Seller's Agent in 2021
Patti O'Malley
Taylored Realty
(630) 715-1403
1 in this area
60 Total Sales
305 Taft Dr Oswego, IL 60543
Northwest Oswego Neighborhood
3
Beds
4
Baths
2,008
Sq Ft
871
Sq Ft Lot
Highlights
- Corner Lot
- Formal Dining Room
- Central Air
- Oswego High School Rated A-
- Fenced Yard
About This Home
As of July 2021FORECLOSURE - Beautiful Formal model home. Home has new carpet, paint and repaired. Ready to Move in. The Master has sitting room w fireplace, double doors that lead to the 2nd level deck and a lux master bath. Spacious main floor w formal liv rm, din rm, fam rm w fire place and eat in kitchen w 42" maple cabinets. Home is sold As-Is. Buyer responsible for city transfer fees. Sold as is, tax @ 100%, no survey
Last Agent to Sell the Property
Shirley Guercio
Coldwell Banker Honig-Bell Listed on: 08/08/2012
Property Details
Home Type
- Other
Est. Annual Taxes
- $8,422
Year Built
- 1997
Lot Details
- Fenced Yard
- Corner Lot
HOA Fees
- $58 per month
Parking
- No Garage
- Driveway
Home Design
- Brick Exterior Construction
- Slab Foundation
- Asphalt Shingled Roof
- Aluminum Siding
Interior Spaces
- Primary Bathroom is a Full Bathroom
- Formal Dining Room
Kitchen
- Oven or Range
- Microwave
- Dishwasher
- Disposal
Laundry
- Dryer
- Washer
Finished Basement
- Basement Fills Entire Space Under The House
- Finished Basement Bathroom
Utilities
- Central Air
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 16, 2021
Closed on
Jun 28, 2021
Sold by
Mcgillis Joseph
Bought by
Soberon Joseph A and Soberon Sheena D
Seller's Agent
Patti O'Malley
Taylored Realty
Buyer's Agent
Donna Bode
@properties Christie's International Real Estate
Sold Price
$258,000
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$90,620
Avg. Annual Appreciation
6.43%
Original Mortgage
$253,326
Outstanding Balance
$232,235
Interest Rate
2.87%
Mortgage Type
FHA
Estimated Equity
$102,898
Purchase Details
Closed on
Jun 23, 2017
Sold by
Mcgillis Connie
Bought by
Mcgillis Joseph
Purchase Details
Listed on
May 1, 2014
Closed on
Jun 30, 2014
Sold by
Thompson Christopher J and Thompson Amy M
Bought by
Mcgillis Joseph and Mcgillis Connie
Seller's Agent
Debbie Wood
Kettley & Co. Inc. - Yorkville
Buyer's Agent
Rosemarie Bakka
eXp Realty
List Price
$194,900
Sold Price
$194,900
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.95%
Original Mortgage
$194,900
Interest Rate
4.2%
Mortgage Type
VA
Purchase Details
Listed on
May 1, 2014
Closed on
Jun 1, 2014
Bought by
Mcgillis Joseph and Mcgillis Connie
Seller's Agent
Debbie Wood
Kettley & Co. Inc. - Yorkville
Buyer's Agent
Rosemarie Bakka
eXp Realty
List Price
$194,900
Sold Price
$194,900
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$194,900
Interest Rate
4.2%
Mortgage Type
VA
Purchase Details
Listed on
Aug 8, 2012
Closed on
Sep 10, 2012
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Thompson Christopher and Thompson Amy
Seller's Agent
Shirley Guercio
Coldwell Banker Honig-Bell
Buyer's Agent
James Dumont
Baird & Warner Fox Valley - Geneva
List Price
$174,900
Sold Price
$165,000
Premium/Discount to List
-$9,900
-5.66%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.42%
Original Mortgage
$162,011
Interest Rate
3.25%
Mortgage Type
FHA
Purchase Details
Closed on
May 29, 2012
Sold by
Brennan Patricia A
Bought by
Federal Home Loan Mortgage Corporation
Purchase Details
Closed on
Apr 30, 2004
Sold by
Ball Eric Allan
Bought by
Brennan Patricia A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$211,500
Interest Rate
6.75%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jul 21, 2000
