3052 Mosedale St Elgin, IL 60124
Providence Neighborhood
3
Beds
2.5
Baths
2,154
Sq Ft
$373/mo
HOA Fee
Highlights
- Landscaped Professionally
- Clubhouse
- Balcony
- Country Trails Elementary School Rated A-
- Property is near a park
- 3-minute walk to Settlers Park
About This Home
As of July 2025Experience space and tranquility in the beautiful subdivision of Providence, where winding streets, low traffic, and lushly landscaped open spaces create a serene atmosphere. From the moment you step inside, pride of ownership, quality craftsmanship, and attention to detail are evident throughout. The inviting living room features built-in shelves and cabinets flanking a gas-start and wood-burning fireplace, with abundant natural light streaming in from the front deck. LED recessed lighting and luxury vinyl flooring extend throughout the entire home, adding both style and durability. The kitchen is a chef's delight, boasting newer deluxe stainless steel appliances, ample cabinetry, a large pantry closet, and additional counter and cabinet space in the dining area. Step out onto the deck overlooking the backyard, perfect for morning coffee or evening relaxation. Adjacent to the kitchen, the cozy family room offers a wonderful gathering space. A convenient powder room completes this level. Upstairs, the spacious primary suite includes a full bath, generous closet space, and a striking tray ceiling. A second bedroom, another full bath, and a second-floor laundry room add to the home's practicality. The large loft provides flexibility for a home office, workout area, or additional bedroom space with the addition of walls and door. The lower level offers a private and oversized recreation room-potential third bedroom or private office - ideal for guests or a quiet retreat. Now for the big surprise! The insulated, heated two-car garage features an epoxy floor and can easily double as a hangout space, mancave, or mechanic's dream workshop. Need to park cars? It converts back into a functional garage anytime. This home offers numerous possibilities to accommodate a family large or small Please note: Cabinets and hot tub are not included in the sale. Schedule your tour today and discover all that this stunning home has to offer! Better than average construction features cinder block walls between units for quiet enjoyment of your home and less noise from neighbors than many of the other townhomes in the area.
Last Agent to Sell the Property
HomeSmart Connect LLC License #471003240 Listed on: 04/30/2025
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $7,576
Year Built
- Built in 2005
HOA Fees
- $373 Monthly HOA Fees
Parking
- 2 Car Garage
- Driveway
- Parking Included in Price
Home Design
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- 2,154 Sq Ft Home
- 3-Story Property
- Ceiling Fan
- Family Room
- Combination Dining and Living Room
- Vinyl Flooring
- Basement Fills Entire Space Under The House
Kitchen
- Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- Separate Shower
Laundry
- Laundry Room
- Dryer
- Washer
Home Security
Schools
- Country Trails Elementary School
- Prairie Knolls Middle School
- Central High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Additional Features
- Balcony
- Landscaped Professionally
- Property is near a park
Listing and Financial Details
- Homeowner Tax Exemptions
Community Details
Overview
- Association fees include insurance, clubhouse, exterior maintenance, lawn care, scavenger, snow removal
- 5 Units
- Michael Layton Association, Phone Number (630) 941-0135
- Providence Subdivision
- Property managed by Real Estate Investor Services
Amenities
- Common Area
- Clubhouse
- Party Room
Recreation
- Tennis Courts
- Park
Pet Policy
- Limit on the number of pets
- Pet Deposit Required
- Dogs and Cats Allowed
Security
- Resident Manager or Management On Site
- Carbon Monoxide Detectors
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 30, 2025
Closed on
Jun 19, 2025
Sold by
Hartwig Michelle and Hartwig Eric
Bought by
Majka Trevor J and Majka Jennifer M
Seller's Agent
Noreen Plaga
HomeSmart Connect LLC
Buyer's Agent
Sarah Leonard
Legacy Properties, A Sarah Leonard Company, LLC
List Price
$319,900
Sold Price
$320,000
Premium/Discount to List
$100
0.03%
Views
16
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-10.75%
Original Mortgage
$10,000
Outstanding Balance
$10,000
Interest Rate
6.89%
Mortgage Type
New Conventional
Estimated Equity
$307,103
Purchase Details
Listed on
Jun 9, 2012
Closed on
Jul 24, 2012
Sold by
Federal National Mortgage Association
Bought by
Hartwig Michelle and Mortimer Howard
Seller's Agent
John Hoffman
Whyrent Real Estate Company
Buyer's Agent
Amy Valley
List Price
$149,900
Sold Price
$136,000
Premium/Discount to List
-$13,900
-9.27%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.89%
Original Mortgage
$133,536
Interest Rate
3.5%
Mortgage Type
FHA
Purchase Details
Closed on
Apr 30, 2012
Sold by
Brettschneider Jamie S
Bought by
Federal National Mortgage Association
Purchase Details
Closed on
Sep 30, 2005
Sold by
Pinnacle Corp
Bought by
Brettschneider Jamie S and Brettschneider Katherine J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$217,600
Interest Rate
5.5%
Mortgage Type
Fannie Mae Freddie Mac
Similar Homes in Elgin, IL
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The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $320,000 | None Listed On Document | |
| Special Warranty Deed | $136,000 | None Available | |
| Sheriffs Deed | -- | None Available | |
| Warranty Deed | $242,000 | Chicago Title Insurance Comp |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $10,000 | New Conventional | |
| Open | $309,700 | VA | |
| Previous Owner | $133,536 | FHA | |
| Previous Owner | $224,400 | Unknown | |
| Previous Owner | $217,600 | Fannie Mae Freddie Mac |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/01/2025 07/01/25 | Sold | $320,000 | 0.0% | $149 / Sq Ft |
| 05/14/2025 05/14/25 | Pending | -- | -- | -- |
| 04/30/2025 04/30/25 | For Sale | $319,900 | +135.2% | $149 / Sq Ft |
| 08/28/2012 08/28/12 | Sold | $136,000 | -2.8% | $64 / Sq Ft |
| 07/12/2012 07/12/12 | Pending | -- | -- | -- |
| 07/10/2012 07/10/12 | Price Changed | $139,900 | -6.7% | $66 / Sq Ft |
| 06/09/2012 06/09/12 | For Sale | $149,900 | -- | $71 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $7,851 | $89,402 | $26,007 | $63,395 |
| 2023 | $7,576 | $80,768 | $23,495 | $57,273 |
| 2022 | $7,056 | $73,646 | $21,423 | $52,223 |
| 2021 | $6,849 | $68,854 | $20,029 | $48,825 |
| 2020 | $6,669 | $65,732 | $19,121 | $46,611 |
| 2019 | $6,487 | $62,614 | $18,214 | $44,400 |
| 2018 | $6,649 | $63,481 | $17,159 | $46,322 |
| 2017 | $6,425 | $60,012 | $16,221 | $43,791 |
| 2016 | $6,437 | $55,675 | $15,049 | $40,626 |
| 2015 | -- | $51,031 | $13,794 | $37,237 |
| 2014 | -- | $43,570 | $13,624 | $29,946 |
| 2013 | -- | $44,719 | $13,983 | $30,736 |
Source: Public Records
Agents Affiliated with this Home
-
N
Seller's Agent in 2025
Noreen Plaga
The McDonald Group
-
S
Buyer's Agent in 2025
Sarah Leonard
Legacy Properties, A Sarah Leonard Company, LLC
-
J
Seller's Agent in 2012
John Hoffman
Whyrent Real Estate Company
-
T
Seller Co-Listing Agent in 2012
Tina Aronson
Whyrent Real Estate Company
-
A
Buyer's Agent in 2012
Amy Valley
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12353016
APN: 06-17-354-042
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