$927,770
PENDING

3025 Osprey Cir Panama City, FL 32405

Estimated payment $5,563/month

Total Views 7,417
5 Beds
5.5 Baths
4,444 Sq Ft
$209 Price per Sq Ft

Highlights

  • In Ground Pool
  • Sauna
  • Recreation Room
  • A. Crawford Mosley High School Rated A-
  • Craftsman Architecture
  • Furnished

About This Home

Welcome to 3025 Osprey Cir, a stunning 5-bedroom, 6-bathroom home located in the desirable Osprey Cove subdivision of Lynn Haven, FL. Built in 2018 by Ledman Construction. One of Bay County's most reputable builders. This 4,444 sq ft Craftsman-style residence offers both quality and luxury on a spacious 0.87-acre lot. PLEASE CONTACT LISTING AGENT FOR UNFURNISHED LISTING PRICE!

Each of the five bedrooms is ensuite, offering private full baths, while a stylish half bath serves guests. The home is fully climate-controlled with forced air heating, a heat pump, surround sound system and both electric and propane systems (tank buried), along with central cooling.
Inside, you'll find elegant marble tile flooring throughout the main living areas, kitchen, and bathrooms, complemented by luxury laminate in all bedrooms. The kitchen features stainless steel GE Profile appliances including a refrigerator, oven/range, microwave, dishwasher, and garbage disposal. A washer and dryer are also included.
The open-concept floorplan flows seamlessly between the living room, dining space, and kitchen—perfect for entertaining. The living room showcases a contemporary electric fireplace and sleek modern finishes, while the formal dining area and secondary seating areas add refined versatility.
Step outside to your own private retreat—complete with a remote-controlled pool and spa system managed conveniently through a mobile app. A covered patio with pavers, an outdoor shower, and a fully enclosed entertaining area with a built-in grill make this space ideal for outdoor living. For wellness and relaxation, the home includes a cedar sauna with both interior access from the primary suite and exterior access from the pool area.
Additional exterior highlights include a mix of shingle, stone, wood, brick, well pump for back yard irrigation and cement/concrete finishes for a rich and timeless look. The attached 2-car garage offers convenience, and the HOA is just $330 annually.
Osprey Cove is a quiet, custom-home community with easy access to Lynn Haven, Panama City, local parks, the Farmers Market, and nearby recreational spots. This property truly combines upscale finishes, thoughtful design, and everyday comfort in one complete package. Contact your agent and schedule a showing today! All measurements and pertinent information to be verified by the buyer if important.

Listing Agent

Ayesha Albibi

Centergate Realty LLC License #SL3337069 Listed on: 04/28/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,960

Year Built

  • Built in 2018

Lot Details

  • 0.87 Acre Lot
  • Fenced
  • Landscaped
  • Sprinkler System

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Craftsman Architecture
  • Exterior Columns
  • Brick Exterior Construction
  • Slab Foundation
  • Shingle Roof
  • Composition Roof
  • HardiePlank Type
  • Stone

Interior Spaces

  • 4,444 Sq Ft Home
  • Wet Bar
  • Furnished
  • Ceiling Fan
  • Recessed Lighting
  • Electric Fireplace
  • Family Room
  • Dining Room
  • Home Office
  • Recreation Room
  • Loft
  • Bonus Room
  • Sauna

Kitchen

  • Breakfast Bar
  • Electric Oven
  • Electric Cooktop
  • Range Hood
  • Microwave
  • Dishwasher
  • ENERGY STAR Qualified Appliances
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 5 Bedrooms

Laundry

  • Dryer
  • Washer

Home Security

  • Smart Home
  • Smart Thermostat
  • Fire and Smoke Detector

Eco-Friendly Details

  • ENERGY STAR Qualified Equipment for Heating

Pool

  • In Ground Pool
  • Spa
  • Outdoor Shower

Outdoor Features

  • Patio
  • Rain Gutters

Schools

  • Hiland Park Elementary School
  • Mowat Middle School
  • Mosley High School

Utilities

  • Multiple cooling system units
  • Forced Air Heating and Cooling System
  • Heating System Uses Propane
  • Heat Pump System
  • Baseboard Heating
  • Propane
  • Well
  • Electric Water Heater

