$595,000
SOLD SEP 26, 2025
5 Beds
4 Baths
3,556 Sq Ft
2009 Built

Recently Sold

$167 Per Sq Ft

5% Below List Price

6 Days on Market

Highlights

  • Lake Front
  • Home Theater
  • Landscaped Professionally
  • Oswego High School Rated A-
  • Cape Cod Architecture
  • Property is near a park

About This Home

As of September 2025

Welcome to this impressive 3,556 sq ft brick-front and water-view beauty with a 3-car garage packed with charm, space, and stylish updates! With 5 bedrooms and 4 bathrooms, this home features gleaming hardwood flooring throughout the main level and most of the upstairs except for the hallway, plus custom window trim that add elegance throughout. The traditional floor plan is both functional and inviting. You'll love the living room with an open feel, the formal dining room ready for holiday dinners, and the family room's stunning custom fireplace with classic touch. The heart of the home is the updated kitchen, a large center island, faux granite countertops, stainless steel appliances. It's the kind of space that makes cooking feel like a treat! Wine/coffee station is a must. Upstairs, the primary suite is a total showstopper- with a massive room for dressing prior to entering the walkin closet. The primary bath offers dual sinks, a soaking jacuzzi tub and separate shower. Bedrooms 2, 3 and 4 have their own walk-in closets. The finished basement is where the fun begins-enjoy entertainment in your own home discotech for dancing or karaoke, or gather around the rustic, tavern-style wet bar with its stone backsplash, beverage cooler, and plenty of space for snacks and spirits. You'll also find a spacious 5th bedroom, a private office, and a large storage room. Outside is your private escape-mature trees, perennial gardens, a brick paver patio with firepit and built-in seating, and peaceful views of the pond where you can drop your paddle boat in to enjoy the serenity. Close to top-rated schools, shopping, dining, and everything you need-this home truly has it all.

Last Agent to Sell the Property

Vince Dinh

HomeSmart Connect LLC License #475132487 Listed on: 08/18/2025

HomeSmart Connect LLC

Last Buyer's Agent

Shrishail Virupannavar

Charles Rutenberg Realty of IL License #475134465

Charles Rutenberg Realty of IL

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,906

Year Built

  • Built in 2009

Lot Details

  • Lot Dimensions are 76x123
  • Lake Front
  • Landscaped Professionally
  • Paved or Partially Paved Lot

HOA Fees

  • $33 Monthly HOA Fees

Parking

  • 3 Car Garage
  • Driveway
  • Parking Included in Price

Home Design

  • Cape Cod Architecture
  • Traditional Architecture
  • Brick Exterior Construction
  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 3,556 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Attached Fireplace Door
  • Gas Log Fireplace
  • French Doors
  • Family Room with Fireplace
  • Sitting Room
  • Living Room
  • Formal Dining Room
  • Home Theater
  • Den
  • Sun or Florida Room
  • Storage Room
  • Wood Flooring
  • Water Views
  • Carbon Monoxide Detectors

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Bedrooms and Bathrooms

  • 5 Bedrooms
  • 5 Potential Bedrooms
  • Bathroom on Main Level
  • 4 Full Bathrooms
  • Dual Sinks
  • Whirlpool Bathtub
  • Separate Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer

Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Finished Basement Bathroom

Outdoor Features

  • Patio
  • Fire Pit

Location

  • Property is near a park

Schools

  • Prairie Point Elementary School
  • Traughber Junior High School
  • Oswego High School

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • Manager Association, Phone Number (815) 886-6241
  • Custom
  • Property managed by Ashcroft Place HOA

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,906

Year Built

Built in 2009

Lot Details

0

HOA Fees

$33 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • ArchitecturalStyle: Traditional, Cape Cod
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Year Built: 2009
  • Age: 16-20 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Refrigerator
  • Basement: Finished, Full
  • Full Bathrooms: 4
  • Total Bathrooms: 4
  • Total Bedrooms: 5
  • Door Features: French Doors
  • Fireplace Features: Attached Fireplace Doors/Screen, Gas Log, Gas Starter
  • Fireplaces: 1
  • Flooring: Hardwood
  • Interior Amenities: Cathedral Ceiling(s), 1st Floor Full Bath
  • LivingArea: 3556
  • Other Equipment: CO Detectors, Ceiling Fan(s), Sump Pump
  • Room Type: Den, Media Room, Sitting Room, Sun Room, Storage, Bedroom 5
  • Estimated Total Finished Sq Ft: 0
  • Bathroom Amenities: Whirlpool,Separate Shower,Double Sink
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 1
  • Dining Room: Separate
  • Fireplace Location: Family Room
  • Total Sq Ft: 0
  • Flooring: Hardwood

