NOT LISTED FOR SALE

301 Waterbury Cir Unit 1 Oswego, IL 60543

North Oswego Neighborhood

Estimated Value: $331,000 - $365,000

4 Beds
3 Baths
1,860 Sq Ft
$186/Sq Ft Est. Value

Last Sold March 25, 2019

Last sale price $233,000 $125 Per Sq Ft

Est. 49% increase in value since last sale

Current estimated payment $2,565/month

73 Days on Market

Highlights

  • Deck
  • Wood Flooring
  • Walk-In Pantry
  • Churchill Elementary School Rated A-
  • Corner Lot
  • 2-minute walk to Ogden Falls Park

About This Home

As of March 2019

THIS IS A FANNIE MAE HOMEPATH PROPERTY! GREAT 4 BED/4 BATH SINGLE FAMILY HOME LOCATED ON LARGER CORNER LOT THAT HAS BEEN REMODELED FOR YOUR BUYERS! NEW PAINT AND FLOORING THRU-OUT ENTIRE HOUSE! NEW KITCHEN AND APPLIANCES, NEW FURNACE! MAIN FLOOR HAS LARGE EAT-IN KITCHEN W/GRANITE AND S/S APPLS. HARDWOOD FLOORS, GAS FIREPLACE, PERFECT MASTER SUITE W/ SOAKER AND DOUBLE SINK, MASTER WALK-IN CLOSET, 3 ADDITIONAL BEDROOMS AND ADDITIONAL FULL BATH COMPLETE THE UPSTAIRS! BASEMENT-ADDITIONAL 600 ST+ OF UNFINISHED LIVING SPACE JUST WAITING TO BE FINISHED! TWO CAR ATTACHED GARAGE !MINUTES TO HIGHWAYS/FITNESS/SHOPPING & DINING.

Last Listed By

John Hoffman

Whyrent Real Estate Company License #471001421 Listed on: 11/20/2018

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,860

Year Built

  • 1998

Lot Details

  • Corner Lot
  • Irregular Lot

HOA Fees

  • $55 per month

Parking

  • Attached Garage
  • Driveway
  • Parking Included in Price
  • Garage Is Owned

Home Design

  • Slab Foundation
  • Asphalt Shingled Roof
  • Vinyl Siding

Kitchen

  • Breakfast Bar
  • Walk-In Pantry

Bedrooms and Bathrooms

  • Primary Bathroom is a Full Bathroom
  • Dual Sinks

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Additional Features

  • Wood Flooring
  • Laundry on main level
  • Partial Basement
  • Deck

Listing and Financial Details

  • Homeowner Tax Exemptions
  • $2,500 Seller Concession

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,860

Year Built

1998

Lot Details

0

HOA Fees

$55 per month

Parking

2

Listing Details

  • Property Type: Detached Single
  • General Information: School Bus Service
  • Age: 21-25 Years
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Number Interior Fireplaces: 1
  • Ownership: Fee Simple w/ HO Assn.
  • Total Full or Half Bathrooms: 2.1
  • Type Detached: 2 Stories
  • Estimated Year Built: 1998
  • Tax Exemptions: Homeowner
  • Special Features: 20
  • Property Sub Type: Detached
  • Year Built: 1998

Interior Features

  • Interior Property Features: Hardwood Floors, 1st Floor Laundry
  • Number Of Rooms: 7
  • Living Room: Dimensions: 14X10, On Level: Main Level
  • Attic: Unfinished
  • Fireplace Location: Family Room
  • Basement: Partial
  • Basement: Unfinished
  • Bedrooms All Levels: 4
  • Primary Bedroom Bath: Full
  • Bathroom Amenities: Double Sink
  • Above Grade Bedrooms: 4
  • Laundry: Dimensions: 06X08, On Level: Main Level, Flooring: Hardwood
  • Kitchen Type: Dimensions: 15X10, On Level: Main Level
  • Kitchen Type: Eating Area-Table Space, Pantry-Closet
  • Additional Rooms: No additional rooms
  • Master Bedroom: Dimensions: 15X13, On Level: 2nd Level
  • Bedroom 2: Dimensions: 11X10, On Level: 2nd Level
  • Bedroom 3: Dimensions: 11X10, On Level: 2nd Level
  • Bedroom 4: Dimensions: 10X10, On Level: 2nd Level
  • Estimated Sq Ft: 1860
  • Basement Sq Ft: 670
  • Family Room: Dimensions: 21X10, On Level: Basement