Sold by
Stetson Richard P
Bought by
Ball Eric Allan
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$209,500
Interest Rate
8.19%
Mortgage Type
Stand Alone First
Purchase Details
Closed on
Mar 12, 1999
Sold by
National Model Homes Inc
Bought by
Stetson Richard P
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$152,000
Interest Rate
6.94%
Mortgage Type
Balloon
Purchase Details
Closed on
Jun 30, 1998
Sold by
Hometown Development Inc
Bought by
National Model Homes Inc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$580,500
Interest Rate
8.15%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $258,000 | Chicago Title | |
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | $195,000 | Stewart Title | |
| Deed | $194,900 | -- | |
| Special Warranty Deed | $165,000 | Attorneys Title Guaranty Fun | |
| Sheriffs Deed | -- | None Available | |
| Warranty Deed | $235,000 | -- | |
| Warranty Deed | $209,500 | -- | |
| Warranty Deed | $190,000 | Ticor Title Insurance | |
| Warranty Deed | $581,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $6,794 | FHA | |
| Open | $253,326 | FHA | |
| Previous Owner | $199,750 | New Conventional | |
| Previous Owner | $205,894 | VA | |
| Previous Owner | $194,900 | VA | |
| Previous Owner | $162,011 | FHA | |
| Previous Owner | $219,000 | Fannie Mae Freddie Mac | |
| Previous Owner | $192,000 | Unknown | |
| Previous Owner | $23,500 | Credit Line Revolving | |
| Previous Owner | $211,500 | Purchase Money Mortgage | |
| Previous Owner | $209,500 | Stand Alone First | |
| Previous Owner | $152,000 | Balloon | |
| Previous Owner | $580,500 | No Value Available | |
| Closed | -- | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/02/2021 07/02/21 | Sold | $258,000 | -4.1% | $128 / Sq Ft |
| 05/16/2021 05/16/21 | Pending | -- | -- | -- |
| 05/16/2021 05/16/21 | For Sale | -- | -- | -- |
| 05/16/2021 05/16/21 | For Sale | $269,000 | +38.0% | $134 / Sq Ft |
| 06/30/2014 06/30/14 | Sold | $194,900 | 0.0% | $97 / Sq Ft |
| 05/06/2014 05/06/14 | Pending | -- | -- | -- |
| 05/01/2014 05/01/14 | For Sale | $194,900 | +18.1% | $97 / Sq Ft |
| 10/24/2012 10/24/12 | Sold | $165,000 | 0.0% | $82 / Sq Ft |
| 09/06/2012 09/06/12 | Pending | -- | -- | -- |
| 09/01/2012 09/01/12 | Off Market | $165,000 | -- | -- |
| 08/08/2012 08/08/12 | For Sale | $174,900 | -- | $87 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $8,422 | $110,661 | $21,615 | $89,046 |
| 2023 | $7,571 | $97,930 | $19,128 | $78,802 |
| 2022 | $7,571 | $89,844 | $17,549 | $72,295 |
| 2021 | $8,083 | $86,388 | $16,874 | $69,514 |
| 2020 | $7,925 | $83,872 | $16,383 | $67,489 |
| 2019 | $7,862 | $81,906 | $16,383 | $65,523 |
| 2018 | $0 | $74,560 | $14,914 | $59,646 |
| 2017 | $0 | $68,719 | $13,746 | $54,973 |
| 2016 | $0 | $65,136 | $13,029 | $52,107 |
| 2015 | -- | $60,311 | $12,064 | $48,247 |
| 2014 | -- | $56,897 | $11,381 | $45,516 |
| 2013 | -- | $59,237 | $11,849 | $47,388 |
Source: Public Records
Agents Affiliated with this Home
-
Patti O'Malley
-
Donna Bode
Buyer's Agent in 2021
Donna Bode
@ Properties
(630) 667-7182
2 in this area
61 Total Sales
-
D
Seller's Agent in 2014
Debbie Wood
Kettley & Co. Inc. - Yorkville
-
Rosemarie Bakka
Buyer's Agent in 2014
Rosemarie Bakka
eXp Realty
(630) 421-3883
1 in this area
151 Total Sales
-
S
Seller's Agent in 2012
Shirley Guercio
Coldwell Banker Honig-Bell
-
James Dumont
Buyer's Agent in 2012
James Dumont
Baird Warner
(630) 364-9119
101 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: MRD08132987
APN: 03-18-243-004
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