3045 Winding River Dr Saint Charles, MO 63303
Heritage NeighborhoodEstimated payment $2,723/month
Total Views
531
4
Beds
4
Baths
3,134
Sq Ft
$136
Price per Sq Ft
Highlights
- Popular Property
- Traditional Architecture
- 1 Fireplace
- Becky-David Elementary School Rated A
- Engineered Wood Flooring
- Corner Lot
About This Home
This 4-bedroom, 2-story home in the sought-after Francis Howell School District offers comfort, function, and timeless style at every turn. Enjoy the convenience of a 3-car garage and the charm of a fully fenced backyard with garden beds ready for your favorite flowers or vegetables. With southern exposure, the backyard is bathed in natural light, while the expansive composite deck—partially covered—offers ample shade for relaxing or entertaining in comfort. The homeowner reports the soil is rich and fertile, making it ideal for all your planting desires. Inside, you'll find warm, light-filled living spaces that feel both spacious and cozy—perfect for everyday living and memorable gatherings. The finished lower level, complete with a half bath added in 2022, offers flexible space for a home office, rec room, or guest area tailored to your needs. Behind the scenes, major systems have been thoughtfully updated: roof, HVAC, and water heater (2018); garage doors (2020); new siding and basement windows (2023); and zoned HVAC (2024), offering year-round comfort and peace of mind. From the inviting interior to the sun-kissed, shaded backyard, this home is ready to welcome you in and make you feel right at home.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,353
Year Built
- Built in 1985
Lot Details
- 0.27 Acre Lot
- Corner Lot
- Garden
HOA Fees
- $13 Monthly HOA Fees
Parking
- 3 Car Attached Garage
- Garage Door Opener
Home Design
- House
- Traditional Architecture
- Vinyl Siding
- Concrete Perimeter Foundation
Interior Spaces
- 2-Story Property
- 1 Fireplace
- Sliding Doors
- Panel Doors
- Great Room
- Family Room
- Living Room
- Dining Room
Flooring
- Engineered Wood
- Parquet
- Carpet
- Ceramic Tile
- Luxury Vinyl Plank Tile
Bedrooms and Bathrooms
- 4 Bedrooms
Partially Finished Basement
- Basement Fills Entire Space Under The House
- Basement Ceilings are 8 Feet High
Home Security
- Storm Doors
- Fire and Smoke Detector
Outdoor Features
- Covered patio or porch
Schools
- Becky-David Elem. Elementary School
- Barnwell Middle School
- Francis Howell North High School
Utilities
- Forced Air Zoned Heating and Cooling System
- Phone Available
- Cable TV Available
Community Details
- Association fees include common area maintenance
- River Bend Estate Association
Listing and Financial Details
- Assessor Parcel Number 3-0014-5754-00-0020.0000000
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $4,352 | $70,495 | $0 | $0 |
| 2022 | $3,664 | $54,925 | $0 | $0 |
| 2021 | $3,656 | $54,925 | $0 | $0 |
| 2020 | $3,506 | $51,324 | $0 | $0 |
| 2019 | $3,493 | $51,324 | $0 | $0 |
| 2018 | $3,252 | $45,601 | $0 | $0 |
| 2017 | $3,235 | $45,601 | $0 | $0 |
| 2016 | $2,854 | $40,314 | $0 | $0 |
| 2015 | $2,821 | $40,314 | $0 | $0 |
| 2014 | $2,881 | $39,916 | $0 | $0 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/07/2025 08/07/25 | For Sale | $425,000 | +66.7% | $136 / Sq Ft |
| 03/27/2018 03/27/18 | Sold | -- | -- | -- |
| 01/27/2018 01/27/18 | For Sale | $255,000 | 0.0% | $112 / Sq Ft |
| 01/21/2018 01/21/18 | Pending | -- | -- | -- |
| 01/18/2018 01/18/18 | For Sale | $255,000 | -- | $112 / Sq Ft |
Source: MARIS MLS
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $260,000 | Continental Title |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $248,200 | New Conventional | |
| Closed | $252,200 | New Conventional | |
| Previous Owner | $50,000 | Credit Line Revolving |
Source: Public Records
Similar Homes in Saint Charles, MO
Source: MARIS MLS
MLS Number: MIS25053489
APN: 3-0014-5754-00-0020.0000000
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