3022 Chalkstone Ave Unit 1 Elgin, IL 60124
Providence NeighborhoodEstimated Value: $462,000 - $505,000
4
Beds
2.5
Baths
3,070
Sq Ft
$160/Sq Ft
Est. Value
Highlights
- Property is near a park
- Wood Flooring
- Den
- Country Trails Elementary School Rated A-
- Loft
- 4-minute walk to Settlers Park
About This Home
As of February 2023Better than new! Dare to Compare! Fenced yard, window treatments, lux kitchen, landscaping, etc. Incredible 2 story home in Providence - District 301 Schools! Step in and prepare to fall in love! Large 11x8 foyer featuring Cali Bamboo flooring leading through the home and into the fabulous Kitchen. Formal living and dining rooms are combined allowing for flex entertaining/living space. The gourmet white kitchen boasts an incredible over-sized granite island with complimentary quartz tops and subway tiled backsplash. Additional features include the white farm sink, upgraded appliances, bamboo flooring, and the enormous window-filled eating area and French door leading to the fenced backyard. Open from the kitchen is the spacious family room, again with window views to the back. The floorplan includes a main-floor den/office (lux laminate flooring), and a large main-floor laundry/mudroom offering an extra-long folding counter & large closet. The second floor offers 4 spacious bedrooms and an extra loft area with more closet space. The 17x16 master suite boasts an amazing walk-in closet (huge) and a beautifully updated full bathroom with over-sized vanity and separate toilet closet. 2 of the 3 other bedrooms offer walk-in closets. Whole house fan located in upstairs hall. White wood-blinds throughout. New updated light fixtures in upper hall, and main floor. Radon mitigation system, utility sink in basement, water softener, & humidifier. Cedar exterior painted in 2019. Unfinished and dry basement with loads of built-in storage shelving...awaiting your finishing ideas. Over-sized garage with storage shelving. An absolute WOW!
Last Agent to Sell the Property
Keller Williams Inspire - Geneva License #471014533 Listed on: 01/06/2023
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $10,046
Year Built
- Built in 2005
Lot Details
- 8,638 Sq Ft Lot
- Lot Dimensions are 71x125
- Fenced Yard
- Paved or Partially Paved Lot
HOA Fees
- $25 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Garage Transmitter
- Garage Door Opener
- Driveway
- Parking Space is Owned
Home Design
- Asphalt Roof
- Concrete Perimeter Foundation
- Cedar
Interior Spaces
- 3,070 Sq Ft Home
- 2-Story Property
- Whole House Fan
- Entrance Foyer
- Family Room
- Living Room
- Dining Room
- Den
- Loft
- Wood Flooring
Kitchen
- Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
Laundry
- Laundry Room
- Laundry on main level
Unfinished Basement
- Partial Basement
- Crawl Space
Location
- Property is near a park
Schools
- Country Trails Elementary School
- Prairie Knolls Middle School
- Central High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Water Softener is Owned
Community Details
- Association Phone (630) 620-1133
- Providence Subdivision
- Property managed by ACM Management
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 6, 2023
Closed on
Feb 10, 2023
Sold by
Pignotti Michael James and Pignotti Melanie Renee
Bought by
Loader Kathy L
Seller's Agent
Carrie Ellsworth
Keller Williams Inspire - Geneva
Buyer's Agent
Shawn Kinney
Real People Realty
List Price
$439,900
Sold Price
$423,000
Premium/Discount to List
-$16,900
-3.84%
Views
36
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$66,893
Avg. Annual Appreciation
5.63%
Original Mortgage
$338,400
Outstanding Balance
$329,054
Interest Rate
5.99%
Mortgage Type
New Conventional
Estimated Equity
$151,283
Purchase Details
Listed on
Jun 2, 2016
Closed on
Oct 6, 2016
Sold by
Cook Taylor F and Cook Shondra L
Bought by
Pignotti Michael James and Pignotti Melanie Renee
Seller's Agent
Robert McBroom
Coldwell Banker Real Estate Group
Buyer's Agent
Edie Glenn
Coldwell Banker Realty
List Price
$315,000
Sold Price
$294,000
Premium/Discount to List
-$21,000
-6.67%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.86%
Original Mortgage
$288,674
Interest Rate
3.25%
Mortgage Type
FHA
Purchase Details
Closed on
Sep 28, 2011
Sold by
Sayeed Ashraf
Bought by
Cook Shondra L and Cook Taylor F
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$145,000
Interest Rate
4.23%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 28, 2005
Sold by
Pinnacle Corp
Bought by
Sayeed Ashraf
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$240,000
Interest Rate
5.37%
Mortgage Type
New Conventional
Similar Homes in Elgin, IL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Loader Kathy L | $423,000 | First American Title | |
| Pignotti Michael James | $294,000 | Fidelity National Title | |
| Cook Shondra L | $210,000 | Affinity Title Services Llc | |
| Sayeed Ashraf | $303,500 | Chicago Title Insurance Comp |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Loader Kathy L | $338,400 | |
| Previous Owner | Pignotti Michael James | $141,900 | |
| Previous Owner | Pignotti Michael James | $288,674 | |
| Previous Owner | Cook Shondra L | $145,000 | |
| Previous Owner | Sayeed Ashraf | $52,000 | |
| Previous Owner | Sayeed Ashraf | $240,000 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 02/24/2023 02/24/23 | Sold | $423,000 | -3.8% | $138 / Sq Ft |
| 01/13/2023 01/13/23 | Pending | -- | -- | -- |
| 01/06/2023 01/06/23 | For Sale | $439,900 | +49.6% | $143 / Sq Ft |
| 10/06/2016 10/06/16 | Sold | $294,000 | -3.6% | $98 / Sq Ft |
| 08/02/2016 08/02/16 | Pending | -- | -- | -- |
| 07/21/2016 07/21/16 | Price Changed | $305,000 | -1.6% | $102 / Sq Ft |
| 06/29/2016 06/29/16 | Price Changed | $310,000 | -1.6% | $103 / Sq Ft |
| 06/02/2016 06/02/16 | For Sale | $315,000 | -- | $105 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $11,022 | $125,507 | $35,981 | $89,526 |
| 2022 | $10,389 | $114,440 | $32,808 | $81,632 |
| 2021 | $10,046 | $106,993 | $30,673 | $76,320 |
| 2020 | $9,754 | $102,141 | $29,282 | $72,859 |
| 2019 | $9,458 | $97,296 | $27,893 | $69,403 |
| 2018 | $10,010 | $101,574 | $26,277 | $75,297 |
| 2017 | $9,637 | $96,024 | $24,841 | $71,183 |
| 2016 | $9,605 | $89,085 | $23,046 | $66,039 |
| 2015 | -- | $81,655 | $21,124 | $60,531 |
| 2014 | -- | $69,413 | $20,863 | $48,550 |
| 2013 | -- | $71,244 | $21,413 | $49,831 |
Source: Public Records
Agents Affiliated with this Home
-
Carrie Ellsworth
Seller's Agent in 2023
Carrie Ellsworth
Keller Williams Inspire - Geneva
(847) 514-8595
1 in this area
38 Total Sales
-
Shawn Kinney
Buyer's Agent in 2023
Shawn Kinney
Real People Realty
(630) 488-0992
1 in this area
29 Total Sales
-
Seller's Agent in 2016
Robert McBroom
Coldwell Banker Real Estate Group
-
Edie Glenn
Buyer's Agent in 2016
Edie Glenn
Coldwell Banker Realty
(630) 330-1080
15 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 11696718
APN: 06-17-301-007
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