Nathaniel Terry
Pacific Home Brokers
(209) 305-4933
10 Total Sales
1 in La Loma
$449,000 Price
305 Rosina Ave Modesto, CA 95354
La Loma NeighborhoodEstimated Value: $381,532
2
Beds
1
Bath
953
Sq Ft
$400/Sq Ft
Est. Value
Highlights
- Craftsman Architecture
- No HOA
- 1 Car Attached Garage
- Wood Flooring
- Front Porch
- Double Pane Windows
About This Home
As of December 2025First time buyer or investor? Here is the perfect La Loma charmer for you. This 2 bedroom 1 bath bungalow is adorable and ready for its new owners. This darling home has beautifully refinished wood floors and coved ceiling. The kitchen has been updated with white shaker cabinets, concrete counters, open upper shelves and gas range and dishwasher. Great wood plank ceiling in one bedroom and gorgeous flower mural wall in the other. This home has been updated with dual pane windows, composition roof and HVAC. There is a large backyard with paver patio, garden area and storage shed. There is a separate bonus room with french doors that could work perfect as office, shop or kids play room. This home is close to schools and parks.
Last Agent to Sell the Property
PMZ Real Estate License #01359150 Listed on: 08/08/2025
Last Buyer's Agent
Berkshire Hathaway HomeServices-Drysdale Properties License #02051530
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Home Details
Home Type
- Single Family
Year Built
- Built in 1948 | Remodeled
Lot Details
- 7,191 Sq Ft Lot
- Landscaped
- Property is zoned R1
Parking
- 1 Car Attached Garage
- Front Facing Garage
Home Design
- Craftsman Architecture
- Raised Foundation
- Composition Roof
- Wood Siding
Interior Spaces
- 953 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- Double Pane Windows
- Combination Dining and Living Room
- Fire and Smoke Detector
- Laundry in Garage
- Property Views
Kitchen
- Built-In Gas Range
- Microwave
- Dishwasher
- Concrete Kitchen Countertops
- Disposal
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- 1 Full Bathroom
- Tile Bathroom Countertop
- Bathtub with Shower
Outdoor Features
- Shed
- Front Porch
Utilities
- Central Heating and Cooling System
- 220 Volts
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 116-002-012-000
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 8, 2025
Closed on
Dec 9, 2025
Sold by
Hernandez Andre and Edelson Breeana
Bought by
Seller's Agent
Eric Terrero
PMZ Real Estate
Buyer's Agent
Lori Benedict
Berkshire Hathaway HomeServices-Drysdale Properties
List Price
$399,988
Sold Price
$382,000
Premium/Discount to List
-$17,988
-4.5%
Views
105
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$468
Avg. Annual Appreciation
-0.16%
Original Mortgage
$305,600
Outstanding Balance
$303,201
Interest Rate
6.17%
Mortgage Type
New Conventional
Estimated Equity
$78,331
Purchase Details
Closed on
Oct 21, 2020
Sold by
Cipponet Nicholas Eter
Bought by
Hernandez Andre and Edelson Breeana
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$272,964
Interest Rate
2.8%
Mortgage Type
FHA
Purchase Details
Closed on
Jun 30, 2020
Sold by
Cipponeri Beatrice and The Beatrice Cipponeri Trust
Bought by
Cipponeri Nicholas Peter
Purchase Details
Closed on
May 18, 2012
Sold by
Cipponeri Beatrice
Bought by
Cipponeri Beatrice and The Beatrice Cipponeri Trust
Purchase Details
Closed on
Dec 15, 2011
Sold by
Bunch Brian T and Bunch Cesalie O
Bought by
Cipponeri Beatrice
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$65,600
Interest Rate
3.93%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 29, 2004
Sold by
Bowker Toby J and Bowker Kristin M
Bought by
Bunch Brian T and Bunch Cesalie O
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$235,000
Interest Rate
6.27%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
May 30, 2002
Sold by
Hibdon William and Hibdon Leatrice
Bought by
Bowker Toby J and Bowker Kristin M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$130,400
Interest Rate
6.5%
Purchase Details
Closed on
Jul 7, 1999
Sold by
Babb Wilma E and Teague Doris M
Bought by
Hibdon William and Hibdon Leatrice
Purchase Details
Closed on
Jan 14, 1999
Sold by
Boone Helen E
Bought by
Boone Helen E and Boone Family 1990 Trust
Home Values in the Area
Average Home Value in this Area
Agents Specializing in La Loma, CA
-
Nathaniel Terry
-
Jayesh Karamchandani
Jayesh Karamchandani
Real Broker Technologies
(209) 900-5939
35 Total Sales
2 in La Loma
$370K - $410K Price Range
-
Jason Hamilton
Jason Hamilton
eXp Realty of Northern California, Inc.
