$525,000
$13K PRICE DROP

Harbour Village 3001 W 10th St Unit 202 Panama City, FL 32401

Saint Andrews Neighborhood

Estimated payment $6,980/month

Total Views 458
2 Beds
2.5 Baths
1,496 Sq Ft
$351 Price per Sq Ft

Highlights

  • Marina
  • Home fronts a seawall
  • Fishing
  • Boat Dock
  • Heated In Ground Pool
  • 2-minute walk to Oaks By The Bay Park

About This Home

Harbour Village at Historic St. Andrews is an upscale bayfront condominium community, offering luxurious waterfront living in the heart of the vibrant Historic St. Andrews neighborhood. Completed in 2006, this eight-story, 116-unit mid-rise building overlooks the tranquil waters of St. Andrews Bay, blending modern elegance with the area's rich nautical heritage—once a 19th-century fishing village now alive with marinas, eclectic shops along Beck Avenue, and farm-to-table dining just steps away. Gated for security and designed for community connection, Harbour Village appeals to discerning buyers seeking a serene yet social retreat, with no short-term rentals to preserve its residential tranquility. Residents enjoy resort-style amenities that elevate everyday coastal life: a sparkling swimming pool for laps or lounging, a state-of-the-art fitness center, a versatile community room for gatherings and planned social events, an inviting outdoor fireplace for evening chats, and direct access to a private marina with deeded boat slips—ideal for effortless cruises to Shell Island or red drum fishing in the bay. Unit 202 features a West-facing private balcony framing stunning sunset views over the water. Access the balcony from either the Living Room or the Master Suite. The unit boasts many thoughtful upgrades and custom decor, fostering a sense of timeless sophistication that must be seen in person to appreciate. Nestled between St. Andrews Marina and the lush Oaks by the Bay Park (with its boardwalks, ancient live oaks, and holiday light displays), the community is a short stroll to local gems: Alice's on Bayview daily specials, Uncle Ernie's Bayfront Grill for fresh grouper, FINNS for island-style tacos, or the Saturday farmers' market bursting with artisan goods. Quick drives via U.S. 98 lead to Panama City Beach's sugar-white sands or downtown's cultural spots, while Bay District Schools, including nearby Lucille Moore Elementary with its chorus and running clubs, serve families seeking strong elementary options. Harbour Village is a hidden bayside haven where history, harbor breezes, and heartfelt community converge—schedule your private tour today to experience it firsthand.

Listing Agent

Mark Oberg

Berkshire Hathaway HomeServices Beach Properties of Florida License #3400964 Listed on: 11/13/2025

Berkshire Hathaway HomeServices Beach Properties of Florida

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $2,296

Year Built

  • Built in 2006

Lot Details

  • Property fronts a private road
  • Landscaped

HOA Fees

  • $4,022 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Driveway
  • Electric Gate
  • Secured Garage or Parking
  • Community Parking Structure

Home Design

  • Brick Exterior Construction
  • Steel Frame
  • HardiePlank Type
  • Stucco

Interior Spaces

  • Crown Molding
  • High Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Electric Fireplace
  • Double Pane Windows
  • Window Treatments
  • Entrance Foyer
  • Living Room
  • Dining Room
  • Utility Room
  • Tile Flooring

Kitchen

  • Breakfast Bar
  • Warming Drawer
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Split Bedroom Floorplan

Home Security

  • Security Gate
  • Closed Circuit Camera

Accessible Home Design

  • Handicap Accessible

Pool

  • Heated In Ground Pool
  • Gunite Pool
  • Fence Around Pool

Outdoor Features

  • Docks
  • Balcony

Schools

  • Lucille Moore Elementary School
  • Jinks Middle School
  • Bay High School

Utilities

  • Humidity Control
  • Forced Air Heating and Cooling System
  • Underground Utilities
  • High Speed Internet

Community Details

Overview

  • Association fees include management, clubhouse, cable TV, fitness facility, internet, ground maintenance, maintenance structure, pest control, pool(s), sewer, trash, water
  • High-Rise Condominium
  • Harbour Village At Historic St Andrews Subdivision

Amenities

  • Community Barbecue Grill
  • Clubhouse
  • Elevator

Recreation

  • Beach
  • Fishing

Security

  • Card or Code Access
  • Gated Community
  • Fire and Smoke Detector
  • Fire Sprinkler System
  • Fire Escape

