Seller's Agent in 2025
Morgan Schmitt
Central MN Realty LLC
(320) 293-5913
2 in this area
109 Total Sales
301 12th St N Cold Spring, MN 56320
4
Beds
3.5
Baths
3,484
Sq Ft
0.33
Acres
Highlights
- Radiant Floor
- Game Room
- The kitchen features windows
- No HOA
- Home Office
- 3 Car Attached Garage
About This Home
As of June 2025Welcome to this beautifully maintained, one-owner home located in a highly desirable neighborhood just minutes from Rocori schools. This spacious 4-bedroom, 4-bathroom property offers the perfect blend of comfort, function, and style. The heart of the home is the inviting kitchen, ideal for entertaining with a large center island, newer appliances, and a walk-in pantry. The open-concept layout flows seamlessly into the informal dining area and cozy living room, creating a perfect space for gatherings. On the main level, you’ll also find a home office, a convenient laundry room located off the garage entrance, a half bath, and an impressive entryway with vaulted ceilings. Retreat to the luxurious primary suite featuring a large walk-in closet and a private en-suite bathroom with dual sink vanity, a jetted tub, and a walk-in shower. The upper level offers two additional bedrooms and a full bath. The newly finished lower level is built for entertaining, complete with a custom built-in wet bar, spacious family room, game area, fourth bedroom, and a full bathroom. Step outside to enjoy the beautifully landscaped backyard with lush grass, raised garden beds, expansive patios, and plenty of space to relax or entertain. The finished, heated 3-stall garage offers ample storage and additional space to entertain. Additional highlights include hardwood floors, a newly painted main level, a sprinkler system, and newer furnace and water heater, and park within walking distance. Don’t miss your chance to own this move-in-ready home in a prime location!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,872
Year Built
- Built in 2003
Lot Details
- 0.33 Acre Lot
- Lot Dimensions are 92x135x100x178
Parking
- 3 Car Attached Garage
- Heated Garage
- Insulated Garage
Home Design
- Pitched Roof
- Architectural Shingle Roof
- Steel Siding
Interior Spaces
- 2-Story Property
- Gas Fireplace
- Family Room
- Dining Room
- Home Office
- Game Room
- Radiant Floor
Kitchen
- Range
- Microwave
- Dishwasher
- The kitchen features windows
Bedrooms and Bathrooms
- 4 Bedrooms
Laundry
- Laundry Room
- Dryer
- Washer
Finished Basement
- Basement Fills Entire Space Under The House
- Block Basement Construction
- Basement Window Egress
Eco-Friendly Details
- Air Exchanger
Utilities
- Forced Air Heating and Cooling System
- Water Softener is Owned
Community Details
- No Home Owners Association
- North Pointe Subdivision
Listing and Financial Details
- Assessor Parcel Number 48296860302
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 11, 2025
Closed on
Jun 20, 2025
Sold by
Stalboerger Eric and Stalboerger Melissa
Bought by
Loehning Zachary and Loehning Brittany
Seller's Agent
Morgan Schmitt
Central MN Realty LLC
Buyer's Agent
Brenda Boyer
Central MN Realty LLC
List Price
$474,900
Sold Price
$474,900
Views
11
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$11,892
Avg. Annual Appreciation
6.07%
Original Mortgage
$451,250
Outstanding Balance
$450,110
Interest Rate
6.89%
Mortgage Type
New Conventional
Estimated Equity
$36,682
Purchase Details
Closed on
Aug 7, 2003
Sold by
Backes Charles
Bought by
Stalboerger Eric
Purchase Details
Closed on
Oct 1, 2001
Sold by
Backes Charles
Bought by
Stalboerger Eric
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $475,000 | -- | |
| Warranty Deed | $475,000 | Key Title & Closing Services | |
| Deed | $31,000 | -- | |
| Deed | $31,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $451,250 | New Conventional | |
| Closed | $451,250 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 06/20/2025 06/20/25 | Sold | $474,900 | 0.0% | $136 / Sq Ft |
| 05/18/2025 05/18/25 | Pending | -- | -- | -- |
| 05/15/2025 05/15/25 | For Sale | $474,900 | -- | $136 / Sq Ft |
Source: NorthstarMLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,018 | $412,600 | $50,800 | $361,800 |
| 2024 | $4,872 | $410,800 | $50,800 | $360,000 |
| 2023 | $4,730 | $408,300 | $50,800 | $357,500 |
| 2022 | $4,328 | $326,500 | $42,000 | $284,500 |
| 2021 | $4,250 | $326,500 | $42,000 | $284,500 |
| 2020 | $4,002 | $315,900 | $42,000 | $273,900 |
| 2019 | $3,830 | $295,700 | $42,000 | $253,700 |
| 2018 | $3,574 | $253,700 | $35,000 | $218,700 |
| 2017 | $3,600 | $248,800 | $35,000 | $213,800 |
| 2016 | $3,370 | $0 | $0 | $0 |
| 2015 | $3,234 | $0 | $0 | $0 |
| 2014 | -- | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Morgan Schmitt
-
Lisa Thompson
Seller Co-Listing Agent in 2025
Lisa Thompson
Central MN Realty LLC
(320) 212-0952
3 in this area
86 Total Sales
-
Brenda Boyer
Buyer's Agent in 2025
Brenda Boyer
Central MN Realty LLC
(651) 592-6937
1 in this area
14 Total Sales
Map
Source: NorthstarMLS
MLS Number: 6719149
APN: 48.29686.0302
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