NOT LISTED FOR SALE

3028 Cookson Ave Unit 1 Elgin, IL 60124

Providence Neighborhood

Estimated Value: $467,000 - $517,000

4 Beds
2.5 Baths
2,825 Sq Ft
$175/Sq Ft Est. Value

Last Sold July 28, 2021

Last sale price $380,000 $135 Per Sq Ft

Est. 30% increase in value since last sale

Current estimated payment $3,610/month

4 Days on Market

Highlights

  • Vaulted Ceiling
  • Den
  • 2 Car Attached Garage
  • Country Trails Elementary School Rated A-
  • Fenced Yard
  • Central Air

About This Home

As of July 2021

Location, location, location. . . best view in Elgin. Updated 4 bedroom home with office is in the perfect location for your family. In highly sought after Providence subdivision, this home boasts many upgrades and an updated color palette. New carpeting upstairs, new countertops, fresh exterior paint, and the most gorgeous view. Steps from the new path to restaurants and shops.

Last Agent to Sell the Property

Vanessa Carlson

iRealty Flat Fee Brokerage License #471016540 Listed on: 06/19/2021

Last Buyer's Agent

Pamela Burke

Keller Williams Inspire - Geneva License #475132796

Keller Williams Inspire - Geneva

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,466

Year Built

  • Built in 2004

Lot Details

  • 8,276 Sq Ft Lot
  • Fenced Yard

HOA Fees

  • $25 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Parking Included in Price

Home Design

  • Concrete Perimeter Foundation
  • Cedar

Interior Spaces

  • 2,825 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Den
  • Laminate Flooring
  • Unfinished Basement
  • Basement Fills Entire Space Under The House
  • Laundry on main level

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms

Schools

  • Country Trails Elementary School
  • Prairie Knolls Middle School
  • Central High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,466

Year Built

Built in 2004

Lot Details

0

HOA Fees

$25 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Year Built: 2004
  • Age: 16-20 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Interior Amenities: Vaulted/Cathedral Ceilings, Wood Laminate Floors, 1st Floor Laundry
  • LivingArea: 2825
  • Room Type: Den
  • Estimated Total Finished Sq Ft: 0
  • Assessed Sq Ft: 2905
  • Basement Description: Unfinished
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Total Sq Ft: 0
  • Total Sq Ft: 0

Exterior Features

  • Foundation Details: Concrete Perimeter
  • List Price: 380000
  • Lot Features: Fenced Yard
  • Waterfront: No
  • Exterior Building Type: Cedar

Garage/Parking

  • Garage Spaces: 2
  • Number of Cars: 2
  • Garage Details: Garage Door Opener(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 300
  • Association Fee Frequency: Annually
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: Other

Schools

  • Elementary School: Country Trails Elementary School
  • High School: Central High School
  • Middle/Junior School: Prairie Knolls Middle School
  • Middle/Junior School District: 301

Lot Info

  • Lot Size Acres: 0.19
  • Lot Dimensions: 8276
  • Lot Size: Less Than .25 Acre
  • Special Assessments: Y

Rental Info

  • Board Number: 8
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 9466.38
  • Tax Year: 2020
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 19, 2021
Closed on
Jul 29, 2021
Sold by
Morgan Matthew J and Morgan Kellie S
Bought by
Yareff Cyrus J
Seller's Agent
Vanessa Carlson
iRealty Flat Fee Brokerage
Buyer's Agent
Pamela Burke
Keller Williams Inspire - Geneva
List Price
$395,000
Sold Price
$380,000
Premium/Discount to List
-$15,000
-3.8%
Current Estimated Value
$494,047

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$114,047
Avg. Annual Appreciation
6.50%
Original Mortgage
$361,000
Outstanding Balance
$328,702
Interest Rate
2.99%
Mortgage Type
New Conventional
Estimated Equity
$165,345

Purchase Details

Closed on
Feb 2, 2005
Sold by
Pinnacle Corp
Bought by
Morgan Matthew J and Morgan Kellie S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$329,080
Interest Rate
5.83%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Yareff Cyrus J $380,000 Chicago Title
Morgan Matthew J $329,500 Chicago Title Insurance Comp
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Yareff Cyrus J $361,000
Previous Owner Morgan Matthew J $329,080
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/28/2021 07/28/21 Sold $380,000 -3.8% $135 / Sq Ft
06/24/2021 06/24/21 Pending -- -- --
06/19/2021 06/19/21 For Sale $395,000 -- $140 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $11,596 $140,046 $39,827 $100,219
2023 $11,117 $126,521 $35,981 $90,540
2022 $10,478 $115,365 $32,808 $82,557
2021 $10,132 $107,858 $30,673 $77,185
2020 $9,837 $102,967 $29,282 $73,685
2019 $9,466 $98,083 $27,893 $70,190
2018 $9,619 $98,498 $26,277 $72,221
2017 $9,259 $93,116 $24,841 $68,275
2016 $9,226 $86,387 $23,046 $63,341
2015 -- $78,715 $21,124 $57,591
2014 -- $67,404 $20,863 $46,541
2013 -- $69,182 $21,413 $47,769
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11129179

Midwest Real Estate Data (MRED)

APN: 06-18-428-002