Property Details

Home Type

Condominium

Est. Annual Taxes

$2,296

Year Built

Built in 2006

Lot Details

0

HOA Fees

$4,022 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 2006
  • Property Sub Type: Condominium
  • Lot Size: no land conveys
  • Road Frontage Type: City Street, Private Road
  • Road Surface Type: Paved
  • Subdivision Name: Harbour Village At Historic St Andrews
  • Architectural Style: High Rise
  • New Construction: No
  • Property Sub Type Additional: Condominium
  • Special Features: None

Interior Features

  • Appliances: Dishwasher, Disposal, Microwave, Refrigerator, Warming Drawer
  • Interior Amenities: Breakfast Bar, Crown Molding, Fireplace, Handicap Access, High Ceilings, Recessed Lighting, Split Bedrooms, Window Treatments, Entrance Foyer, Utility Room
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplace Features: Electric
  • Fireplace: Yes
  • Flooring: Tile
  • Dining Room Type: Bedroom, Dining Room, Full Bath, Foyer, Half Bath, Kitchen, Laundry, Living Room, Primary Bathroom, Primary Bedroom, Other, Utility Room
  • Window Features: Double Pane Windows

Exterior Features

  • Pool Features: Fenced, Gunite, Electric Heat, In Ground, Community
  • View: Bay
  • View: Yes
  • Waterfront Features: Bay Access, Shoreline - Sand, Shoreline - Natural, Seawall, Waterfront
  • Waterfront: Yes
  • Construction Type: Brick Veneer, HardiPlank Type, Steel Frame, Stucco, Wood Frame
  • Exterior Features: Balcony, Dock
  • Patio And Porch Features: Balcony

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Driveway, Electric Gate, Gated, Paved, Community Structure
  • Garage: Yes
  • Attached Garage: No

Utilities

  • Utilities: Cable Connected, Electricity Available, High Speed Internet Available, Phone Connected, Underground Utilities
  • Security Features: Closed Circuit Camera(s), Fire Escape, Fire Sprinkler System, Secured Garage/Parking, Gated Community, Key Card Entry, Fire Alarm, Security Gate, Smoke Detector(s)
  • Cooling: Central Air, Ceiling Fan(s), Humidity Control
  • Heating: Central, Electric, Forced Air, Fireplace(s), Humidity Control, Separate Meters
  • Green Building Features: Dumpster
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer

Condo/Co-op/Association

  • Association Fee: 12064.88
  • Community Features: Barbecue, Beach, Clubhouse, Dock, Elevator, Fitness Center, Fishing, Marina, Pool, Waterfront, Gated, Sidewalks
  • Amenities: Marina, Boat Ramp, Gated, Gazebo, Barbecue
  • Association Fee Frequency: Quarterly
  • Association: Yes

Fee Information

  • Association Fee Includes: Association Management, Clubhouse, Cable TV, Fitness Facility, Internet, Maintenance Grounds, Maintenance Structure, Pest Control, Pool(s), Sewer, Trash, Water

Schools

  • Middle Or Junior School: Jinks

Lot Info

  • Lot Features: Landscaped, Waterfront, Paved
  • Mobile Dim Units: Feet
  • Zoning Description: Resid Single Family

Multi Family

  • Number Of Units Furnished: None

Tax Info

  • Tax Annual Amount: 2296.0
  • Tax Year: 2025

MLS Schools

  • Elementary School: Lucille Moore
  • High School: Bay

Map

About Harbour Village

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,831 $178,798 -- --
2023 $2,831 $173,590 $0 $0
2022 $2,396 $168,534 $0 $0
2021 $2,361 $163,625 $0 $163,625
2020 $2,389 $163,625 $0 $163,625
2019 $1,985 $163,625 $0 $163,625
2018 $4,432 $289,383 $0 $0
2017 $3,943 $263,075 $0 $0
2016 $4,081 $264,942 $0 $0
2015 $3,900 $240,856 $0 $0
2014 $3,423 $218,960 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/18/2025 11/18/25 Price Changed $525,000 -2.3% $351 / Sq Ft
11/13/2025 11/13/25 For Sale $537,500 -- $359 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Templeton Return R
Warranty Deed $320,000 Attorney
Warranty Deed $450,000 Attorney
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $240,000 New Conventional
Previous Owner $405,000 Purchase Money Mortgage
Source: Public Records

Source: Central Panhandle Association of REALTORS®

MLS Number: 781590

Central Panhandle Association of REALTORS®

APN: 29571-300-005

Florida Bay County Panama City 32401 Saint Andrews

3001 W 10th St Unit 202, Panama City, FL

For Sale

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Panhandle Association of REALTORS® IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

Nearby Homes
Mark Oberg
Listing Agent
Mark Oberg
Section Image
Berkshire Hathaway HomeServices Beach Properties of Florida
(448) 217-2757