NOT LISTED FOR SALE

302 Spruce St Tower, MN 55790

Estimated Value: $91,338

-- Bed
2 Baths
3,561 Sq Ft
$26/Sq Ft Est. Value

Last Sold November 15, 2023

Last sale price $80,000 $22 Per Sq Ft

Est. 14% increase in value since last sale

Current estimated payment $489/month

2 Days on Market

Highlights

  • Corner Lot
  • Entrance Foyer
  • 1-Story Property
  • No HOA
  • Wheelchair Ramps
  • Forced Air Heating and Cooling System

About This Home

As of November 2023

Well Maintained Church Ready For New Use! 3,500 SF between two floors. Multiple entries offer potential to divide space for residence/apartments or use as it is. Just Blocks To Lake Vermilion Public Landing, Short Distance To Beach, 8 Mi to Golf & Dining at Fortune Bay, 22 Mi to Virginia, 18 Mi to Championship Golf, Skiing & Dining at Giants Ridge, 2 Mi to two state parks. Accessible front entry with large double doors right across from huge open green space and clinic. Corner lot. Walk thru this property on your computer—click link for 3D tour!

Last Buyer's Agent

NON-RMLS NON-RMLS

Non-MLS

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1936

Lot Details

  • 0.9 Acre Lot
  • Lot Dimensions are 100x70
  • Corner Lot
  • Few Trees

Parking

  • Paved Parking

Home Design

  • Wood Siding

Interior Spaces

  • 2 Bathrooms
  • 1-Story Property
  • Entrance Foyer
  • Dishwasher

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Block Basement Construction
  • Natural lighting in basement

Accessible Home Design

  • Wheelchair Ramps

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Oil
  • 200+ Amp Service

Community Details

  • No Home Owners Association
  • Tower Subdivision

Listing and Financial Details

  • Assessor Parcel Number 080001002160

Home Details

Home Type

Single Family

Year Built

Built in 1936

Lot Details

0

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Accessibility Features: Wheelchair Ramp(s)
  • Water Source: City Water - In Street
  • Year Built: 1936
  • Above Grade Finished Sq Ft: 1740
  • Unit Levels: One
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Basement: Block, Daylight/Lookout Windows, Finished, Full, Walkout
  • Appliances: Dishwasher
  • Living Area: 3561
  • Fireplace: No
  • Below Grade Finished Sq Ft: 1821
  • Basement YN: Yes
  • Dining Room Type: Kitchen, Other Room, Foyer

Beds/Baths

  • Half Bathrooms: 2

Exterior Features

  • Roof: Asphalt
  • ConstructionMaterialsDesc: Frame

Garage/Parking

  • Parking Features: Paved

Utilities

  • Heating: Forced Air
  • Sewer: City Sewer - In Street
  • Electric: 200+ Amp Service
  • Fuel: Oil
  • Power Company: Minnesota Power

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Natural Woodwork,Vaulted Ceiling(s)

Schools

  • Junior High Dist: St. Louis County
  • SchoolDistrictPhone: 218-749-8130

Lot Info

  • PropertyAttachedYN: No
  • Lot Size: 100x70
  • Lot Size Sq Ft: 39204
  • Land Lease: No
  • Lot Features: Corner Lot, Some Trees
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • ResoLotSizeUnits: Acres
  • AssessmentPending: Yes
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Wood Siding

Tax Info

  • Tax Year: 2023
  • Assessor Parcel Number: 080001002160
  • TaxWithAssessments: 125.0000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 15, 2023
Closed on
Nov 15, 2023
Sold by
St James Presbyterian Church Of Tower In
Bought by
North St Louis Cnty Habitat/Hu
Buyer's Agent
NON-RMLS NON-RMLS
Non-MLS
List Price
$80,000
Sold Price
$80,000
Views
33
Current Estimated Value
$91,338

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$11,338
Avg. Annual Appreciation
6.45%
Original Mortgage
$60,000
Outstanding Balance
$39,694
Interest Rate
7.76%
Mortgage Type
New Conventional
Estimated Equity
$51,644
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
North St Louis Cnty Habitat/Hu $500 None Listed On Document
Arrowhead Economic Opportunity $80,000 None Listed On Document
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Arrowhead Economic Opportunity $60,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/15/2023 11/15/23 Sold $80,000 0.0% $22 / Sq Ft
08/19/2023 08/19/23 Pending -- -- --
08/17/2023 08/17/23 For Sale $80,000 -- $22 / Sq Ft
Source: NorthstarMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $125 $71,900 $3,900 $68,000
2023 $125 $59,000 $3,500 $55,500
2022 $80 $51,800 $5,400 $46,400
2021 $80 $45,200 $4,700 $40,500
2020 $70 $45,200 $4,700 $40,500
2019 $70 $40,500 $4,700 $35,800
2018 $70 $38,000 $4,500 $33,500
2017 $105 $38,000 $4,500 $33,500
2016 $105 $38,000 $4,500 $33,500
2015 $60 $0 $0 $0
2014 $60 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

See All Agents

Map

Source: NorthstarMLS

MLS Number: 6417921

NorthstarMLS

APN: 080001002160