(916) 566-5981
75 Total Sales
1 in La Loma
$566,000 Price
-
JoAnn Merenda
JoAnn Merenda
eXp Realty of Northern California, Inc.
(209) 219-3322
52 Total Sales
2 in La Loma
$375K - $450K Price Range
-
Yovany Acosta
Yovany Acosta
Garin Real Estate
(650) 733-2788
117 Total Sales
1 in La Loma
$285,000 Price
-
Alex Salazar
Alex Salazar
RE/MAX Gold
(559) 377-6342
577 Total Sales
3 in La Loma
$395,000 Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $382,000 | Old Republic Title | ||
| Hernandez Andre | $278,000 | Cypress Title Corporation | |
| Cipponeri Nicholas Peter | -- | None Available | |
| Cipponeri Beatrice | -- | None Available | |
| Cipponeri Beatrice | $82,000 | Ticor Title Company | |
| Bunch Brian T | $250,000 | Fidelity National Title | |
| Bowker Toby J | $163,000 | Alliance Title Company | |
| Hibdon William | $82,000 | Stewart Title | |
| Boone Helen E | -- | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $305,600 | ||
| Previous Owner | Hernandez Andre | $271,414 | |
| Previous Owner | Hernandez Andre | $272,964 | |
| Previous Owner | Cipponeri Beatrice | $65,600 | |
| Previous Owner | Bunch Brian T | $235,000 | |
| Previous Owner | Bowker Toby J | $174,000 | |
| Previous Owner | Bowker Toby J | $130,400 | |
| Previous Owner | Hibdon William | $26,600 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 12/12/2025 12/12/25 | Sold | $382,000 | -4.5% | $401 / Sq Ft |
| 11/14/2025 11/14/25 | Pending | -- | -- | -- |
| 09/10/2025 09/10/25 | For Sale | $399,988 | 0.0% | $420 / Sq Ft |
| 08/12/2025 08/12/25 | Pending | -- | -- | -- |
| 08/08/2025 08/08/25 | For Sale | $399,988 | -- | $420 / Sq Ft |
Source: MetroList
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,437 | $300,914 | $151,540 | $149,374 |
| 2024 | $3,282 | $295,015 | $148,569 | $146,446 |
| 2023 | $3,232 | $289,231 | $145,656 | $143,575 |
| 2022 | $3,152 | $283,560 | $142,800 | $140,760 |
| 2021 | $2,963 | $278,000 | $140,000 | $138,000 |
| 2020 | $1,061 | $94,168 | $28,708 | $65,460 |
| 2019 | $1,036 | $92,323 | $28,146 | $64,177 |
| 2018 | $986 | $90,514 | $27,595 | $62,919 |
| 2017 | $963 | $88,740 | $27,054 | $61,686 |
| 2016 | $944 | $87,001 | $26,524 | $60,477 |
| 2015 | $932 | $85,695 | $26,126 | $59,569 |
| 2014 | $917 | $84,018 | $25,615 | $58,403 |
Source: Public Records
Agents Affiliated with this Home
-
Eric Terrero
Seller's Agent in 2025
Eric Terrero
PMZ Real Estate
(209) 765-6900
10 in this area
77 Total Sales
-
Roberto Covarrubias
Seller Co-Listing Agent in 2025
Roberto Covarrubias
Lifestyle Realty
(209) 568-8599
5 in this area
64 Total Sales
-
Lori Benedict
Buyer's Agent in 2025
Lori Benedict
BHHS Drysdale
(209) 604-1316
2 in this area
39 Total Sales
Map
Source: MetroList
MLS Number: 225104488
APN: 116-02-12
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
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