Exterior Features

  • Foundation: Concrete
  • Lot Size: .25-.49 Acre
  • Exterior Building Type: Vinyl Siding
  • Roof Type: Asphalt/Glass (Shingles)
  • Exterior Property Features: Deck
  • Acreage: 0.1024

Garage/Parking

  • Number of Cars: 2
  • Parking: Garage
  • Garage Type: Attached
  • Garage On Site: Yes
  • Number Garage Spaces: 2
  • Driveway: Concrete
  • Parking Included In Price: Yes
  • Garage Ownership: Owned

Utilities

  • Electricity: Circuit Breakers
  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas, Forced Air

Condo/Co-op/Association

  • Fee Frequency: Monthly
  • Assessment Includes: Lawn Care
  • Special Assessments: U
  • Assessment Association Fees: 55
  • Management Phone: 000-000-0000

Schools

  • School District: 308
  • Junior High Dist: 308

Lot Info

  • Lot Dimensions: 26X35X70X48X23X91
  • Lot Description: Corner, Irregular
  • Parcel Identification Number: 0302453008

Tax Info

  • Taxes: 5871.92

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 20, 2018
Closed on
Mar 22, 2019
Sold by
Fannie Mae
Bought by
Thompson Gbean Sarah and Thompson Gbean
Seller's Agent
John Hoffman
Whyrent Real Estate Company
Buyer's Agent
Enrique Salas
Coldwell Banker Realty
List Price
$252,000
Sold Price
$233,000
Premium/Discount to List
-$19,000
-7.54%
Total Days on Market
73
Current Estimated Value
$346,245

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$113,245
Avg. Annual Appreciation
6.62%
Original Mortgage
$228,779
Interest Rate
5.2%
Mortgage Type
FHA

Purchase Details

Closed on
Mar 21, 2018
Sold by
Mcgunigall Mandy and Stearns Lending Llc
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Apr 2, 1998
Sold by
Lord & Essex Inc
Bought by
Davis Melvin A and Mcgunigall Mandy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$150,460
Interest Rate
7.26%
Mortgage Type
FHA

Range of Values:

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Average Value
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Thompson Gbean Sarah $233,000 First American Title
Federal National Mortgage Association -- Premier Title
Davis Melvin A $155,500 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Gbean Sarah $228,779
Closed Thompson Gbean Sarah $228,779
Previous Owner Mcgunigall Mandy $210,500
Previous Owner Davis Melvin A $224,800
Previous Owner Mcgunigall Mandy $221,350
Previous Owner Davis Melvin A $151,864
Previous Owner Davis Melvin A $150,460
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/25/2019 03/25/19 Sold $233,000 +0.2% $125 / Sq Ft
02/01/2019 02/01/19 Pending -- -- --
01/16/2019 01/16/19 Price Changed $232,500 -3.9% $125 / Sq Ft
12/18/2018 12/18/18 Price Changed $242,000 -4.0% $130 / Sq Ft
11/20/2018 11/20/18 For Sale $252,000 -- $135 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $6,860 $89,351 $13,374 $75,977
2022 $6,860 $81,974 $12,270 $69,704
2021 $6,475 $75,206 $11,257 $63,949
2020 $6,266 $72,313 $10,824 $61,489
2019 $6,425 $72,935 $10,824 $62,111
2018 $6,067 $68,657 $10,189 $58,468
2017 $5,872 $63,279 $9,391 $53,888
2016 $5,615 $59,980 $8,901 $51,079
2015 $5,240 $54,036 $8,019 $46,017
2014 -- $52,462 $7,785 $44,677
2013 -- $52,992 $7,864 $45,128
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD10142089

Midwest Real Estate Data (MRED)

APN: 03-02-453-008