Seller's Agent in 2025
Eric Terrero
PMZ Real Estate
(209) 765-6900
9 in this area
85 Total Sales
305 Rosina Ave Modesto, CA 95354
La Loma Neighborhood
2
Beds
1
Bath
953
Sq Ft
7,191
Sq Ft Lot
Highlights
- Craftsman Architecture
- No HOA
- 1 Car Attached Garage
- Wood Flooring
- Front Porch
- Double Pane Windows
About This Home
As of December 2025First time buyer or investor? Here is the perfect La Loma charmer for you. This 2 bedroom 1 bath bungalow is adorable and ready for its new owners. This darling home has beautifully refinished wood floors and coved ceiling. The kitchen has been updated with white shaker cabinets, concrete counters, open upper shelves and gas range and dishwasher. Great wood plank ceiling in one bedroom and gorgeous flower mural wall in the other. This home has been updated with dual pane windows, composition roof and HVAC. There is a large backyard with paver patio, garden area and storage shed. There is a separate bonus room with french doors that could work perfect as office, shop or kids play room. This home is close to schools and parks.
Last Agent to Sell the Property
PMZ Real Estate License #01359150 Listed on: 08/08/2025
Last Buyer's Agent
Berkshire Hathaway HomeServices-Drysdale Properties License #02051530
Home Details
Home Type
- Single Family
Year Built
- Built in 1948 | Remodeled
Lot Details
- 7,191 Sq Ft Lot
- Landscaped
- Property is zoned R1
Parking
- 1 Car Attached Garage
- Front Facing Garage
Home Design
- Craftsman Architecture
- Raised Foundation
- Composition Roof
- Wood Siding
Interior Spaces
- 953 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- Double Pane Windows
- Combination Dining and Living Room
- Fire and Smoke Detector
- Laundry in Garage
- Property Views
Kitchen
- Built-In Gas Range
- Microwave
- Dishwasher
- Concrete Kitchen Countertops
- Disposal
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- 1 Full Bathroom
- Tile Bathroom Countertop
- Bathtub with Shower
Outdoor Features
- Shed
- Front Porch
Utilities
- Central Heating and Cooling System
- 220 Volts
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 116-002-012-000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 8, 2025
Closed on
Dec 9, 2025
Sold by
Hernandez Andre and Edelson Breeana
Bought by
Guadagnolo Lucas Stephen
Seller's Agent
Eric Terrero
PMZ Real Estate
Buyer's Agent
Lori Benedict
Berkshire Hathaway HomeServices-Drysdale Properties
List Price
$399,988
Sold Price
$382,000
Premium/Discount to List
-$17,988
-4.5%
Views
105
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
38.47%
Original Mortgage
$305,600
Outstanding Balance
$305,600
Interest Rate
6.17%
Mortgage Type
New Conventional
Estimated Equity
$82,667
Purchase Details
Closed on
Oct 21, 2020
Sold by
Cipponet Nicholas Eter
Bought by
Hernandez Andre and Edelson Breeana
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$272,964
Interest Rate
2.8%
Mortgage Type
FHA
Purchase Details
Closed on
Jun 30, 2020
Sold by
Cipponeri Beatrice and The Beatrice Cipponeri Trust
Bought by
Cipponeri Nicholas Peter
Purchase Details
Closed on
May 18, 2012
Sold by
Cipponeri Beatrice
Bought by
Cipponeri Beatrice and The Beatrice Cipponeri Trust
Purchase Details
Closed on
Dec 15, 2011
Sold by
Bunch Brian T and Bunch Cesalie O
Bought by
Cipponeri Beatrice
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$65,600
Interest Rate
3.93%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 29, 2004
Sold by
Bowker Toby J and Bowker Kristin M
Bought by
Bunch Brian T and Bunch Cesalie O
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$235,000
Interest Rate
6.27%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
May 30, 2002
Sold by
Hibdon William and Hibdon Leatrice
Bought by
Bowker Toby J and Bowker Kristin M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$130,400
Interest Rate
6.5%
Purchase Details
Closed on
Jul 7, 1999
Sold by
Babb Wilma E and Teague Doris M
Bought by
Hibdon William and Hibdon Leatrice
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$65,600
Interest Rate
7.51%
Purchase Details
Closed on
Jan 14, 1999
Sold by
Boone Helen E
Bought by
Boone Helen E and Boone Family 1990 Trust
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $382,000 | Old Republic Title | |
| Grant Deed | $278,000 | Cypress Title Corporation | |
| Interfamily Deed Transfer | -- | None Available | |
| Interfamily Deed Transfer | -- | None Available | |
| Grant Deed | $82,000 | Ticor Title Company | |
| Grant Deed | $250,000 | Fidelity National Title | |
| Grant Deed | $163,000 | Alliance Title Company | |
| Grant Deed | $82,000 | Stewart Title | |
| Interfamily Deed Transfer | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $305,600 | New Conventional | |
| Previous Owner | $272,964 | FHA | |
| Previous Owner | $65,600 | New Conventional | |
| Previous Owner | $235,000 | Purchase Money Mortgage | |
| Previous Owner | $130,400 | No Value Available | |
| Previous Owner | $65,600 | No Value Available | |
| Closed | $32,600 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 12/12/2025 12/12/25 | Sold | $382,000 | -4.5% | $401 / Sq Ft |
| 11/14/2025 11/14/25 | Pending | -- | -- | -- |
| 09/10/2025 09/10/25 | For Sale | $399,988 | 0.0% | $420 / Sq Ft |
| 08/12/2025 08/12/25 | Pending | -- | -- | -- |
| 08/08/2025 08/08/25 | For Sale | $399,988 | -- | $420 / Sq Ft |
Source: MetroList
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,437 | $300,914 | $151,540 | $149,374 |
| 2024 | $3,282 | $295,015 | $148,569 | $146,446 |
| 2023 | $3,232 | $289,231 | $145,656 | $143,575 |
| 2022 | $3,152 | $283,560 | $142,800 | $140,760 |
| 2021 | $2,963 | $278,000 | $140,000 | $138,000 |
| 2020 | $1,061 | $94,168 | $28,708 | $65,460 |
| 2019 | $1,036 | $92,323 | $28,146 | $64,177 |
| 2018 | $986 | $90,514 | $27,595 | $62,919 |
| 2017 | $963 | $88,740 | $27,054 | $61,686 |
| 2016 | $944 | $87,001 | $26,524 | $60,477 |
| 2015 | $932 | $85,695 | $26,126 | $59,569 |
| 2014 | $917 | $84,018 | $25,615 | $58,403 |
Source: Public Records
Agents Affiliated with this Home
-
Eric Terrero
-
Roberto Covarrubias
Seller Co-Listing Agent in 2025
Roberto Covarrubias
PMZ Real Estate
(209) 568-8599
5 in this area
76 Total Sales
-
Lori Benedict
Buyer's Agent in 2025
Lori Benedict
BHHS Drysdale
(209) 604-1316
2 in this area
41 Total Sales
Map
Source: MetroList
MLS Number: 225104488
APN: 116-02-12
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