NOT LISTED FOR SALE

304 Koski Rd Cloquet, MN 55720

Estimated Value: $448,000 - $702,000

6 Beds
3 Baths
3,200 Sq Ft
$174/Sq Ft Est. Value

Last Sold September 06, 2012

Last sale price $190,000 $59 Per Sq Ft

Est. 194% increase in value since last sale

Current estimated payment $3,566/month

29 Days on Market

About This Home

As of September 2012

Spacious Esko split level home built in 2004 on 8.8 acres. Main floor laundry, deck, patio central air, Esko school district. This property eligible under the Freddie Mac First Look Initiative through July 18, 2012.

Last Agent to Sell the Property

Cathy Edin

East West-Moose Lake Listed on: 07/03/2012

Last Buyer's Agent

Timothy Collelo

Tim Collelo Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,652

Year Built

  • 2005

Lot Details

  • 8.8 Acre Lot
  • Lot Dimensions are 351x912

Parking

  • 2 Car Attached Garage

Home Design

  • Poured Concrete
  • Frame Construction
  • Vinyl Siding

Interior Spaces

  • Basement Fills Entire Space Under The House

Bedrooms and Bathrooms

  • 6 Bedrooms
  • 3 Full Bathrooms

Utilities

  • Heating System Powered By Owned Propane
  • Private Water Source
  • Private Sewer

Listing and Financial Details

  • Assessor Parcel Number 78-020-0898

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,652

Year Built

2005

Lot Details

0

Listing Details

  • Class: SINGLE FAMILY
  • Classification: Homestead
  • Style: SF Single Family
  • Estimated Number of Acres: 8.8
  • Assessments: Unknown
  • Construction: Previously Owned
  • Foreclosure: Undisclosed
  • Foundation Size: 1700
  • Parcel Number: 78-020-0898
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 2005

Interior Features

  • Total Bedrooms: 6
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Room 1: Living Room, 12x18, On Level: Main
  • Room 2: Kitchen, 10.3x9.9, On Level: Main
  • Room 3: Dining Room, 9.8x13, On Level: Main
  • Room 4: Rec Room, 12.9x24.1, On Level: Lower
  • Room 5: Bedroom, 11.6x12.7, On Level: Lower
  • Room 6: Bedroom, 11x10.5, On Level: Lower
  • Room 7: 9.1x12.6, On Level: Main
  • Room 8: Master Bedroom, 12.5x12.4, On Level: Main
  • Room 9: Bedroom, 9.0x13.8, On Level: Main
  • Basement Material: Poured Concrete
  • Basement Style: Full
  • Finished Above Grade Sq Ft: 1700
  • Below Grade Finished Sq Ft: 1500
  • Total Fin Square Footage: 3200
  • Total Square Footage: 3200

Exterior Features

  • Construction Type: Frame/Wood
  • Exterior: Vinyl

Garage/Parking

  • Garage Type: Attached
  • Garage Capacity: 2

Utilities

  • Fuel: Propane - Tank Owned
  • Sewer: Private
  • Water: Private

Schools

  • School District: Esko #99

Lot Info

  • Estimated Lot Dimensions: 351x912

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 3, 2012
Closed on
Aug 27, 2012
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Oveson Kevin and Oveson Jessica
Seller's Agent
Cathy Edin
East West-Moose Lake
Buyer's Agent
Timothy Collelo
Tim Collelo Realty, LLC
List Price
$200,500
Sold Price
$190,000
Premium/Discount to List
-$10,500
-5.24%
Current Estimated Value
$557,706

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$367,706
Avg. Annual Appreciation
8.77%
Original Mortgage
$214,000
Outstanding Balance
$153,905
Interest Rate
4.12%
Mortgage Type
New Conventional
Estimated Equity
$403,801

Purchase Details

Closed on
Sep 23, 2011
Sold by
Nordby Chad A and Nordby Lori J
Bought by
Bank Of America National Association

Purchase Details

Closed on
Apr 26, 2005
Sold by
Mccracken John J and Mccracken Amelia F
Bought by
Nordby Chad A and Nordby Lori J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$244,150
Interest Rate
5.75%
Mortgage Type
New Conventional
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Oveson Kevin -- Title One Inc
Bank Of America National Association $301,826 None Available
Nordby Chad A $44,900 Pioneer Abstract & Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Oveson Kevin $214,000
Previous Owner Nordby Chad A $57,000
Previous Owner Nordby Lori J $20,000
Previous Owner Nordby Chad A $304,000
Previous Owner Nordby Chad A $220,000
Previous Owner Nordby Chad A $55,000
Previous Owner Nordby Chad Allen $244,150
Previous Owner Nordby Chad A $44,900
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/06/2012 09/06/12 Sold $190,000 -5.2% $59 / Sq Ft
08/01/2012 08/01/12 Pending -- -- --
07/03/2012 07/03/12 For Sale $200,500 -- $63 / Sq Ft
Source: REALTOR® Association of Southern Minnesota

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,652 $510,300 $96,200 $414,100
2023 $5,652 $469,200 $91,100 $378,100
2022 $5,226 $469,200 $91,100 $378,100
2021 $4,952 $368,300 $65,800 $302,500
2020 $4,918 $346,000 $63,700 $282,300
2019 $4,720 $320,700 $63,700 $257,000
2018 $4,366 $320,700 $63,700 $257,000
2017 $4,456 $294,500 $63,800 $230,700
2016 $4,332 $285,500 $63,800 $221,700
2015 $4,294 $271,700 $61,200 $210,500
2014 -- $258,500 $59,400 $199,100
2013 -- $245,700 $57,600 $188,100
Source: Public Records

Agents Affiliated with this Home

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Map

Source: REALTOR® Association of Southern Minnesota

MLS Number: 4341733

REALTOR® Association of Southern Minnesota

APN: 78-020-0898