Community Details

  • $28 Monthly HOA Fees
  • Association fees include ground maintenance
  • Osprey Cove Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,960

Year Built

Built in 2018

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 2018
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.87
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Subdivision Name: Osprey Cove
  • Architectural Style: Craftsman
  • New Construction: No
  • Efficiency: Appliances
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None

Interior Features

  • Appliances: Dryer, Dishwasher, ENERGY STAR Qualified Appliances, Disposal, Microwave, Refrigerator, Range Hood, Washer
  • Interior Amenities: Wet Bar, Breakfast Bar, Crown Molding, Fireplace, Interior Steps, Kitchen Island, Pantry, Recessed Lighting, Smart Home, Sauna, Smart Thermostat, Window Treatments, Loft
  • Full Bathrooms: 5
  • Half Bathrooms: 1
  • Total Bedrooms: 5
  • Fireplace Features: Electric
  • Fireplace: Yes
  • Flooring: Laminate, Tile
  • Dining Room Type: Bedroom, Dining Room, Family Room, Half Bath, Kitchen, Laundry, Loft, Primary Bathroom, Office, Other, Recreation, Bonus Room

Exterior Features

  • Pool Features: In Ground
  • Fencing: Fenced, Privacy
  • Construction Type: Brick, HardiPlank Type, Concrete, Stone, Wood Frame
  • Exterior Features: Columns, Deck, Sprinkler/Irrigation, Patio, Outdoor Shower
  • Patio And Porch Features: Deck, Enclosed, Patio

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Attached, Driveway, Garage, Garage Door Opener
  • Garage: Yes
  • Attached Garage: Yes

Utilities

  • Utilities: Cable Connected, Electricity Available, High Speed Internet Available, Propane, Trash Collection, Water Available
  • Security Features: Smoke Detector(s)
  • Cooling: Central Air, Ceiling Fan(s), ENERGY STAR Qualified Equipment, Heat Pump, Multi Units
  • Heating: Baseboard, Central, Electric, ENERGY STAR Qualified Equipment, Forced Air, Fireplace(s), Heat Pump, Propane
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Well

Condo/Co-op/Association

  • Community Features: Barbecue, Sidewalks
  • Association Fee Frequency: Annually
  • Association: Yes

Fee Information

  • Association Fee Includes: Maintenance Grounds

Schools

  • Middle Or Junior School: Mowat

Lot Info

  • Lot Features: Landscaped, Sprinkler System, Paved
  • Lot Size Sq Ft: 37897.0
  • Mobile Dim Units: Feet
  • Zoning Description: Resid Single Family

Multi Family

  • Number Of Units Furnished: All Units

MLS Schools

  • Elementary School: Hiland Park
  • High School: Mosley

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,960 $567,897 -- --
2023 $7,960 $551,356 $0 $0
2022 $6,643 $496,169 $0 $0
2021 $6,594 $481,717 $43,866 $437,851
2020 $6,669 $486,558 $43,866 $442,692
2019 $6,486 $486,558 $43,866 $442,692
2018 $627 $42,650 $0 $0
2017 $613 $41,100 $0 $0
2016 $627 $41,100 $0 $0
2015 $722 $46,000 $0 $0
2014 $721 $46,000 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/12/2025 08/12/25 Pending -- -- --
04/28/2025 04/28/25 For Sale $927,770 -- $209 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $565,000 Diamond Title Agency Inc
Corporate Deed $455,000 Diamond Title Agency Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $455,000 New Conventional
Previous Owner $365,000 Commercial
Source: Public Records

Source: Central Panhandle Association of REALTORS®

MLS Number: 772609

Central Panhandle Association of REALTORS®

APN: 11822-975-013