

Condo/Co-op/Association

  • HOA/COA Amenities: Bar/Lounge, Baseball Field, Basketball Court, Beach, Boat Launch, Clubhouse, Community Room, Golf, Lake, Meeting Room, Picnic Area, Play Area, Pool, Soccer Field, Tennis, Volleyball
  • Association Setup Transfer Fee Type: $
  • Association Setup Transfer Fees: 800
  • Association Fee: HOA
  • Association Frequency: Annual
  • Association Includes: Area Maint, Beach, Boat Launch, Club House, Master Ins. Policy, Play Area, Road Maint, Security Force, Snow Removal, Trash Pickup
  • Association Fee: 1187

Lot Info

  • Lot Features: Cul-de-sac, Storage Shed

Building Info

  • Year Built: 1995

Tax Info

  • Year: 2021
  • Taxes: 4465

MLS Schools

  • HighSchool: Fluvanna
  • Middle School: Fluvanna
  • Elementary School: Central (Fluvanna)

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 18, 2021
Closed on
Jul 29, 2021
Sold by
Lazar Charles D and Lazar Donna
Bought by
Seller's Agent
Diane Miller
LONG & FOSTER - LAKE MONTICELLO
Buyer's Agent
KRISTEL HARRIS
EXP REALTY LLC - STAFFORD
List Price
$549,000
Sold Price
$549,000
Current Estimated Value
$671,946

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$122,946
Avg. Annual Appreciation
4.44%
Original Mortgage
$439,200
Outstanding Balance
$390,645
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$293,018

Purchase Details

Closed on
May 31, 2019
Sold by
Schiff Donald D
Bought by
Lazar Charles D and Lazar Donna

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$374,625
Interest Rate
4.2%
Mortgage Type
VA
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in Palmyra, VA

  • BRITTANY GRAY Real Estate Agent - FIND HOMES REALTY LLC

    BRITTANY GRAY

    FIND HOMES REALTY LLC

    (434) 443-5838

    60 Total Sales

    10 in Lake Monticello

    $280K - $335K Price Range

    BRITTANY GRAY
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  • Myra R. Beams Real Estate Agent - REAL BROKER LLC

    Myra R. Beams

    REAL BROKER LLC

    (540) 609-2722

    66 Total Sales

    1 in Lake Monticello

    $46,000 Price

    Myra R. Beams
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  • Doug McGowan Real Estate Agent - RE/MAX REALTY SPECIALISTS-CHARLOTTESVILLE

    Doug McGowan

    RE/MAX REALTY SPECIALISTS-CHARLOTTESVILLE

    (434) 443-7532

    64 Total Sales

    2 in Lake Monticello

    $370,000 Price Range

    Doug McGowan
     Section Image
  • Cynthia Hash Real Estate Agent - FIND HOMES REALTY LLC

    Cynthia Hash

    FIND HOMES REALTY LLC

    (434) 443-7402

    100 Total Sales

    3 in Lake Monticello

    $335K - $343K Price Range

    Cynthia Hash
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  • Errin Kardos-Searcy Real Estate Agent - STORY HOUSE REAL ESTATE

    Errin Kardos-Searcy

    STORY HOUSE REAL ESTATE

    (434) 443-8846

    171 Total Sales

    35 in Lake Monticello

    $20K - $660K Price Range

    Errin Kardos-Searcy
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  • Greg Kaplan Real Estate Agent - RE/MAX ADVANTAGE-WAYNESBORO

    Greg Kaplan

    RE/MAX ADVANTAGE-WAYNESBORO

    (540) 712-8864

    91 Total Sales

    2 in Lake Monticello

    $263K - $559K Price Range

    Greg Kaplan
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$549,000 Old Republic National Title
Lazar Charles D -- Old Republic Title
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $50,000
Open Joslin Robert T $439,200
Previous Owner Lazar Charles D $373,500
Previous Owner Lazar Charles D $374,625
Previous Owner Schiff Donald D $200,000
Previous Owner Schiff Donald D $125,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
08/20/2021 08/20/21 Sold $549,000 0.0% $154 / Sq Ft
07/03/2021 07/03/21 Pending -- -- --
06/18/2021 06/18/21 For Sale $549,000 -- $154 / Sq Ft
Source: Charlottesville area Association of Realtors®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $4,451 $589,600 $80,100 $509,500
2025 $4,422 $596,000 $80,100 $515,900
2024 $40 $474,300 $80,100 $394,200
2023 $4,003 $474,300 $80,100 $394,200
2022 $3,551 $408,200 $87,100 $321,100
2021 $3,551 $408,200 $87,100 $321,100
2020 $3,024 $326,900 $87,100 $239,800
2019 $3,024 $326,900 $87,100 $239,800
2018 $2,860 $315,300 $87,100 $228,200
2017 $2,860 $315,300 $87,100 $228,200
2016 $2,852 $311,000 $87,100 $223,900
2015 $2,701 $311,000 $87,100 $223,900
2014 $2,701 $306,900 $87,100 $219,800
Source: Public Records

Agents Affiliated with this Home

  • Diane Miller Real Estate Agent - LONG & FOSTER - LAKE MONTICELLO

    Seller's Agent in 2021

    Diane Miller

    LONG & FOSTER - LAKE MONTICELLO

    (434) 960-5856

    78 Total Sales

    Diane Miller
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  • Thomas Morace Real Estate Agent - LONG & FOSTER - LAKE MONTICELLO

    Seller Co-Listing Agent in 2021

    Thomas Morace

    LONG & FOSTER - LAKE MONTICELLO

    (434) 962-1625

    29 Total Sales

    Thomas Morace
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  • KRISTEL HARRIS Real Estate Agent - EXP REALTY LLC - STAFFORD

    Buyer's Agent in 2021

    KRISTEL HARRIS

    EXP REALTY LLC - STAFFORD

    (434) 249-9647

    94 Total Sales

    KRISTEL HARRIS
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Map

Source: Charlottesville area Association of Realtors®

MLS Number: 618898

Charlottesville area Association of Realtors®

APN: 18A 11 126

Virginia Fluvanna County Palmyra 22963

5 White Bluff Ct, Palmyra, VA

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Charlottesville area Association of Realtors® IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.

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