Exterior Features

  • Construction Materials: Vinyl Siding, Brick
  • ExteriorFeatures: Fire Pit
  • Foundation Details: Concrete Perimeter
  • Lot Features: Landscaped
  • Patio And Porch Features: Patio
  • Roof: Asphalt
  • View: Water
  • Waterfront Features: Lake Front
  • Waterfront: Yes

Garage/Parking

  • Garage Spaces: 3
  • Parking Features: Concrete, Garage Door Opener, On Site, Garage Owned, Attached, Garage
  • ParkingTotal: 3

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air, Zoned
  • Electric: Circuit Breakers
  • Heating: Natural Gas, Forced Air, Zoned
  • Laundry Features: Main Level
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 33
  • Association Fee Frequency: Monthly
  • Community Features: Park, Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Ashcroft Place HOA
  • Management Contact Name: Manager
  • Management Phone: 815-886-6241

Fee Information

  • Association Fee Includes: Other

Schools

  • Elementary School: Prairie Point Elementary School
  • High School: Oswego High School
  • Middle/Junior School: Traughber Junior High School

Lot Info

  • Additional Parcels: No
  • Lot Dimensions: 76X123
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 8
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 10906
  • Tax Year: 2024
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 18, 2025
Closed on
Sep 11, 2025
Sold by
Quach Long and Quach Melinda
Bought by
Kumar Hariom and Thakur Sangeeta
Seller's Agent
Vince Dinh
HomeSmart Connect LLC
Buyer's Agent
Shrishail Virupannavar
Charles Rutenberg Realty of IL
List Price
$625,000
Sold Price
$595,000
Premium/Discount to List
-$30,000
-4.8%
Views
11

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
70.14%
Original Mortgage
$476,000
Outstanding Balance
$474,218
Interest Rate
4.99%
Mortgage Type
New Conventional
Estimated Equity
$146,626

Purchase Details

Listed on
Aug 26, 2016
Closed on
Sep 29, 2016
Sold by
Cumbey Thomas L and Cumbey Tina M
Bought by
Quach Long and Quach Melinda
Seller's Agent
Terry Anderson
john greene, Realtor
Buyer's Agent
Susan Hoffman
john greene, Realtor
List Price
$325,000
Sold Price
$325,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.96%

Purchase Details

Closed on
Nov 23, 2011
Sold by
Board Of Education Of Oswego Community U
Bought by
Cumbey Thomas L and Cumbey Tina M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$255,000
Interest Rate
4.02%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 29, 2008
Sold by
Wiseman Hughes Enterprises Inc
Bought by
Board Of Education Of Oswego Community U
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- None Listed On Document
Warranty Deed $325,000 North National Title
Warranty Deed -- Fidelity National Title
Warranty Deed -- Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $476,000 New Conventional
Previous Owner $255,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/26/2025 09/26/25 Sold $595,000 -4.8% $167 / Sq Ft
08/24/2025 08/24/25 Pending -- -- --
08/18/2025 08/18/25 For Sale $625,000 +92.3% $176 / Sq Ft
10/03/2016 10/03/16 Sold $325,000 0.0% $91 / Sq Ft View Prior Sale
09/01/2016 09/01/16 Pending -- -- --
08/31/2016 08/31/16 For Sale $325,000 0.0% $91 / Sq Ft
08/29/2016 08/29/16 Pending -- -- --
08/26/2016 08/26/16 For Sale $325,000 -- $91 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $10,907 $141,535 $35,591 $105,944
2023 $9,926 $127,509 $32,064 $95,445
2022 $9,926 $115,917 $29,149 $86,768
2021 $9,575 $108,334 $27,242 $81,092
2020 $9,182 $103,175 $25,945 $77,230
2019 $9,637 $106,393 $25,945 $80,448
2018 $9,356 $102,488 $24,993 $77,495
2017 $9,068 $94,459 $23,035 $71,424
2016 $8,688 $89,534 $21,834 $67,700
2015 $8,692 $85,679 $20,894 $64,785
2014 -- $80,829 $19,711 $61,118
2013 -- $81,645 $19,910 $61,735
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12448687

Midwest Real Estate Data (MRED)

APN: 03-21-375-013